The 'complete this challenge' challenge...suitable for all!

nellis10

My Challenge today is not stick to my diet and thus not spend any extra money on food!!! Wish me luck I am only on Day Two!!!

postingalwaysposting

This Year ~
1) Save £500 ~ so far £299.60
2) Save 6 months wages, £2400
3) Save £300 for christmas 2009
4) Save £150 for my holiday in april ~ so far £57.30

January
1) Stick to £20 for craft stuff ~ so far £8
2) Stick to £40 spending money ~ so far £3.80
3) Lose 6lb's ~ minus 1lb + minus 2lb
4) Read two books ~ finished beneath the skin
5) Visit mse at least twice per week ~ complete for w/c 29/12/08, complete for w/c 5/1/09, complete for w/c 12/1/09

£75 added to my £500 saves :j
£10.08 added to my holiday saves :j
Spent some money from my budgets

SarahNeedle1872

SarahNeedle1872 wrote: »

Ok, the list for today and tomorrow is:

*Christmas stuff into the loft
*Clip the dogs claw (he hates that so that will be a military operation with OH!)
*Paint woodwork in bathroom
*Fix bathroom extractor fan
*Put laundry away
*De-clutter cupboard under stairs
*Take all rubbish to dump
*Bottles to recycle bank
*Hoover (again!)
*Post eBay packages (the ones that sell anyway!)
*Sort cds for listing on Amazon then put the rest on MusicMagpie
*Put valance sheet back on single bed in nursery - took it off to wash about 3 weeks ago and haven't bothered to put it back on yet!
*Put new pillows onto bed
*Wash old pillows then turn them into a couple of draught excluders
*De-clutter shelves in corner - currently covered in all kinds of junk!
*Look on Argos for stuff including hedge trimmer, dog lead and some other bits - still got £50 to spend!


Better get off the pc and get going, had a nice lie-in this morning, DS didn't wake up til 0900

amethystcash

amethystcash wrote: »

I'd like to join in please. I liked the idea of the four categories, so here are my 2009 plans:

Home - clear out remains of uncle's house clearance from garage and dining room; declutter rest of house - ruthless!
Personal - stop being so insular and reconnect with friends and family
Financial - continue with savings plan started this year thanks to MSE
Health - don't allow my medical condition to control my life like it has this year

Each of these requires detailed plans to achieve - I'll update as I go along.

So much for "I will complete this challenge" - I forgot I even signed up for it - OOPS!

Anyway, even though I've not updated on the forum, I've still been making inroads into my challenges. I still have to document in detail what I want to achieve.

Financial - getting rubbish rates on my ISAs so going to convert to bonds with higher interest at the weekend. Been looking for a home for our longer term savings but reluctant to move to fixed rates and tie up to what aren't great rates for a year or 2. Looking for a high interest instant access account to put it in for now and watch to see how interest rates develop. Hope they will start to go up - once that happens we're looking for term bonds or NS&I (although I know people say the rates for them aren't great)
Home - we've made a start on clearing out. I made a list of hotspots and we're tackling them one at a time. It's been a struggle as DH has been doing a lot of overtime so not been around enough to help with this.
Friends etc - nothing to report here.
Medical - think I've taken a bit of a step back here but I'm blaming it on the 1-year anniversary of me becoming ill just making me a bit sad. I've had words with my boss about developing my job and we're trying to do positive stuff with hobbies, sports and just getting out more, so I don't have that much time to sit about and feel sorry for myself. Also got Paul McKenna self help book and Louis Hay Affirmation Kit - not sure how that will work out, I'll let you know.

OK enough update for now. Off to do some work on the challenge.

PS - Decided that one of my major goals for this year is I MUST STOP EMOTIONAL SPENDING - just spent over £200 on a watch then felt so guilty for wasting money I had to take it back!

Mudbath

Hiya
I've not posted for a while but i'm still keeping an eye on my challenges.....

1) Decorate the children's bedrooms - we've started 'mood boards' with everything they'd like in their rooms on the boards...they won't get it all but it's just to get an idea.
2) Research new mortgage deal and bank account - pretty sure i've decided who to do with but it's just being brave enough to jump!
3) Start buying for birthdays / christmas presents but don't pay full price for anything and wrap as I buy - this ongoing and i've bought one present for a birthday party reduced from £10 to £2.50!!!
4) Stick to the monthly budget - this is going VERY well!
5) Do my 2008-2009 tax return whilst i'm off work - i'll do this after the homework
6) Do homework for course by 14th January - completed so will knock this off the next list (don't worry - i've got another one to add on!)
7) Complete coursework for cancer care diploma
8) Pay of 0% credit card by March 1st 2009 - this is on target too!

So, not doing badly...lots of work going on in the background and one completed. I'll post this and then do my new list in order of importance xx

Mudbath

1) Complete coursework for cancer care diploma
2) Pay of 0% credit card by March 1st 2009
3) Do my 2008 - 2009 tax return
4) Decorate children's bedrooms
5) Empty attic to use as a playroom

Ongoing all year
1) Stick to budget
2) Buy for christmas/birthdays (don't pay full price - wrap as I buy).

That's it for me. :wave: xx

babs2008

Good afternoon everyone,

It's great to see everyone seems to be doing well.

In typical me style, I forgot to take my money to the bank!

babs2008 wrote: »

My only real task for tomorrow is to take my coppers and loose change to the bank (another £16 for savings :j ).

Well, I did rush out of the door early.

I'll get it done on Tuesday, when I am definately heading into town again.

As for the rest of my challenge:

babs2008 wrote:

1) Stop taking money out of savings account - success so far
2) Triple the amount in my savings by the end of 2009 - added another £20 today.
[strike]3) Bank my cheque for £175 and put it all into my savings.
[/strike]4) Get some money bags from the bank, sort out all of my loose coppers and put them in the savings account too - will put into savings on Tuesday.
5) Get a better job I love (and hopefully pays lots) as soon as possible - still searching and applying.
6) Stick to a weekly budget - I'm managing this, though I keep spending the majority of the budget in the first couple of days :rolleyes:
7) Money left over from weekly spend to go into a sealed pot of it’s own. Once the year is up - of the pot gets too full - it will be added to savings - ongoing.
8) Write two reviews for Bview a day - on hold (although I did write one today - every little helps and all that).

x

SarahNeedle1872

Ok, the list for today and tomorrow is:

*Christmas stuff into the loft
*Clip the dogs claw (he hates that so that will be a military operation with OH!)
*Paint woodwork in bathroom
*Fix bathroom extractor fan
*Put laundry away
*De-clutter cupboard under stairs[strike]
*Take all rubbish to dump
*Bottles to recycle bank[/strike]
*Hoover (again!)
[strike]*Post eBay packages (the ones that sell anyway!)[/strike]
*Sort cds for listing on Amazon then put the rest on MusicMagpie
*Put valance sheet back on single bed in nursery - took it off to wash about 3 weeks ago and haven't bothered to put it back on yet!
*Put new pillows onto bed
*Wash old pillows then turn them into a couple of draught excluders
*De-clutter shelves in corner - currently covered in all kinds of junk!
*Look on Argos for stuff including hedge trimmer, dog lead and some other bits - still got £50 to spend!

Done a couple of bits.... just need to mark ebay items as dispatched, shuffle some money around (been food shopping too) then have a look at Argos...

mickey_mouse

update from me

trying to do mse stuff all the time
losing a little weight
doing wii fit most days
100 day challenge going really well and not been tempted yet


good luck everyone:D

SarahNeedle1872

SarahNeedle1872 wrote: »

Ok, the list for today and tomorrow is:

*Christmas stuff into the loft
*Clip the dogs claw (he hates that so that will be a military operation with OH!)
*Paint woodwork in bathroom
*Fix bathroom extractor fan
*Put laundry away
*De-clutter cupboard under stairs[strike]
*Take all rubbish to dump
*Bottles to recycle bank[/strike]
*Hoover (again!)
[strike]*Post eBay packages (the ones that sell anyway!)[/strike]
*Sort cds for listing on Amazon then put the rest on MusicMagpie
*Put valance sheet back on single bed in nursery - took it off to wash about 3 weeks ago and haven't bothered to put it back on yet!
*Put new pillows onto bed
*Wash old pillows then turn them into a couple of draught excluders
*De-clutter shelves in corner - currently covered in all kinds of junk!
*Look on Argos for stuff including hedge trimmer, dog lead and some other bits - still got £50 to spend!

Done a couple of bits.... just need to mark ebay items as dispatched, shuffle some money around (been food shopping too) then have a look at Argos...

Ok, so confession time...... I have done nothing else on my list today

DS went to sleep for a couple of hours so I had a nap on the sofa, OH got up too late to put the Christmas stuff in the loft, so thats still sat in the nursery.... and now I;m watching trashy American stuff on the tv!
So a very un-productive day.... but guess what...? I don't care! Hehehe:rotfl: