My rags to riches, weight loss, yummy mummy stuff and 'owt else i can think of diary!

smarties84

Well done on the wedding cake it looks lovely. We kept the nice stuff from my step daughter for DD but tbh my mum or i am always buying DD stuff! Im sure she has more stuff than me!

ragstoricheswannabe

Hey everyone, hope your all ok?!

not much to report on the dfw front but.................................

:TDS2 IS WALKING!!!!!!!!!!!:T

he looks so funny and way too small to be doing it but he is so happy with himself at the moment!!!!

got all my stuff already photo'd the other day ready to list on ebay when ds2 had his afternoon nap, but the little monster wouldnt go to sleep!!!!:mad: so still nothing on sale at the mo. think i might get some listed on turbolister tonight ready to upload on sunday.

Have bought a potato and veg bag from a book club at work for a fiver (sell for at least a tenner each at lkd ltd) so hoping this will help my tatties and veg last a little longer. Hoping to do the weekly shop tonight. Lets see if i can keep up spending under £40. Dont need ds2's milk this week so there's a saving of nearly £7 already. Only 2 weeks till he is 1 so can then go on to cows milk saving me a fortune in the long run!!!!!

Just waiting now till the end of the month for the egg2 payment to go out and will update my ticker. and will wait till my car is mot'd till i make an overpayment to the egg1 cc.

Next month i am hoping to have about £150-£200 extra as doing an extra 8 hours to work with a new nurse on my floor. Ooh, might have a little more extra as my childcare bill will go down slightly...................................................then majorly in oct (then i will start paying for my sofa's)

right, off to check your diaries then my online banking.............
love rags
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pixieface_3

Hi Rags thats fantastic news about your little boy walking.............now just think of all the running around your gonna do after him :j you wont need to use your wii fit!!!....... if he is anything like mine he will be able to get where water cant :rolleyes: it's great to see their little personalities change once thay start walking ...i love it:T
Pixie x

ragstoricheswannabe

Hello everyone, hope you have all had a good weekend???

Have been very good on my diet lately, found a thread on the old style board about bento type lunch boxes which got me thinking....................now have several little lock and lock boxes (found in the back of my box cupboard:o) which i put my lunch in "bento" style. It does actually help you control portion sizes and is making me be a little inventive bout what i take. Everyone at work now thinks i have gone mad and are laughing at me as i pull loads of boxes out.

Not much at all going on in the dfw part of life......................kinda ground to a halt really, just trying to control our spending. bit pants seen as i have made big dents lately.....................oh well suppose not adding to debts is better than nothing.

right, am off for a catch up with your diaries and a well deserved brew.....
love rags
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Pips_Mum

:coffee:Hope your brew was nice!!

Big Hugs for DS2, there will be no stopping him now so that will keep you thin running after him.:rotfl::rotfl:

Definately adding to debt is fantastic so welldone.................slopes off as she cant say the same for herself :rotfl:

mummy2mygirls

well done to ds2 for walking!!! bless him bet there is no stopping him now
Not adding to the debt is def very good! You have donesooo well recently with how much you have paid of!! You have already met your yearly target so any payments are now extra

retrocircles

Awwww @ DS2! That's amazing! Bento style lunches are great! Well done & keep up the good work. xo

ragstoricheswannabe

Whoo hoo. Have renewed my phone contract so will be getting a new phone and have knocked £15 off my bill every month.......and will get the first 3 month at half price so will only be paying £14 for the next 3 months!!!!!! will do my soa for sept as a guesstimate when i have a little more time...............not sure wether to let the money trickle into the overdraft or actually commit it to the egg1 cc................

my fella just waiting to renew his contract now and hopefully his should come down aswell!!!!

[Deleted User]

ragstoricheswannabe wrote: »

Whoo hoo. Have renewed my phone contract so will be getting a new phone and have knocked £15 off my bill every month.......and will get the first 3 month at half price so will only be paying £14 for the next 3 months!!!!!! will do my soa for sept as a guesstimate when i have a little more time...............not sure wether to let the money trickle into the overdraft or actually commit it to the egg1 cc................

my fella just waiting to renew his contract now and hopefully his should come down aswell!!!!

Rags,

I never renew my contract. I always get a new contract every time it runs out. Go to mobiles.co.uk or e2save.com or somewhere and get a cashback deal.

The cashback is hassle but if you remember to send the bills in on time its OK. Usually, it works out you get a new phone for free and, with the cashback, it works out at half price for the 12/18 months.

My wife recently got a new nokia slide phone on o2 with 600 mins and unlimited texts. £35 a month but get half of that back in cashback so it works out as £17.50. I got a HTC Touch Diamond PDA phone on Orange with similar (600 texts I think) for the same.

As for your old phone, sell it on ebay or one of the mobile reseller sites.

Oh yeh, if you go to mobiles.co.yuk or e2save via topcashback or quidco you get cashback from them too !!!!!

ragstoricheswannabe

soa for when all payments go down.

Monthly Income: My wage:approx £1100
OH wage: £1576
Benifits: approx £250 + £130ish child benifit
Total: £3056


Monthly Outgoings:
Joint Life Ins = £22.33
Sky/broadband = £32.00
House phone = £18.00
Council tax =£119.00
Water =£31.00
Dentist =£16.50
TV License =£11.61
Mortgage =£760?
Gas & Elec = £73.00
Mobiles *3 = £100
Childcare = £350?
Food =£250.00
Petrol = £150.00?

Kids savings *2 = £20.00
Car savings = £50.00
Clothes savings = £25.00
Xmas saving = £50.00

Pay back mil = £100.00
Egg 1 = £100.00
Egg 2 = £50.00
Personal loan = £162.19
Hbos cc = £50.00
Sofa = £64 (starts in oct)

Total: £2529.63 left over £526.37


This is great in theory, but prob wont start fully till november and not including any overtime or paperwork days i might get added on and is also based on a 4 week month for my fella's wage and have guessed a few things like my tax credits, child benefit and my childcare bill once ds1 starts school.
The only time this wont be the case is when its the summer hols and my childcare bill will go back up again..................