Debt Relief Orders (DRO) - Information & help thread

Orville

scarlet55 wrote: »

ok thanx orville, still cant believe iv got the appointment so quick with the dro adviser, but when i see him is that it then or will there be any more appointments ?

Well have you all the paperwork such as the credit check..?. if not and you have to send off for it, do it now as it may hold it up if you do not have all the correct paperwork...

summerstreetallotments

I'll be in the same situation...paid a catalogue bill with a credit card ..and then saw the light...cant go on like this...I've been ridiculous with money for years....

Orville

summerstreetallotments wrote: »

I'll be in the same situation...paid a catalogue bill with a credit card ..and then saw the light...cant go on like this...I've been ridiculous with money for years....

Then do yourself and your sanity a favour, go see someone from the cab. If you feel your not ready, post a SOA here and i am sure we can all help.:D

scarlet55

;)i have all the paperwork except credit report, there is no way it will get here on time so im gonna get the 30 day free trial on-line and download it, i think that will be best, thanks orville, ur a star x

3Dogs

I take it there is still nothing confirmed yet for April re ignoring pension funds as assets for DRO's? Doesn't seem like it will be put through for then otherwise they are cutting it fine aren't they?

wba31

3Dogs wrote: »

I take it there is still nothing confirmed yet for April re ignoring pension funds as assets for DRO's? Doesn't seem like it will be put through for then otherwise they are cutting it fine aren't they?

rumour has it on April 6... but you've not heard that from me... :silenced:

Crisp_£_note

Crisp_£_note wrote: »

DRO hurdle ~ What's the next stepping stone towards being a debt free wannabe ?

:think: :whistle:Ok at the moment I am nervously waiting for a call to tell me my Debt Releif Order has been approved or not. Mine was submitted yesterday and hubbys is being put through today hopefully.

I hate making assumptions as thats the time usually all goes wrong.

But say for example it was successful and I was given a much needed break. Well bearing in mind any rules and regulations we must work by for the next 12 - 18 months.

What's the next stepping stone towards being a debt free wannabe ?

Thanks all and thanks to MSE, NDL and all you supportive forum members who have got us this far. Whatever happens I (we to include hubby) will get there someday !

Quick update -
- mine was approved and hubbys was declined :eek: !!

As I said never assume anything :mad:

wba31

Crisp_£_note wrote: »

Quick update -
- mine was approved and hubbys was declined :eek: !!

As I said never assume anything :mad:

has your intermediary called the DRO unit to find out what your husband's was declined? could be worth looking into...

Orville

wba31 wrote: »

has your intermediary called the DRO unit to find out what your husband's was declined? could be worth looking into...

Yes i agree, i mean if it's a write off on paper. Can that be reason not to include it.?

Just my opinion though

scarlet55

dont no if ur still online orville but iff so iv a question...when you had your appointment with the dro adviser was that it or did you have to wait for all your creditors to get back in touch with your exact amount owing or does that matter iff u know the amount yourself, thanks