Debt Relief Orders (DRO) - Information & help thread

ammalik786

Thanks for the reply fatbelly. Parkers value it at around £2400. Will a letter from my father be sufficient? 

fatbelly

ammalik786 said:

Thanks for the reply fatbelly. Parkers value it at around £2400. Will a letter from my father be sufficient? 

Definitely get your father to write to say that he bought the car  and although you are the registered keeper he is the owner.

Then you'll have to see whether your intermediary wants anything else. Who are you using? Stepchange?

Let us know how you get on.

ammalik786

I can get the letter but the bill of purchase has my name on it although the money came from my father. I am doing this through stepchange. quite a big headache!

sourcrates

ammalik786 said:

Hi
I am considering applying for a dro and would be grateful if anyone could tell me what proof I need for car ownership. I am the registered  keeper but the money was paid by my father in cash. I only paid a small deposit on the day.

You do not require any proof, you make a declaration to that effect, thats it.

ammalik786

sourcrates said:

ammalik786 said:

Hi
I am considering applying for a dro and would be grateful if anyone could tell me what proof I need for car ownership. I am the registered  keeper but the money was paid by my father in cash. I only paid a small deposit on the day.

You do not require any proof, you make a declaration to that effect, thats it.

Many thanks. Will a letter from my father suffice as evidence and will they ask for this?

sourcrates

ammalik786 said:

sourcrates said:

ammalik786 said:

Hi
I am considering applying for a dro and would be grateful if anyone could tell me what proof I need for car ownership. I am the registered  keeper but the money was paid by my father in cash. I only paid a small deposit on the day.

You do not require any proof, you make a declaration to that effect, thats it.

Many thanks. Will a letter from my father suffice as evidence and will they ask for this?

Err, like i said before, you do not require any proof of anything, you state you have use of a vehicle, but you are not the owner.

You then declare it to be true on the form, then sign it, thats it, job done.

ammalik786

sourcrates said:

ammalik786 said:

sourcrates said:

ammalik786 said:

Hi
I am considering applying for a dro and would be grateful if anyone could tell me what proof I need for car ownership. I am the registered  keeper but the money was paid by my father in cash. I only paid a small deposit on the day.

You do not require any proof, you make a declaration to that effect, thats it.

Many thanks. Will a letter from my father suffice as evidence and will they ask for this?

Err, like i said before, you do not require any proof of anything, you state you have use of a vehicle, but you are not the owner.

You then declare it to be true on the form, then sign it, thats it, job done.

Ok thanks for the advice appreciated

ammalik786

ammalik786 said:

sourcrates said:

ammalik786 said:

sourcrates said:

ammalik786 said:

Hi
I am considering applying for a dro and would be grateful if anyone could tell me what proof I need for car ownership. I am the registered  keeper but the money was paid by my father in cash. I only paid a small deposit on the day.

You do not require any proof, you make a declaration to that effect, thats it.

Many thanks. Will a letter from my father suffice as evidence and will they ask for this?

Err, like i said before, you do not require any proof of anything, you state you have use of a vehicle, but you are not the owner.

You then declare it to be true on the form, then sign it, thats it, job done.

Ok thanks for the advice appreciated

I contacted stepchange and they say that if i use the vehicle I am classed as the owner? Any further advice appreciated.

sourcrates

ammalik786 said:

ammalik786 said:

sourcrates said:

ammalik786 said:

sourcrates said:

ammalik786 said:

Hi
I am considering applying for a dro and would be grateful if anyone could tell me what proof I need for car ownership. I am the registered  keeper but the money was paid by my father in cash. I only paid a small deposit on the day.

You do not require any proof, you make a declaration to that effect, thats it.

Many thanks. Will a letter from my father suffice as evidence and will they ask for this?

Err, like i said before, you do not require any proof of anything, you state you have use of a vehicle, but you are not the owner.

You then declare it to be true on the form, then sign it, thats it, job done.

Ok thanks for the advice appreciated

I contacted stepchange and they say that if i use the vehicle I am classed as the owner? Any further advice appreciated.

Well in this instance stepchange are wrong.

Fatbelly gives good advice on covering yourself above.

Looks like you have got someones inexperianced opinion, rather than hard facts.

You can be a named driver in a car you do not own, you can drive, tax, and insure a car you do not own.

You can do the above on a DRO as i have done myself, all above board.

From Debt Camel -

I have a car registered in my name for insurance, but it’s owned by my mother – what will happen?

Tell your DRO Adviser but this should be fine. What matters is who owns the car, not whose name is on the insurance or the V5 registration. You will probably need to provide some proof about who bought the car.

ammalik786

sourcrates said:

ammalik786 said:

ammalik786 said:

sourcrates said:

ammalik786 said:

sourcrates said:

ammalik786 said:

Hi
I am considering applying for a dro and would be grateful if anyone could tell me what proof I need for car ownership. I am the registered  keeper but the money was paid by my father in cash. I only paid a small deposit on the day.

You do not require any proof, you make a declaration to that effect, thats it.

Many thanks. Will a letter from my father suffice as evidence and will they ask for this?

Err, like i said before, you do not require any proof of anything, you state you have use of a vehicle, but you are not the owner.

You then declare it to be true on the form, then sign it, thats it, job done.

Ok thanks for the advice appreciated

I contacted stepchange and they say that if i use the vehicle I am classed as the owner? Any further advice appreciated.

Well in this instance stepchange are wrong.

Fatbelly gives good advice on covering yourself above.

Looks like you have got someones inexperianced opinion, rather than hard facts.

You can be a named driver in a car you do not own, you can drive, tax, and insure a car you do not own.

You can do the above on a DRO as i have done myself, all above board.

Thanks for the reply. She said she's 99% sure that it won't be accepted. Do I have to out the vehicle on the dro application and if so do I state there that I don't own it or shall I not include the vehicle? Also has this been done by anyone before (car ownership and Dro)