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IA - starting over in 2009.

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  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Afternoon.. phew.. what a week or so. Things are slowly getting better with the friend who hurt me. One step at a time and all that but we're talking again now and talking through it. Feeling better already but taking it a day at a time. It'll all work out in the end. :)
    Needless to say the money's gone a bit awry over the weekend.. Going to do another budget. Also have 2 cab courses this month which are costing me £190 in extra nursery fees :eek: Off to birmingham tomorrow for one of them, a housing course. :) Really enjoying CAB at the minute. Currently learning how to calculate means tested benefits by hand... totally in my element lol!!
    Hope everyone is well. I will post up my budget, I promise! lol Have just been keeping myself busy because of everything.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Can your CAB not pick up part of your extra nursery fees as a one off?
    Worth asking.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    beanielou wrote: »
    Can your CAB not pick up part of your extra nursery fees as a one off?
    Worth asking.
    Nope, we're only a small bureau considering the size of the area we cover.

    Ah well. Must think of it as an investment.. lol!
    Feeling a bit down today.. had a girlie mate over last night and we had a proper long girlie chat and put the world to rights.. she said some stuff that made me think though hence the downness today.. one of them was..
    ''You've been through so much in such a short space of time.. how are you still standing??''
    :o
    Oh well. Best get ready to go. Off to birmingham for my housing course today.. think some retail therapy might be needed!
    Catch you guys in a bit!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • tigzem
    tigzem Posts: 2,361 Forumite
    Sorry to hear you're down hun... xxx

    Hope your course goes well today.

    I'm visiting the midlands today, well Kettering nr Northampton so will wave to you xx
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • Jo4
    Jo4 Posts: 6,839 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    IA, hope you are feeling better again!
  • I have spent faaaaaaaaar too much money on clothes the past 2 days :eek:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Right... it's about time I did that budget! lol! Have been saying I was going to do it for days! There's a couple of unexpected bills that have to be taken into account so really should've done it by now! lol
    Anyway.. I digress... lol

    Income
    £161.27 - In bank
    £14.16 - In purse
    £86 - tc 16th
    £60.50 - IS 19th
    £33.20 - cb 20th
    £86 - tc 23rd
    £60.50 - IS 26th
    £33.20 - CB 27th
    £86 - tc 30th
    £48.96 - CAB expenses to come.
    = £669.79

    Outgoings
    6 - Jan bills
    182 - Feb bills
    60 - Food
    20 - petrol
    12 - band
    120 - social
    120 - SG
    190 - nursery fees for CAB course
    = £710

    overbudget by £40.21....hmmmmm.. b*gger. I won't mention the £250ish that's on my credit card too... Well for a start the social budget can come down. As well as the food so...

    Revised Outgoings
    6 - Jan bills
    182 - Feb bills
    40 - Food
    20 - petrol
    12 - band
    100 - social
    120 - SG
    190 - nursery fees for CAB course
    = £670

    There we go.. overbudget by 21p... lol. Needless to say Jan has been a rough month and has been reflected in the spending on the credit card. Also the CAB course nursery fees have totally !!!!!!ed me up this month. £190 for 3 extra days!!! :eek: shocking really. Oh well. The budget for the rest of the month is going to have to be strict. No biggy. Will get the credit card cleared again next month and get back on track with the car. :)

    Hope everyone is well. I'm getting there slowly. Have been talking to the aforementioned friend and stuff is slowly getting into perspective and I'm getting on with it, and feeling better for it. CAB is getting really good and am really enjoying it. :) The girls are both cool and just wonderful. I really shouldn't complain about life right now. I've got so much to be thankful for. Really have.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :T Sar hunny so good to see you sounding so positive & optimistic- you rock girl ! XX
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Whats SG £120?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Whats SG £120?
    My suicide girls photoshoot.. :shhh:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
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