The 'complete this challenge' challenge...suitable for all!

clayremonkey

1. Tidy house @ all times, not just the weekend! - Trying my best and not doing too badly!
2. Using up all food in house as much as possible and not overbuying Def not overbuying but could be doing a wee bit better on using up before goes yuk!
3. Saving any loose change and using towards CC debt. On track!
4. Using what's in the house instead of buying more cause I fancy it (eg shampoo etc) On track!
5. Keeping a spend diary Ongoing (can't believe I'm still doing I'm normally crap!)
6. Clearing out and selling anything useless to me and recycling anything else Sold a game last week!
7. Meal planning (did well with this last year but fell off the wagon) Planning ahead but not too far!
8. Drive rather than taxi-ing on nights out No nights out so far!
9. Looking for bargains and making personal gifts/cards Have had to buy a birthday card as have had no time since went back to work. No excuse I know and must do better!

Am doing not too bad and trying hard, tho havent been on in a few days as my reminder emails havent worked as the stupid computer keeps not logging me in!

Hope everyone is managing at least a wee bit of their challenge!

Clayremonkey :cheesy:

OliveOyl_2

OliveOyl wrote: »

Am I too late to join this challenge?

my challenges for January anyway:

• Clear DD's room properly (i.e. not just move the stuff to around the house) in order to receive a lodger in February. Well a bit urgent now as the potential lodger is visiting this weekend -I've stripped the bed so far
• start clearing the loft
• clear the patio of the bits of wood/old furniture etc that have accumulated there. This being the first stage of sorting the garden in 2009. Only been home after dark since I got back, so that'll wait for the weekends, and the gardening too
• Get back into writing, by putting aside Sunday afternoons (except when visiting aged P's, or Skyping Popeye, or other excuses ) to do it.
• Contact planning authority to work out a way of extending our property to accomodate the extra family we may acquire (see above) if the lodger and we are happy to carry on for years. We have a collection of step-kids and we don't want any of them to feel ousted or unwelcome. The extension may only be a garden office, but we need to plan. spoke to them today, just have to get th old drawings out and they will discuss this further when they receive them
• lose some weight and get as fit as my arthritus will allow. I'm sure the weight I've put on in recent years is down to me being less active because of stiff joints. finally been to the gym :j but eating terribly!

I've only been home since Monday, and I've wasted money buying my lunch each day but I'm not letting this challenge go.:o

postingalwaysposting

postingalwaysposting wrote: »

This Year ~
1) Save £500 ~ so far £224.60
2) Save 6 months wages, £2400
3) Save £300 for christmas 2009
4) Save £150 for my holiday in april ~ so far £17.51

January
1) Stick to £20 for craft stuff
2) Stick to £40 spending money
3) Lose 6lb's ~ minus 1lb
4) Read two books ~ finished benneth the skin
5) Visit mse at least twice per week ~ complete for w/c 29/12/08, complete for w/c 5/1/09

I have added a bit to each savings and I have finished one book :j

penguin83

Here is my update for January 2009 so far!


January 2009

Post on this thread at least once every 2 days to update! - done so far so good!
Pay 500.00 off MBNA card - have paid about 170.00 so far and on target if I keep up the 15.00 a day
Get my 2.5 stone award at SW (currently lost 2st 1lbs so 6lbs to go) lost 3lbs a SW this week put on 2lbs the week before (Christmas) so have 3 weeks to lose 5lbs
Completely scrub and declutter living room (again!) inc couches and curtains. - almost completed, room clean, tidy and decluttered, pulled all furniture out and hoovered underneath. Cleaned curtains. Have to clean couches and put a few bits of clean washing away and its all done

pippo

Wow... this is so me..sign up with good intentions & then...
So, Panda, if you'll have me... my own personal challenges are..
(apologies & thanks to those who have already listed these!)

1. Make something extra everyday. even if it is only 10p Scratchies:j
2. Pay that extra off debt
3. Clear out, sell, freecycle or bin at least 1 cupboard, shelf, drawer every other day
4. Claim mileage regularly..6 months behind as we speak
5. Not ever, ever again deposit money on bingo sites:eek:
6. complete all survey invites
7. Keep up with PAD
8. Not go to pub more than once a week
9. Learn how to 'quote' and paste links on this site

So much more to add, but tht will do for now..
Overall goals.. afford loft extentsion & feel confident to ask people in :j
Pip
PS.. have done OH's tax return:o

Moremoneyinmypocket

Need some encouragement to keep motivated so this could be the place:

Starting from today:
No chocolate until March.
To lose 7 pounds by 30 January.
To manage on a £50 a week food shopping budget (half of usual budget).

mrskirsten

i've only really got two challenges for myself:
1) have £3000 in savings by Dec 09 (and seeing as I'm 19, full time working and living with parents this is realistic)
2) Make £100 every 3 months from sources other than my job e.g. surveys, selling things etc

can I join the challenge?

babs2008

Good afternoon everyone.

[strike]3) Bank my cheque for £175 and put it all into my savings - banked, but not in savings yet[/strike] DONE :j

Just transfered the £175 into my savings account. Not bad for January. Definately on track for challenge no 2) Triple the amount in my savings by the end of 2009.

I've also got a couple of new challenges to add:

7) (As I've joined the weekly spend challenge) Money left over from weekly spend budget will go into a sealed pot of it’s own. Once the year is up - or the pot gets too full - it will be added to savings.
8) Write two reviews for Bview a day (I’ve already earned around £7/8 which will be put into savings.

I'm also considering writing daily tasks - but I'm not sure I have the resolve to keep up with them.

Bx

postingalwaysposting

postingalwaysposting wrote: »

This Year ~
1) Save £500 ~ so far £224.60
2) Save 6 months wages, £2400
3) Save £300 for christmas 2009
4) Save £150 for my holiday in april ~ so far £51.15

January
1) Stick to £20 for craft stuff
2) Stick to £40 spending money
3) Lose 6lb's ~ minus 1lb
4) Read two books ~ finished beneath the skin
5) Visit mse at least twice per week ~ complete for w/c 29/12/08, complete for w/c 5/1/09

More added to my holiday savings :T I am now 1/3rd of my way to that challenge :j

Paulgonnabedebtfree

I've signed up for more challenges than I should have done really. I am simplifying it though. I'm sticking with the live on 4 grand a year challenge and continuing with the payment a day one (except where such payment would be financed by increasing debt elsewhere). For me, that covers everything really as the other challenges seem to be offshoots from these or they assist with them. If I can live on 4 grand a year and make some extra payment to my debts most days, then it will eventually come right.