Still on my road to being a millionaire

millionaire_in_training

:j :j payday.

I used to hate payday as I had to make decisions on who I could manage to pay. After a year on here and loads of changes to my life I can now afford to pay everyone :j and it feels so good. I have made my minimum payments today of £184.26 to my cards. I have also paid £75.90 to New Look and paid off that account and paid off a small balance to Barclaycard. I have not paid any extra off of any cards as I have £60 to pay to a friend for a ticket for take that( I know I know but couldnt resist) and owe my son £60 which I have paid. My dd is also going on a school trip this month and no doubt I will have to subsidise her spending money as the euro is so poor at the moment so I am scared to pay anything extra out yet. I love my totals going down.
I cut up my cards last night so I can't use them now :eek: scary stuff.

Keeping_Positive

Well done on the cards I think itll be a great help to you and to me (planning to cut mine up as soon as I get a BT) in the spur of the moment shopping.

Sarah147

millionaire_in_training wrote: »

Dunno about the rest of you lot but when I use my cards then I always spend more than I would if I was using cash. I am an intelligent person !! So why the hell am I so stupid when it comes to credit cards?? :mad: . NO MORE.

That was always my problem too, I was a compulsive online shopper and it was all to easy to add another item to the basket, after all its like it is not real money , always makes you think more about whether you really need the item if you pay with cash.

millionaire_in_training

Well KP and Sarah. No more. Cards all gone. Can't find one of them at the mo but when I do then it will go as well. I feel liberated lol.
Took ds to macdonalds today as a final treat prior to the big freeze on my purse strings. My kids have been warned that there is no more spending frivolously and that I will no longer be buying sweets etc for keeping in the house. They have plenty money of their own so they can buy their own. If I buy them for the house I end up eating them anyway and it it's the devil for the waistline.
No other spends today other than paying the bills.
No big shindigs( parties) organised for tonight so will not spend any more today.

Well tomorrow is the big day. Spending diary will be started again and every penny analyed. Looking forward to it . Sad git that I am .

I have decided that I ill get the euros for my daughter and she can owe me the money. Whatever she gets from people can pay me back and then hopefully that money will be availabale to overpay in January.

Happy new year to everyone xx

penguin83

Happy New Year MIT - hope you and yours have a good un! x x

Keeping_Positive

Happy New Year xx

millionaire_in_training

Happy New Year A'body.Hope you all have a good one ( especially me :rotfl: )

Went to my mum's last night to bring in the bells and got home at about 1am. No alcohol as I feel as if I am pickled in it after Christmas. Kids went to bed when we cam home but I watched Jool's hootenanny for a wee while then when I went to bed I listened to the riot going on in a house around the corner from me lol. Young people who were over exuberant shall we say. The council vans were there boarding up windows so you can imagine. Eejits!! Thats the problem with living in an ex council house there are still some skanks around to disturb everyone else. Was quite funny listening to them though. So 6am saw me eventually getting a sleep. Knackered now lol.

Have done a survey already today so have started earning money already . Going out for dinner today ( I bought it mind you) and will have a nice quiet day tomorrow and do nothing except earn money. Need a good start at this to motivate me along the way. Hope everyone had a nice night last night and a lovely day today xx

millionaire_in_training

hi. Just home after being fed again!! I am so sick of food lol. Going to start on healthy eating tomorrow as my stomach is really really protesting now. I hav an ulcer which is controlled by medication until I eat and drink rich, fatty foods and clever me that's just what I have been doing. Must be the sadist in me . Why do we do these things to ourselves. Even whilst I am writing this I am sallivating at the thought of toast dripping with butter fr supper. Mad or what?

No spend today which is fab. Going to make a list from freezer etc and do my menu for next 8 days and try not to buy anything other than fresh until then. Am going to go onto the old style board and join the shopping challenge again and go for £250 for the month and get my spending under control again. Busy busy bee lol x

hypno06

yummmmmm toast with butter..........**drools**

Happy New Year

millionaire_in_training

was delish yum yum