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A Payment a Day Part 2!
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£2 for me today!! hope you are all well!!!0
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£260 off my debt today but no money left to pay my car now again two months running not good
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Argos Card -£222.69,Car finance - £3128.56,MBNA CC - £1,799.87, Halifax CC1 -£2,754.49,Halifax CC2 - £1,034,Vodaphone -£214,Addition direct - approx £224,BF-£295Total [strike]£12,000[/strike] -£9937.61 (17% GONE)
PPD challenge since 21/02/2009 = £520+£71
Virtual sealed pot since 21/02/2009 = £24.53p :cool:0 -
£98.05 for me today. Wages came in and my overtime has been paid......just waiting for a largeish Quidco payment and then (hopefully) I can add some more to my PAD!MFW 2019#24 £9474.89/£11000 MFW 2018#24 £23025.41/£15000
MFi3 v5 #53 £12531/
MFi3 v4 #53 £59442/£393870 -
Fag_ash_lil wrote: »Hello peeps ......
weebag Just in case you happen to be lurking .... Hope that you are all ok , as you haven't " posted " for a while
Hello all!
Anther week from hell, but today I am working from home!
have restructured some more debt - rang Barclays as they were offering 0% for 6 months. Asked them if they would do LOB transfer and they said yes!
So, maxed out the barclaycard on LOB (6.9) and cut up card....
My max APR is now 12,9%, with 5k on it - hope to get that on a LOB sometime soon.
ANYWAY. loan finishes on Monday - £150 a month to be put to other debts.
Biggie to clear is that 12.9% one - £5,329 - so £20.00 today, as I aint made a PAD for over a week!!:o
Happy friday everyone!!
Wee0 -
Well done Weebag on the debt restructuring it really helps to get the interest rates down I have managed to reduce my monthly interest payments from £838 in Oct 08 to £163 this month and Mint have kindly given me a no fee 12month 0% this month so the interest will be even less next month it helps to get the balances down.
£10 to Scallyfax for me today.
Fag ash you enquired about my son he is definitely putting Southampton as first choice but is still debating between York and Cardiff as his back up I think it will be Cardiff, so proud that all his choices offered him a place.
DTxx
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Making a second PAD today as I'm not around at the weekend (also known as having a life
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So I will make a payment of 28p for tomorrow and 1p for Sunday.
Total additional PAD of 29p .0 -
Hiya! PAD £1.27 to the dreaded Egg card. At least the total on there is falling nicely.
To the person who was asking about boxes - it's just a fun way of marking your progress in reducing your debts. You make a spreadsheet or a table in word, and mark off a box every time you clear some money. How much each box is worth is up to you - most people do £50 boxes I think. You can colour them in with pretty colours as you go to make a nice pattern, and it's a good visual representation of your debt.
Daily Coffee Update: Wah! Still on the wagon, but the coffee shop at uni has started offering the flavoured syrups that I love - how irritating that I can't take full advantage! I don't think a caramel or vanilla tea would be quite as nice somehow! Oh well - day 3 of lent today, so just 37 days to go!0 -
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flying_fresian wrote: »
Andy - I think that someone had volunteered but I can't remember who!! If you wanted to do it that would be fine though. I will happily do the maths when you're on holiday if you remind me
Cool, well if no-one minds I will pick up March to give you a well deserved break. Now off to find counting hat ready for Sunday!!Debt Free 25th August 2010 with PAD !!TARGETS ::D
Save 12k in 2013: #068 : £7,305/£12,0000 -
HiWelcome to the madhouse ! ...... Good luck with your payment a day , either small or large it's surprising how quickly it all adds up ..... You will find that everybody is really great on here , which really helps to keep you motivated ....
terri x" When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..0
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