£450 up thanks to the banks!

smalandcute

i went into one of the big highstreet banks and closed my savings with them which came to near enough £2500.00. had to take the money out in cash as they were going to charge me for a cheque. went to a smaller bank with better savings rates with the cash. the lady counted it out with her manager as they were just cashing up and told me the money was nearer £3000.00. which is the difference of £450.00. the first bank never counted the money so it could be either side so what do i do?

clairbear_3

:beer: Happy New Year

gozomark

smalandcute wrote: »

what do i do?

are you serious !!

:beer: *2

caveat_emptor

smalandcute wrote: »

i went into one of the big highstreet banks and closed my savings with them which came to near enough £2500.00. had to take the money out in cash as they were going to charge me for a cheque. went to a smaller bank with better savings rates with the cash. the lady counted it out with her manager as they were just cashing up and told me the money was nearer £3000.00. which is the difference of £450.00. the first bank never counted the money so it could be either side so what do i do?

Banks giving away money? Well there's a surprise, will they ever learn?
What to do? If you send me the £450 I'll make the decision for you.

opinions4u

There is a possibility that there's a cashier facing discipliniary action for the loss.

So that one sits with your conscience.

Personally, I'd stick it in an instant access account with a decent rate until they ask for it back!

By the way, do you usually fail to check large cash withdrawals with your bank? Because if the cashier had pocketed £450 for themselves you'd have had no way of proving it.

Dualcyclone

How will they know who they gave it to?

Its cash, so, they wouldn't know whether it went to you, or some other guy.

Chances are someone may get some disciplinary, but its a bank error!

Are you sure you didn't have £3000 in your savings???

sheslookinhot

Do the honest thing and return it.

grebbo

smalandcute wrote: »

i went into one of the big highstreet banks and closed my savings with them which came to near enough £2500.00. had to take the money out in cash as they were going to charge me for a cheque. went to a smaller bank with better savings rates with the cash. the lady counted it out with her manager as they were just cashing up and told me the money was nearer £3000.00. which is the difference of £450.00. the first bank never counted the money so it could be either side so what do i do?

Out of interest which bank did you open the new savings account with and what was the rate?

I wouldn't mind paying in regular cash amounts but the best savings accounts tend to be 'e-savers' which, I presume, are exclusively for online transfers?

ceebeeby

Give it back!

Energize

opinions4u wrote: »

There is a possibility that there's a cashier facing discipliniary action for the loss.

So that one sits with your conscience.

Regardless of whether the money is returned or not she will have action taken against her, for her incompetence.

DON79

it will count as a serious cash error for the cashier concerned am afraid. However, given this is my line of work, it is the cashiers fault for not counting the money out to you when they handed it over which every cashier will know it is really important to do. And they are not likely to know that they have given the extra money to you, it can be difficult to trace exactly where the money has gone missing when you cash up at the end of the day. At least ask the bank where you got it from if they had any shortage that day? It could be the fault of the bank where you got it from or even an error by the bank you paid it into in counting it wrongly? Did you count it at all yourself?

Being honest and returning the money will definitely help the cashier as he or she will be feeling so miserable about this because I do when I have errors, although thankfully not of this amount!