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A Payment a Day Part 2!

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  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    Hello nutters !

    Well Danko, I love your candle stick idea so today at my colleagues pub leaving drinks I am going to "acquire" one of those massive Hoegarden pint glasses for 1p / 2p / 5p saving !! :cool:

    Nice suprise today looking at the bank account - Eon paid in £8 odd which was owed to me as credit when I switched last APRIL !! Totally forgot about this but better late than never. So rounded this up to make a tenner to Egg.
    Not such a nice suprise was the DD to Cap1!

    Total PAD = £151.38

    Enjoy your day all. Fantastic total yesterday!!
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • Good Morning everyone!!

    It's nearly payday (2moro) - and though I only have 1p left in my purse to put in the jar today - I have money left the day before payday - totally unheard of before PAD and I haven't increased the CC debt either!

    Thanks to everyone for their support when I was so down afta being dumped by txt last week - he did try to come back, told him to get lost!!!!!!

    I have an interview on Friday, closer to home, so fingers crossed things are looking up.


    39
    01/02/2009
    Royal Bank of Scotland [strike]£3925.45 [/strike] £3837.30(Car Loan). First Direct (Consolidation) [strike]£2025[/strike].£1856.23 BanK of Mum and Dad £1783. Tesco Credit Card [strike]£999[/strike]. £985.00 Payday Advance £[strike]800/strike, £600. Overdraft £350.00. Next Directory £47.00.
    Total: £9458.53
  • morning everyone, well done on the daily total.
    just spend the last 1/2hr reading all the post since yesterday

    payday tomorrow so will busy today sorting out this months budget

    PAD TODAY - £26.60 ROUNDED down bank account
    :mad: 5 account to clear- £14580.47/£1074.90- 7.3% paid off
    debt free nov 2012 before that I hope
    sealed jar no 420
  • 39forever wrote: »
    Good Morning everyone!!

    It's nearly payday (2moro) - and though I only have 1p left in my purse to put in the jar today - I have money left the day before payday - totally unheard of before PAD and I haven't increased the CC debt either!

    Thanks to everyone for their support when I was so down afta being dumped by txt last week - he did try to come back, told him to get lost!!!!!!

    I have an interview on Friday, closer to home, so fingers crossed things are looking up.


    39
    :T :T Good for you!!!! and hope the interview goes ok too
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • £2.21 PAD for me today (found some extra change before I went to the bank) - so about to transfer that and last few days pads in savings to van-conartists - £52.16 + the £2 I've already paid to them = £54.16 all payments I wouldn't have made otherwise... :j :j :j So thanks to everyone on here for the encouragement..
    LBM April 2013 - £29,000.00
    Vanquis CC's PAID - Debenhams SC PAID - A+L OD PAID - Asda CC £783.75
    Barclaycard CC £1400.78 - BoS CC PAID - Freemans Cat PAID
    F/D Loan & CC £1458.96 - Santander Loan PAID - Mum Loan PAID
    RBS OD PAID - F/D OD £1026.52
    Weekly Grocery Challenge - £95.00 budget / spend £-
  • Just had to come on here and tell you lot :D Just got my statement and my mortgage payments have gone down to £262 a month :T :j thats a saving of just under £200 :T woohoo1.gifelephant.gif
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • :j Hi ya everyone

    Jo41 - wow thanks for the brekki not very healthy thou for brekki lol maybe after dinner, your getting there with the payments !

    Terri - well don’t on the choccy free, not so good on the gaining but that could just be water !

    FF - thanks for the totals hope your having a nice day !

    Pippo - that’s a big PAD you have done in total

    Hopeful1- hope your well and still

    Weebag - don’t be down mate your doing really well keep it up ! Let us know how your budgeting goes for this month !

    Mud bath - hows the savings going ? Wow that’s a big PAD well done !!

    FlyLady_Flower - hi ya im into Flylady aswell :0)

    Money Fritter - just looked at ya sig and ya doin really well !!

    Dankosheemo - wow thanks for the yummy treat but not healthy lol !! Well done on the candle pot and wow that’s a big interest !!

    Paybacktime2008 - aww see if you can make it till pay day I am sure you can, and next month try to budget menu plans ect

    Boysma - well don’t on ya £5 payment !

    Joeyjimbles - oh dear try better this week x

    Paulgonnabedebtfree - saying about choccys and tea ive gone off them !!

    Mummy2mygirls - doing well nice to see the totals go down !!

    Doubletrouble - lol you and your sheep !! That 2lbs is great musta been u crap yourself when you see the sheep haha !!

    Flower08 - doing really well with your sig hun keep it up

    Naughtynat - your doin really well can see the tallying going down each time !

    Maisie M - wow well done on the Amazon sell !! Keep it up

    Net winkle - welcome to the gang lol

    London Andy - keep goin mate ! Do you think now your PAD’ing you will clear b4 the 1st July ? Wow nice PAD !!

    SarahNeedle1872 - hi ya how is it going ? Hows the figures looking for clearing this year ??

    Lemma1968 - aww hun try to write things down before bedtime get them out of your head I am also like that I need a hot choccy and a jot down of what is bugging me and mind map ways around it x well done on your £150 payment !

    Bigbeff - aww hope you’re a bit better now ?

    39froever - good on ya girl keep ya chin up !!
    Smamfer ,Greenbynature ,Private & Confidential , Flyingscottie81,39forever,Tomtombeanie,Itm07,Jennyo,2652147,MMY,Jenchin66 sorry if there is any1 I forgotten just a quick hello and hope all is well and doing well.

    Doing this PAD is like the hair and turtle the bank n cards are the hair, and were slowly but surely getting there as the turtle :0)
    Ok so today £1 PAD for me
    DD potty training she has sussed wee’s now and knows when she needs to go it is still probs with number 2s ! Hmm waiting on my M&S vouchers £50 wohoo that’s both sets of mums sorted out for birthdays !!
    DD’s 3rd birthday next month and my sisters 15th !
    Payday Friday for OH and were see if we can clear his CC and might even clear the Catalogue, still waiting on news from SIL about the £1K would be great to get the totals down but a little waiting game ATM, also will be planning meals for next month and till Friday… will make a start tonight anyone know any good Tikka masala recipies ? We don’t like the new flavours there doing in jars at the moment :0(

    Have to send the pics back again I know but I wasn’t well week before xmas and I know we will get £55 back for CC argh what to say !!
    I will make a start on that later on today, basically the pictures looked good when they was taken nice and bright and no spots, I had concealed her face before the photographs was taken, and I had asked the photographer if she can see any and on the proof there was bearly anything showing, she said she would put a note on the file about spots and to clear them .. I receive £55 worth of a spotty childs face :0( her 1st ever professional pics at school I was in tears, so they said to send a cover letter and we would get a full refund of £55.
    Sorry had to get that out ! Hope every1 is well xx
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
  • Just had to come on here and tell you lot :D Just got my statement and my mortgage payments have gone down to £262 a month :T :j thats a saving of just under £200 :T woohoo1.gifelephant.gif

    thats brilliant news what will you use the £200 extra a month for ??:T
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
  • mmy
    mmy Posts: 70 Forumite
    Hey, Clarissa_D that's great! You are rich!!! What a fantastic surprise, were you expecting it or did it come out of the blue?? reall really lovely news to get on a Tuesday!
    Another well done to 39forever, the cheek of the man trying to come back. Obviously realised he had lost his chance to be with a great woman - but too late!! Well done for not putting up with his nonsense.
    Yesterday's PAD £1.00, I am putting this in my piggy bank [anything above 20p] and anything under 20p to DD's penny jar. However, trying to hard to have NSDs that often I have no change at all!!
    Re: 20ps, here's a thought that we did when DD was at primary school to collect for - I forget what now, computers in schools or some fund for something or another. Anyway, the idea is that you collect 20p pieces and keep them in a Smarties tube. i think 1 Smartie tube holds £5.00 of 20p coins - plus, of course, you have to eat the Smarties before you can start!! So, you may be off chocolate, but these Smarties would count as 'freeing up saving resource materials', I think.... Just trying an alternative to candleholder / pint mug!!
  • mmy wrote: »
    Hey, Clarissa_D that's great! You are rich!!! What a fantastic surprise, were you expecting it or did it come out of the blue?? reall really lovely news to get on a Tuesday!

    lol MMY not me with the £200 extra its Greenbynature !! :rotfl: althought April will be a better month and near £200 better off :D
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
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