Debt Relief Orders (DRO) - Information & help thread

SerenCoch

It was a 1999 T reg Volkswagon Polo Saloon. There was no pressure in the oil pump leading me to believe the engine was now dead and beyond the cost of economical repair (I could possibly ask the garage that looked at it to state this maybe?). It had also done 220,000 miles. And the sad irony is the £60 we received for it was spent on a parking fine.

wba31

SerenCoch wrote: »

It was a 1999 T reg Volkswagon Polo Saloon. There was no pressure in the oil pump leading me to believe the engine was now dead and beyond the cost of economical repair (I could possibly ask the garage that looked at it to state this maybe?). It had also done 220,000 miles. And the sad irony is the £60 we received for it was spent on a parking fine.

On that info I dont think you have a problem. If the repair cost works out more than the vehicle value (£500 approx?) then you have done well to get £60 for the car. you havent sold an asset for less than it's true value, so it wouldnt need declaring on the forms.

broken_spirit

I finally got thru 2 NDL 2day. I explained about the bombardment of phone calls & letters I've been receiving over the last few days. I've been advised 2 write 2 all my creditors once again, but 2 inform them that I am in the process of applying 4 a DRO & 2 hold all proceedings against me. I was under the impression that was the last thing I should be announcing 2 my creditors...............I've sent out letters offering nominal payments, which sum have accepted, whilst "NDL assess my finances".....................who's right?

scarlet55

broken_spirit wrote: »

I finally got thru 2 NDL 2day. I explained about the bombardment of phone calls & letters I've been receiving over the last few days. I've been advised 2 write 2 all my creditors once again, but 2 inform them that I am in the process of applying 4 a DRO & 2 hold all proceedings against me. I was under the impression that was the last thing I should be announcing 2 my creditors...............I've sent out letters offering nominal payments, which sum have accepted, whilst "NDL assess my finances".....................who's right?

well personaly i would'nt do it but see wot 1 of the experts say b.s

broken_spirit

scarlet55 wrote: »

well personaly i would'nt do it but see wot 1 of the experts say b.s

Evening! Thats wot I thought 2. I used the letter u gave me & last time I spoke 2 NDL they said that was fine. Now I find I'm getting different info. I thought it may start an onslaught of court proceedings, which is the last thing I want

scarlet55

broken_spirit wrote: »

Evening! Thats wot I thought 2. I used the letter u gave me & last time I spoke 2 NDL they said that was fine. Now I find I'm getting different info. I thought it may start an onslaught of court proceedings, which is the last thing I want

id just sit tight, you've done nearly 4 wks it shouldnt be that long now and it will b worth it in the end...:)

broken_spirit

scarlet55 wrote: »

id just sit tight, you've done nearly 4 wks it shouldnt be that long now and it will b worth it in the end...:)

Ta chuck, I kno you're rite..................I dont kno whether I'm speaking 2 u on here or msn/email! lol x

scarlet55

broken_spirit wrote: »

Ta chuck, I kno you're rite..................I dont kno whether I'm speaking 2 u on here or msn/email! lol x

all 3...were multitasking...lol:):)

broken_spirit

scarlet55 wrote: »

all 3...were multitasking...lol:):)

:rotfl::rotfl::rotfl:Now ur showing off!!! :rotfl::rotfl::rotfl:
I can't keep up with u!

scarlet55

broken_spirit wrote: »

:rotfl::rotfl::rotfl:Now ur showing off!!! :rotfl::rotfl::rotfl:
I can't keep up with u!

wud'nt say that....my heads spinning...lol..:):):)