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Radish72 MFW diary

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  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    taka wrote: »
    Did they take into account your other OPs? Eg ones previously taking time off the term have now been used as reduced payments instead?

    Hi Taka

    I have never reduced the term of my mortgage as they charge a fee (only £10) as I thought if I moving in the future it seemed a waste of money (will someone please buy my house I'm fed up having to keep it spick and span)

    Counted slummy pots up last night and have £55 that can be banked as an OP when I get to the bank.

    Also going to put another chunk of money into my ISA, worked out after this I still have a buffer of about £1500 which should cover house moving costs if needed at short notice

    Jobs for the week is to cancel union subscription as they have done nothing for me in the last year so I think this is a waste of money. Need to explain why I'm cancelling in a nice way but saying that I think they are a waste of space. Sensible thing would be to then increase mortgage OP by the money.

    Had a mega clothes shop (according to BF) new socks (I no longer have holes in my socks), some new knickers and 3 T-shirts. All from Tesco's so a grand total off £22 spent.

    Off work next week so have booked a few night in Warwick (have tickets for the castle from Tesco clubcard vouchers). Can't wait only 3 more work get-ups then 11 days away from the place :rotfl:
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Had a mega clothes shop (according to BF) new socks (I no longer have holes in my socks), some new knickers and 3 T-shirts. All from Tesco's so a grand total off £22 spent.

    Please let your BF know that it definitely, a 100%, was not a mega shop! :)

    A whole week off work, you lucky thing :D I'll do a sun dance every morning for you to ensure good weather
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • MFW_DannyG
    MFW_DannyG Posts: 100 Forumite
    No, to a bloke that is definately a mega shop!
    MORTGAGE JAN 2019
    £225,000/143,579/63.81%
    HOUSE VALUE/MORTGAGE REMAINING/LTV %
    MORTGAGE NOW
    £143,579/63.81%
    MORTGAGE FREE TARGET JANUARY 2022
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    MFW_DannyG wrote: »
    No, to a bloke that is definately a mega shop!

    To the metrosexuals that's barely dipping your toe! ;)


    And I have to laugh at your 'only 3 more get ups', Radish: everyone I know has been counting down the number of 'sleeps' or 'get ups' to their holidays on Facebook. Am I the only person who didn't do this as a child?!
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    InaPickle wrote: »
    And I have to laugh at your 'only 3 more get ups', Radish: everyone I know has been counting down the number of 'sleeps' or 'get ups' to their holidays on Facebook. Am I the only person who didn't do this as a child?!

    I never did this as a child, it came about when I suddenly got lots of godchildren and they always asked "how many sleeps till something"

    So it seems to have stuck :rotfl:

    I do "get ups" as thats' the bit I hate, so now only 2 more work get ups (and 4 hours till I can go home)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Radish72 wrote: »
    I do "get ups" as thats' the bit I hate, so now only 2 more work get ups (and 4 hours till I can go home)

    Birds of a feather, Radish: I'm with you on that one! :beer:
    I hate mornings. I don't get morning people. My body clock is and always has been set on 'vampire'. Anyone who gets up at the crack of dawn is a nutter, IMHO.
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Radish
    ditto what the others have said in terms of the shop £22 is not mega!! tell the BF we said so :)

    enjoy your week off and the castle! we are just about ready for some holiday time to so gonna look at what clubcard can offer us!
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    I hate mornings. I don't get morning people. My body clock is and always has been set on 'vampire'. Anyone who gets up at the crack of dawn is a nutter, IMHO

    Corr, it appears we have a vampire in our midst . Agree with you 100% :D
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    edited 29 July 2010 at 12:05AM
    SmlSave wrote: »
    Corr, it appears we have a vampire in our midst . Agree with you 100% :D

    Vy hello, SmlSave. How var you? It eez nice to meet anozer vampire. :) Mvavhvhavhvha!
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    :j0 more work get ups, just 3 hours to go and I'm free until the 9th August

    Forgot to bring slummy money/ISA cheque (must see what happened to my on-line application form) into work, so will be leaving that till after week off

    Forgot to search for union membership number last night so can't do that either

    Also spare bedroom blind fell down (half of it) last night and gave me the heebies-geebies (just read that word on TPA diary and think it should be used more often) so now I have two blinds to put up but will be leaving that till after hols

    Just need motivation to go home , sort out house and pack for BF's, then drive down to his. Was going to leave it and go Saturday but need a big hug so will overcome this tiredness and go tonight
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
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