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A Payment a Day Part 2!

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  • When I was younger I wanted kids but after having DS1 the birth was such a shock (in a bad way) that I didn't think I'd have anymore but I also didnt' want just the 1 child so eventually got my head around the idea of having another but took me 2 years to fall pregnant then with DS4 - one night of passion and 9 months later here he was lol oh and DS3 and 4 fight from the minute they wake up til they go to sleep most days they do my head in!
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • DS is 14 - I was 23 when he was born and had only graduated from university a year before. No, he wasn't exactly planned! But I wouldn't have it any other way!

    OH and I celebrated our anniversary yesterday - 6 years since we first met.

    Suppose I really ought to get my divorce sorted so we can get married! LOL

    Ahhhhhh i was 28 when i had my daughter ...... she was planned ..... but it was still a " shock to the system " ! .....

    Are you going to " try " for another one ?

    terri x kiss-1.gif
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • edited .....

    No ........ just work ......

    Lots of bills at the moment , so i can't really afford to do much .......

    terri x kiss-1.gif
    Story of my life bills, bills and more bills!! My debt has really been depressing me lately and OH doesn't understand what its like - one of the things we fight over actually especially as his attitude is I shouldn't have been such a stupid cow with money!!! hmmm very understanding and sympathetic not!! Plus he wants to go away for a weekend and I can't afford it but he isn't the type to pay for anything we have to go halves on everything! It's hard being tight with money when I've always been a spender!!
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • When I was younger I wanted kids but after having DS1 the birth was such a shock (in a bad way) that I didn't think I'd have anymore but I also didnt' want just the 1 child so eventually got my head around the idea of having another but took me 2 years to fall pregnant then with DS4 - one night of passion and 9 months later here he was lol oh and DS3 and 4 fight from the minute they wake up til they go to sleep most days they do my head in!

    One thing I forgot to mention - DS was also born by Emergency Caesarian under general anaesthetic, which was also a bit of shock! He was a footling breach and I should have been having an elective Caesarian - I went in for a scan to see if he was still in the same position and my waters broke in the waiting room! My scan appt was 2:30pm and he was born at 4.44pm!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • One thing I forgot to mention - DS was also born by Emergency Caesarian under general anaesthetic, which was also a bit of shock! He was a footling breach and I should have been having an elective Caesarian - I went in for a scan to see if he was still in the same position and my waters broke in the waiting room! My scan appt was 2:30pm and he was born at 4.44pm!
    Oh my god!! :eek: scary!!
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • One thing I forgot to mention - DS was also born by Emergency Caesarian under general anaesthetic, which was also a bit of shock! He was a footling breach and I should have been having an elective Caesarian - I went in for a scan to see if he was still in the same position and my waters broke in the waiting room! My scan appt was 2:30pm and he was born at 4.44pm!

    Blo*dy hell ! ..... that was quick ! ....


    terri x
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • Ahhhhhh i was 28 when i had my daughter ...... she was planned ..... but it was still a " shock to the system " ! .....

    Are you going to " try " for another one ?

    terri x kiss-1.gif

    At some point! Though of course I can't really leave it too much longer. The trouble is I really need to clear a big chunk of my debt first. Now that OH is paying his way a bit more - paying his half of the household bills - by giving me £95 a week, this frees up a lot of my income so that I can make big payments a day. Hopefully this means that the debt should start to clear at a much faster rate than it has been since my LBM - that is until something else comes and bites me on the bum, which I am always half expecting!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • 260077s.jpgsome choc's for you Terri and Piggin
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Oh my god!! :eek: scary!!

    Tell me about it! It made it hard to bond at first - one minute I was 'wet' with a few mild period pains (or that's what it felt like) the next there was a baby in cot on the other side of the room - he could have been anyone's!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • Blo*dy hell ! ..... that was quick ! ....


    terri x

    Because of the position he was in it was too dangerous to labour - I was already in labour! An epidural apparently takes 1/2 hour to take effect and they didn't want to wait that long because it was too dangerous for me and the baby, so a general anaesthetic it was!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
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