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No Money Mummy to Millionaire Mummy!!

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  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks everyone :-)

    Do you know what, I actually feel a bit more focussed with DFWism today. Maybe I should have bought the telly earlier!

    Rags your right i dont do things by halfs!

    Mum2one It was indeed a family purchase and we do stay in everynight so we will get good use of it.

    Occy health lady was lovely and completely understood where I was coming from. She said no phone work for at least 3 months and luckily dept have said I can stay rather than move me on.
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have paid off £313.54 this month. Made over Minimum payments on each and hopefully more through the month. These figures dont include my massive whoops monet as it wont get added until next month.

    So I now owe:
    MBNA - £4320
    Mothercare - £660
    Next - £110
    Tesco - £2300
    Mum - £760
    EGG - £4829

    = £12, 979noway.gif
    So far this year I have paid off £1779.17 fireworks.gif(Dont get too excited as interest isnt included as im not that clever!)


    I havent spent any money on clothes so still have £81.38 of my £100 crazy clothes challenge money left to use.


    I got quite excited that I was under £13k but then I remembered theres the £450 for the telly to go back on next month.:(
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    :) WELL DONE YOU :)

    OFTEN DON'T GET TIME TO POST BUT READ YOUR UPDATES BY EMAIL WHEN BRUSHING MY TEETH - POST PROPERLY LATER ME DEAR

    hOW ON EARTH HAVE YOU PAID SO MUCH OFF - WELL DONE YOU MISSUS!!!!!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    You've done brilliantly re the debt, and that was gd news re work,hope you get a nice cushy job for 3 months xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Woooooooooooooooooooooooohooooooooooooooooooooooo!

    Guess what just arrrived!
    :p

    Went to town earlier and sorted out Pips savings account, 8% interest from Halifax.
    Is it wrong he has more savings than I do? :eek:
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Thats a brilliant rate from the halifax, without being cheeky, whats the account called.

    I've done one for her ladyship where I can invest upto £100 per month, (so been taking from her other account), thats a 12 month fixed, thenit goes to kids saver, with 1.5%....

    Hows Pip getting on?, bet he's a little trooper.xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Similar to that Mum2one its an internet monthly saver, £20 a month goes into it from my account by Direct debt each month. I think it was called a regular saver? I took it out last year and sorted it out to carry on this year too. They are still doing a new account for 6%
    http://www.moneysavingexpert.com/savings/child-savings-tax-free#best
    Its about half way down page x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Pips_Mum wrote: »
    Similar to that Mum2one its an internet monthly saver, £20 a month goes into it from my account by Direct debt each month. I think it was called a regular saver? I took it out last year and sorted it out to carry on this year too. They are still doing a new account for 6%
    http://www.moneysavingexpert.com/savings/child-savings-tax-free#best
    Its about half way down page x x


    Ur an absolute star thank-you, thats the one we've done, but in all honestly didn't take into account rate,thats what threw me. I went for the £100pm, but am emptying her other bank accounts with low interest, every penny helps out for when their older. xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • spendtoomuch
    spendtoomuch Posts: 232 Forumite
    How you doing Pipsmum, miss your lovely updates! x
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hellooooooooooooo

    I REALLY dont like the new look forum. Its too bright :-(

    I hope your all well?

    Ive been on here reading and running really as Pip is being so naughty still. He has taken to waking up at 4am, which is not pleasant. He has become a really picky eater so i think he is waking up because he is hungry because hes been such a picky s od in the day!

    I just ordered a £5 HMV voucher using my Cokezone points so that can go into my Christmas pile as it has cost me nothing.

    Very little else to tell really I think thats why Ive not updated in a while as nothing interesting is going on! How about you lot?

    TTFN x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
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