We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

New car tyres

13

Comments



  • I wouldn't worry to much about H or V rated tyres, it's just a speed rating. Most tyres rating will be fine for use on normal roads, you only really need a higher rated tyre if you plan to travel over 100 MPH or more which, of coarse, is illegal on UK roads.

    Here's a list of the speed ratings for you

    Speed RatingMiles/HourKilometers/HourN87140P93150Q99160R106170S112180T118190Speed RatingMiles/HourKilometers/HourU124200H130210V149240Z150+240+W168270Y186300

    I disagree with you on this, if for example your car is specified with and comes with V rated tyres as standard and you change them for H rated tyres, you stand a good chance of having your insurance cover declined should you be involved in an accident.

    I've watched an insurance assessor check my Golf mk1 out after it was written off, the first thing he checked was the tyres, and not just the tread.

    It makes no difference that you may never reach even the speed of the lower rated you have chosen, the higher speed tyre is capable of travelling for longer at proportionately higher speeds before disintegrating.

    I wouldn't under any circumstances put lower performance than specified tyres on any vehicle.
  • I know what your saying but I think we're have to agree to disagree on that then. I'd imagine the assessor may have been checking the size rather than the speed rating...

    I, personally, can't see the difference if you fit a V rated tyre on a car with W's originally and I've been in the motor trade or 25 years and testing/assessing cars for 20 years. I think long as you use a good quality tyre then there shouldn't be a problem.
  • Wig
    Wig Posts: 14,139 Forumite

    I disagree with you on this, if for example your car is specified with and comes with V rated tyres as standard and you change them for H rated tyres, you stand a good chance of having your insurance cover declined should you be involved in an accident.

    I've watched an insurance assessor check my Golf mk1 out after it was written off, the first thing he checked was the tyres, and not just the tread.

    It makes no difference that you may never reach even the speed of the lower rated you have chosen, the higher speed tyre is capable of travelling for longer at proportionately higher speeds before disintegrating.

    I wouldn't under any circumstances put lower performance than specified tyres on any vehicle.

    I'd like to know how they decide that a lower (but perfectly safe and legal) rated tyre contributed to or caused the accident thus giving them the legal authority to withdraw cover?
  • Wig
    Wig Posts: 14,139 Forumite
    I know what your saying but I think we're have to agree to disagree on that then. I'd imagine the assessor may have been checking the size rather than the speed rating...

    And / or the tread.
  • TiTheRev
    TiTheRev Posts: 3,215 Forumite
    And going from H to V is only improving the rating not visa versa :confused:
    :A Luke 6:38 :A
    The above post is either from personal experience or is my opinion based on the person God has made me and the way I understand things. Please don't be offended if that opinion differs from yours, but feel free to click the 'Thanks' button if it's at all helpful!
  • Wig
    Wig Posts: 14,139 Forumite
    I don't see how a vehicle manufacturer can "plan" for a vehicle to be driven in excess of the British speed limits. Whilst in use on British public roads.

    But having said that, none of what you quoted mentions the ability of an insurer to withdraw cover, if the condition of the tyres did not contribute to the accident.

    According to you (in ref to the article), my car should be uninsured because I have Michelin on one side and Continental on the other side.

    Just to clarify, I'm not saying you're wrong. There are certainly IMHO many wrongs in British/European law which allow for crazy ideas to be enforced. I'm just not convinced this is necessarily one of them.
  • TiTheRev
    TiTheRev Posts: 3,215 Forumite
    Exactly, all it says is that they need to be the same brand/rating/load capacity...?
    :A Luke 6:38 :A
    The above post is either from personal experience or is my opinion based on the person God has made me and the way I understand things. Please don't be offended if that opinion differs from yours, but feel free to click the 'Thanks' button if it's at all helpful!
  • I quote from Kleber's website on this subject, if you want to risk all by saving a few quid on H instead of V rated tyres so be it..
    [[[
    Note however that it is always possible to fit a tyre with a higher speed rating. Consequently, since 1st January 1995 there has been a European directive 92-23 with a supplement 3.4 to article R 59 of the Highway Code which states :
    "the fitting of tyres marked with a speed category symbol or a load rating lower than the maximum capacities planned by the vehicle manufacturer on motor vehicles and their trailers covered by section II of the Highway Code is prohibited". ]]]

    That says enough for me.
  • TiTheRev
    TiTheRev Posts: 3,215 Forumite
    ...and i think you'll find agrees with what we're saying about putting lower speed rated tyres on your car. Higher isn't an issue ;)
    :A Luke 6:38 :A
    The above post is either from personal experience or is my opinion based on the person God has made me and the way I understand things. Please don't be offended if that opinion differs from yours, but feel free to click the 'Thanks' button if it's at all helpful!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.