My rags to riches, weight loss, yummy mummy stuff and 'owt else i can think of diary!

mummy2mygirls

yeah it will save you in the interest!! i might look into getting a new cc (well dh as im sure people wont lend me much as i dont work!! Ive got the abbey one in my name but the big one is in dhs!) I also wanted to pay both mine of this yr but not to sure if i will be able to now - not with paying the mins on the loans and everything else....but all we can do is try and throw any extra we can at them and see how we do!!

I am having alittle panic now about how much (or should i say little) I have in the bank so might have to go and check what i have left and when the next lot of family allowence comes in - oh and should that be a little more from this mth?? not much but all helps......

ragstoricheswannabe

Good morning everyone, not had much sleep last night thanks to ds2, and run out of bonjela at midnight!!! am now watching wall-e for what feels like the millionth time (ds1 loves it).

well, done all my housework, sorted out the washing and drying and done a to do list of all the things i need to do. Its wednesday so free lunch with my mummy, either out or she cooks!!!!

my boiler is playing up at the mo, we have had a box installed so i dont have a timer but set the temp and it automatically comes on when below set temp and turns off when it reaches that temp (have saved loads with this box) but now it doesnt seem to be connected with the boilwer so my heating is either on all the time or i have to turn the bolier off to turn it off (so no hot water) waiting for my fella to ring his best mate (who is a plumber) to help us fix it but so far he hasnt!!! might have to show him how much gas its using........

sorry if i made you panic about your money mummy, feel a smidge better about it today but really must make a note when all my bills are paid, gonna find a diary today so can get that organised and also gonna get an A4 file and some dividers so can sort all bills out and file our wage slips and bank statements ready for sorting out our mortgage renwal later this year.

right, im off for a brew!
love rags
xxxxxxxx

mummy2mygirls

hello, ive just stopped for a brew aswell, im sooo tired today, not really sure why the girls were up a little earlier but still only about 7!!
im ok about the money now- had paid £65 towards the cc yesterday and the balance was showing it at that taken away but i was also taking it away, so at least we are 65 better of then i thought, also wasnt thinking about the family allownce so its ok!!

Hope you get the heating sorted.

miemie

Hi rags

Well done on being so organised, feel like i have the mid month blues, wanting to pay more off debt but have to wait until payday, gonna go into town tommorrow and treat myself to a M&S meal deal with a voucher i have feel i deserve it.

Hope you get your boiler sorted, why can't we live in a warm country, would save a fortune, maybe that should be on my to do list emmigrate.

miemie

tinypawz

There must have been something in the water. My lo was up early this morning.....she normally stays in bed til about 8 or there abouts.

She woke while I was in the shower at around 6.45....very odd.

Although when I picked her up this evening, she was so over tired. She burst into tears and litterally cried while I fed her dinner, shower, in jammies and into bed.

Delightful evening.....just what I like after a busy day

ragstoricheswannabe

tell me about it tinypaws, keep checking for the full moon but havent found it yet!!!

well one of my ebay items has had a bid!!!!!!! it has 4 watchers too so hoping they have a little bidding war and i get a little sum out of it. not doing so well on the other items though............

well found a diary today in the sale that has a week on a page and the page oppisite is for notes and things!!!! perfect and just what i needed!! also bought my file and dividers, just need to sort out the papers to go in it on fri when i just have ds2. so far my dividers are:

1. wage slips and tax credits (basically income)
2. credit cards and next statements
3. nothing at the mo but thinking of putting the mortgage statements in here
4. nothing
5. bank statements.

sure i have missed something, might use the 4th divider to show monthly spend/weekly spend/budget but not sure as have my spreadsheet on my computer.

also need to jot down when my payments are due (i keep saying this but just never get round to doing it!!!! slapped wrist for me)

ragstoricheswannabe

Brew is on if anyone needs one!!!!

I have a grumpy house today, ds1 is really wheezy today and no amount of times he has his inhaler he is still tight chested so off nursery and ds2 still grumpy with his teeth and me, well lack of sleep catching up to me today so patience wearing a liitle thin.

on the plus side, 2 of my ebay items have bids and several others have watchers!!!!:j most end in an hour or so and the rest finish tonight so will know by tomorrow if it is worth listing anything else. So far have just short of £6!! will take postage off and use the rest for debts (wont be a lot but everylittle helps)

have some cd's and dvd's that we no longer need or want so might list them on amazon and see if thats any better than ebay.

still havent heard from virgin re applying for their credit card, will give it till tomorrow then write it off i think as will of been nearly 2 weeks since i applied.

hope everyone is ok and that the midmonth blued will pass quickly.
love rags.
xxxxxxx

ragstoricheswannabe

Just got my post through, and there was a letter from hbos cc saying that coz we have handled our account so good they are upping the credit limit!!!!!!!!!!!:mad:
Am happy to say that we are ignoring that letter and not taking advantage of the extra money they have thrown at us.

mummy2mygirls

they just want to throw money at you!!! lol. they like to tempt us in to spending more and more!!!

Well done on organising your paper work. The ebay things are doing ok then if you getting £6 so far, im sure it will go up a little before the end aswell! People tends to have a little bid at the end....the good thing about amazon is that they dont charge you unless the item sells, so if your not to sure if they will or not then its worth putting on there as you wont lose out, But i think there fees might be a little more but they pay into your account so no paypal fees.....

Virgin should of let you know either way! lets hope they are just being a little slow.....

Hope both your ds's are ok, bless them.
speak later x

ragstoricheswannabe

Well ebay doing a little better, up to £12.95 but just noticed that one of the items has sold to someone abroad and i dont ship anywhere but the uk!!! (it does say that on the profile too) will emailed and said that i will ship to them provided they pay for postage (in uk put it as free) so will see what happens.

Am i right though to change the p+p payments as states i dont ship abroad????