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A Payment a Day Part 2!
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:j Hi ya
ohh loads of yummy ness here
sorry I haven't been around an old school friend passed away 4 days ago, and my so called mates are bein tits to me,
anyway who needs em there just drains on my energy and time :mad:
ok today was my baby girls 3rd BIRTHDAY :j we didn't spend alot on her this year and no party either ! but we was treated to a meal out paid for by FIL
was a really nice eve
ok so there was an announcement that next year they want us all to go on Holiday together they will pay for flights and stay we need to pay for, spending money and for passport renewal and DD needs a passport.
so by then I am hoping to of cleared OD £600 I figured that I have ----
right tomoz takin the pics to the posty hopeully get the £55 ASAP leaving £545..
I have £46.19 in pay off account thous leaving = £498.81
next month is last crech payment as DD is 3 and April is the free school term from now on freeing up £100 a month
so I hope by next year with snowball we should be £8,051.24 and no CC or OD I will of saved money to go towards he Flexi loan aswell to cut the year down Dramatically if I can get it to 2011 intead of 2013 *July*
we will be cutting Sentanta during no season £13 a month extra, my mum and me will be doing batch cooking and buying bulk meats from Makros gotta love it will be great to have ready stored meals.
potty training been 6 weeks and 3 days still no luck with number 2s, but have started several sticker charts for things to get her to co-operate better
so Tuesday pay day, not sure how long our Nephew staying over the holidays hes good with DD and will be great help to get me going out and hopefully not spending LOADS on things !!
will be doing a SOA soon let's see how we can afford a Holiday next year paid for by MIL and FIL we need passports and spending money. hmm I do worry I think that yes although we deserve a treat the money we will be payin for spending would be best to go to the debt or am I wrong to think that ?
:eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] LoanDFX 2013 #050: £ / £10,149.04 :eek:
C.C £507.55/£550.40 :T
DFD Oct 2015Downshift Challenge 2013
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SarahNeedle1872 wrote: »Oooo I know that feeling far too well! And we don't get paid til a week on Friday!:eek:
terri x" When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..0 -
No, four weekly, on a Friday. I guess its because the company works in the financial year
I don't actually mind it because it means once a year we have a 'free' month for rent etc, and as that tends to be around the end Dec/begin Jan, its quite handy... although I still haven't told OH about it and take his half too
I don't think I would mind weekly either, I think I am organised enough to make sure everything got paid... not sure how OH would cope with that though, he'd think he'd got more spending money!'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Sorry i disappeared again to do some more uni work again, but i am stopping for the night now!!
Now wheres the drinks? Chocolates?
Danko - i am studing criminology and just in the middle of trying to juggle essays, dissertation and doing some extra part time work. Have felt so busy this week! But hopefully this week wont be so bad!Biggest Loser Weight Loss: 13 / 20 lb0 -
Hi everyone, just a small payment of 50p for me again today, hoping these payments will at least pay my interest! Should have some money coming this week from selling on Amazon so hopefully will be able to add that later in the week.
Work was mad on Saturday with everyone buying the valentines £20 meal deal and I was stuck on a food till for two hours solid before escaping back to my own department. :eek:
Today it was deathly quiet, probably because the Old Firm match was on. :rolleyes: Oh well just me in on my own tonight (with the cats) as OH is out with his pal - will probably roll home drunk soon and he has work tomorrow...:rotfl:Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0 -
Hi clarissa ....
Very sorry to hear about your old school friend ..... What did he / she die of ?
How come your other mates are upsetting you ? ...... I know women can be real b*tches when they want to be ......
It sounds like DD had a lovely birthday today ....
So try not to let everything get you down ...... you have been doing great with clearing your debts down ......
Perhaps you should think about the holiday , for a little while , before you make your mind up ? .....
Here you go , a drink and choccy to cheer you up ....
Take care ....
terri x" When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..0 -
clarissa_D wrote: »:j Hi ya
ohh loads of yummy ness here
sorry I haven't been around an old school friend passed away 4 days ago, and my so called mates are bein tits to me,
anyway who needs em there just drains on my energy and time :mad:
ok today was my baby girls 3rd BIRTHDAY :j we didn't spend alot on her this year and no party either ! but we was treated to a meal out paid for by FIL
was a really nice eve
ok so there was an announcement that next year they want us all to go on Holiday together they will pay for flights and stay we need to pay for, spending money and for passport renewal and DD needs a passport.
so by then I am hoping to of cleared OD £600 I figured that I have ----
right tomoz takin the pics to the posty hopeully get the £55 ASAP leaving £545..
I have £46.19 in pay off account thous leaving = £498.81
next month is last crech payment as DD is 3 and April is the free school term from now on freeing up £100 a month
so I hope by next year with snowball we should be £8,051.24 and no CC or OD I will of saved money to go towards he Flexi loan aswell to cut the year down Dramatically if I can get it to 2011 intead of 2013 *July*
we will be cutting Sentanta during no season £13 a month extra, my mum and me will be doing batch cooking and buying bulk meats from Makros gotta love it will be great to have ready stored meals.
potty training been 6 weeks and 3 days still no luck with number 2s, but have started several sticker charts for things to get her to co-operate better
so Tuesday pay day, not sure how long our Nephew staying over the holidays hes good with DD and will be great help to get me going out and hopefully not spending LOADS on things !!
will be doing a SOA soon let's see how we can afford a Holiday next year paid for by MIL and FIL we need passports and spending money. hmm I do worry I think that yes although we deserve a treat the money we will be payin for spending would be best to go to the debt or am I wrong to think that ?
Sorry to hear about your friend Clarissa.
What are your 'friends' giving you gip about?
Glad the potty training is going well with the 1's, don't the 2's normally take longer to switch anyway? OH's eldest was so stressed when being potty trained, he took to doing his business behind the sofa:eek: I'm sure she won't take long... Hope you don't mind me asking, but is she using the toilet yet or still using a potty? I'm was start training DS soon, although he is only just two next week, so I wonder if I am starting too early.... he did show an interest a couple of months ago, but now just shouts 'no' at me when I ask him about the potty.'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Fag_ash_lil wrote: »I presume that you are paid monthly ? ....... It's years since i have been paid monthly .......... I'm paid weekly ....... thank god ! ...... I don't think many jobs still pay weekly ....... but it works well for me ......
terri x
OH gets paid weekly, and i love it!! Only because he leaves the budgeting upto me and i hate trying to budget for a month, get confused with all the figures :rotfl:Biggest Loser Weight Loss: 13 / 20 lb0 -
OH gets paid weekly, and i love it!! Only because he leaves the budgeting upto me and i hate trying to budget for a month, get confused with all the figures :rotfl:
I find it sooooooooooo much easier ! ..... At least i know that if i've spent all my wages ( on bills ! ) ..... then waiting a week until i'm paid again doesn't seem so bad ....... It's probably all psychological ( sp ? ) , but it works for me !
Oooooooooooooh i see you are studying criminology ...... i bet that's really interesting ...... If i had to choose a subject to study i would have loved to have done the same ..... I hope that you managed to get some work done tonight ......
Help yourself to choccys and a drink !
terri x" When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..0 -
soooo full of lovely m&s meal - all the tastier because it was "free" (vouchers!)
but could still squash in a little cinnamon bun or two with my glass of wine!
xxMortgage free as of 11/11/15 !
:Anow... to start some serious saving :A
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