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A Payment a Day Part 2!

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  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    Ha ha ha - loving your little party last night !!

    My PAD today is £2.66 to dirty evil Egg.

    Andy
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • Good morning everyone! Hope you're all having a good start to the week. I haven't been on over the weekend - working nights at my second job, and when I got home yesterday morning, I went to bed and slept for 24 hours!! I've been soo tired recently, so saw the doctor a couple of weeks ago. She took some blood, and when I phoned up was told that my iron levels were fine, but that there was one result which was not in normal range, so saw my doctor again this morning. Turns out there is enough iron in my body, but it's not being used properly by my body, so the amount of iron in my blood is low. I have a genetic disorder which is a bit strange - I'm deficient in the chemical that puts iron into another compound to make haem, so it's probably the reason that this has happened. Any way, I'm glad there's an explanation for how I'm feeling, and that hopefully a month of iron will sort it out. It'll be good to have the energy to do more than just sleep; my laundry is piling up!

    My PAD today (which also covers the weekend payments) is £3.

    Have a good day!
    Credit Card Debt at LBM (Jan 08): £14981; Debt now (March 2010): £9912
    Egg card [STRIKE]£2190[/STRIKE] £0; Monument [STRIKE]£3678[/STRIKE] £3150; Capital One [STRIKE]£1620[/STRIKE] £1180; A&L Credit card [STRIKE]£4050[/STRIKE] £0; Lloyds TSB Credit card [STRIKE]£3447[/STRIKE] £3420; Barclaycard [STRIKE]£1215[/STRIKE] £2040
    DFW Nerd 1043 Proud to be dealing with my debts
  • hi
    paid £5.00 to choice catalogue and £10.00 to HSBC credit card

    total for today £15.00 :T
    i have another credit card with about £300 on so will add that when i get my next statement so i know the exact figure. also child tax credits sent me a letter saying i owe them £1180.02 as, even though i gave them the correct details they have overpaid me!!!!:mad:
    so i guess ill have to add another unwanted debt to my sig!!
    Savings in 2019 £0
    Total savings £19,118
  • hi
    paid £5.00 to choice catalogue and £10.00 to HSBC credit card

    total for today £15.00 :T
    i have another credit card with about £300 on so will add that when i get my next statement so i know the exact figure. also child tax credits sent me a letter saying i owe them £1180.02 as, even though i gave them the correct details they have overpaid me!!!!:mad:
    so i guess ill have to add another unwanted debt to my sig!!

    Oh I know exactly how you feel :mad: They did it to me a couple of years ago just under £2000!!!! Am still paying it back now - even tho I gave them all my details like they asked, rang them when I got a payrise etc, they made the mistake and yet I have to pay for it!!!!! They should be shot, surely if it's their mistake its their loss??
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Oh I know exactly how you feel :mad: They did it to me a couple of years ago just under £2000!!!! Am still paying it back now - even tho I gave them all my details like they asked, rang them when I got a payrise etc, they made the mistake and yet I have to pay for it!!!!! They should be shot, surely if it's their mistake its their loss??


    thats my point if i gave them the right details it is surely their mistake. they have agreed for me to pay back £50 a month but if i dont keep up the payments then they will have to take legal action and apparently i will have to pay for their legal costs!!!! i dont even claim ctc anymore, even though we are entilted to it, as i cant be bothered with the rubbish that comes with it!
    Savings in 2019 £0
    Total savings £19,118
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Don't get me started on child tax credits...they're USELESS!!!! Sorry to hear you've fallen foul of them though no fault of your own.

    My PAD is £10.00. I'm going to try and save a tenner a day. We'll see! xx
  • Hi All,

    Just wanted to say this is a totally FAB idea, discovered this thread last week and have been PAD'ing ever since. I LOVE IT! Ok so am not paying big chunks but every little helps! £9.20 today (random but hey ho!)

    Have a lovely day all!

    x
    Debt: LBM = Oct 07 - £21k. DFD - [STRIKE]DEC 10[/STRIKE] [STRIKE]JUN 10 [/STRIKE] [STRIKE]MAY 10[/STRIKE] [STRIKE] MAR 10 [/STRIKE] 5th FEB 10 £0 :money:
    Now to attack the mortgage!!
    Balance at Feb 10: 185,848.89
    Current Balance:180,820.81
    MFD: July 2019
  • Lewby
    Lewby Posts: 449 Forumite
    Part of the Furniture Combo Breaker
    Hi All,

    Have missed a few days but have still been making my payments. It worked so well in Jan so for Feb so far it's £98.60 and today is £37.90 overpayment to Amex.

    Lewby xx
    ** Official DFW Nerd Club Member 009**
    Total Debt 01/02/11 [STRIKE] £64,912 [/STRIKE] 01/04/16 [STRIKE]£32,700[/STRIKE] 01/01/19 £0 :j
    NSD's for Feb 01/15 GC £0 / £300
  • I was a naughty boy over the weekend and had to spend on my HSBC CC.

    We went out as a family for a trip and had no available money so had to spend on the CC.

    Not 100% sure how much I spent, but it was a lot....(maybe £90). Once it all hits the card I'll post back to show how much it was. I'm so annoyed with myself, but we had a really lovely weekend.

    Anyway, back on the straight and narrow now, consider it a minor blip.

    I hate being skint, and sometimes you just can't ever see a way out of it. I think I'm going to have a massive TAX bill for 2008/2009 which I haven't saved for so that'll be a minimum of £2000 to find.

    AAARRRRRGGGGGHHHHH - :mad: :eek: :mad: :eek: :mad: :eek:

    Todays PAD = £2.65 (for what it's worth)
  • jenchin66
    jenchin66 Posts: 648 Forumite
    I can join the "Tax credits" debate. We've been paying back £100 a month for the last year, last payment is March.:eek:
    Pad, started 28.11.08 running total £3674.91:T
    Sealed pot challenge member 346:T
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