The January 2009 BR Club

fermi

DON79 wrote: »

Hi, I think it is 2000 before you get your extra medal. but that's ok, I am sure I will make it! :rolleyes:

I'm still waiting for medal number 5. :cool:

Good luck to everyone for today.

creditpunch

Good luck Donna, Rijo, stickysituation and Bazbro all the very best fingers are crossed and prayers are spoken. hope to hear from you all soon.:D

CP

fermi

DON79 wrote: »

got far too much to say for myself CB!

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Erm.....................

* looks at total on the left, shuts mouth, and walks away in embarrassment. *

tigerfeet2006

Will be thinking of you all today. I am sure you will all be fine.

Hugs

ohwell

good luck today. Good vibes going out to all of you.

startagain_2

Can't stand all this waiting - dying to hear how DON79 got on today.......

:j :j

SA

rijo

Hi everybody
Just to give you a run down of events of the last 48 hours.
Had a meeting with the CAB yesterday and the lovely lady went through all the BR forma with me.Advised me not to open a new bank occount for about 6 weeks. She checked all the forms and helped me to write out my reasons for going bankrupt and i must say she worded it far better than i could. She also helped me write a small passage at the end explaining that my wife needed the family car which is in my name to get to and from work and for child care purposes. CAB help was fantastic and this lady was a voluteer, to me an angel. She explained what would happen after BR and gave me a letter explaining what would happen in court.
Next we went to the CO OP my wife opened a Cashminder. It all became a bit too much for my wife as reality hit home and she broke down in tears. The lady at the CO OP gave her a hug and made us both a cup of coffee. I was touched, there really are nice people out there and the want to help. She told us not to worry and the account was opened

I went home and fine tuned my forms and SOA.
This morning myself and my wife went to court at 1000am and payed £495.00 and handed in my petition. At this stange my wife broke down in tears again.The lady behind the counter gave her a tissue a lovely reassuring smile and told her not to worry everything would be ok.
My forms were handed in and we went upstairs to see the judge. At 1049 today i was made bankrupt. We waited ten minutes and i was called up, the lady told me the judge didnt need to see me and sent me downstairs to the reception with the forms. The lady at reception told me to come back at 1215 and i will speak to the OR over the phone. We went for a coffee and came back. The OR asked me a few questions and told me i will get a letter through the post and a telephone interview shortly.
That was it done and dusted what a relief, strange but i feel so good by taking responsibility and taking the measures so we can look forward to the future, what happens in the next 12 months i dont no but it cant be as bad as having the stress of worrying about the debt.
What do you think
regards richard

startagain_2

Well done to you Richard and best of luck for the future ......

All these wonderful accounts of how smooth and hasslefree the BR day is makes me feel an awful lot better about my own on Monday.

Do you think the judge couldn't bear the thought of seeing a woman in tears perhaps?

Seriously, well done to your wife as well, poor thing...... it is very traumatic.

SA

ohwell

startagain wrote: »

Can't stand all this waiting - dying to hear how DON79 got on today.......

:j :j

SA

I was just thinking the same thing.

fermi

ohwell wrote: »

I was just thinking the same thing.

Ditto. :cool: