Live on £4000 for a Year, 2009 Challenge, part 1

savingfortravel

Just about to disappear out but just wanted to wish everyone a HAPPY NEW YEAR!!

Quite excited about the new JennyBee on its way..bound to be a great kid with such interesting parents. Good luck!!

See you late tomorrow afternoon...need to begin stockpilling...branston beans..4 single tins for £1 is a good place to start...OF gets through heaps..

SFT

redglass_2

Sorry to hear about your dog, Slowlyfading. I broke my heart when each of mine died (of old age) but I remember them now with great happiness as a lovely part of my life, and it will be like that for you one day. :grouphug:

slowlyfading

redglass wrote: »

Sorry to hear about your dog, Slowlyfading. I broke my heart when each of mine died (of old age) but I remember them now with great happiness as a lovely part of my life, and it will be like that for you one day. :grouphug:

Thanks sweetie, I sure hope so! xx

candygirl

Aww sorry about the pooch SF:( I've lost 2 and it's so sad :A :A
HAPPY NEW YEAR everyone, as I might pop out in a bit;)

Marru

Hello!!!

I have finally finished my spreadsheets for 2008 and have been in confession in the 2008 thread . So 2009 should definitely be better. My biggest downfall was to leave the tracking of expenses and comparing them to the budget for three months in the autumn while eating in college canteen and "nipping into shops for milk/bread/eggs/..."

I am aiming not to spend any money from my 2009 £4k budget unless I have earned the money first except I have allowed myself to start the year with £60.- which is the total of my utilities that come under this challenge for January. All the additional courses that I want to do I have to earn the money first. Exception here as well as I have one booked for January and I need to pay for the accommodation. My all the other budget shows at the moment deficit so I either have to earn the difference, save the difference or hopefully my tax rebate from 07-08 will come to rescue and sort it out.

Off now to move that £60 back to my current account for my DD's to go out on Friday.

HAVE A GREAT NEW YEAR EVERYBODY!!!

boring_beige

Happy new year, everyone.

gillst_2

cw18 wrote: »

Wow! And still this happy family grows :T

Welcome aboard to everyone else doing this for the first time...... It's "first time around" for me, though I feel quite at home here having been chatting on the 2008 threads for a while now. But I felt at home from my first post on there, as this is such a happy, welcoming, and supportive family :happyhear

Just think, we're under Starters' Orders now -- another 15.5hrs or so and we're offffffff

Hi everyone - hope you don't mind if I just lurk around this year - have horrendous debts that I want to get under control and from reading your posts this is just the place to help me. You all see so friendly and caring - people I already feel I know and can 'talk' to, even though I have not really posted much, but have popped in daily for some time now. May be next year (or even later in the year if I feel more confident) I will join in officially. Happy New Year everyone:beer:

Pips_Mum

JennyBee wrote: »

:rotfl: I'm going to start having to sleep on towels though as every night this week I've dreamt that my waters have broken! I'm really paranoid about it as our mattress wasn't cheap (got a good deal but needed a decent one as I have back problems) and I am petrified of ruining it!!!

I bought some Pampers disposable changing mats to sleep on. They are absorbant and waterproof and cost £4 odd for 12.
Not frugal in the real sense but may turn out to be more cost effective in long run if bed is expensive and you can always use them as changing mats when your out and about when frugal teeny arrives!!.

carolbee

slowlyfading wrote: »

:hello:
For those of you who don't know, my dog passed away on monday. She was old, and ill and so it was not totally unexpected, but I'm devestated none the less. So, I've been a bit MIA for the past two days, but I shall be here on the quiet. Its just getting used to being without her which is proving difficult, but life must go on.

you poor thing, lost our old girl in October, missed her very much especially these last few days, as we could leave food around for the first time in years. You do get used to them not being there, but that doesn't mean you don't miss them desperately. Hugs to you xx

angelatgraceland

JennyBee wrote: »

Mine's not due til the 18th so still a couple of weeks to go, although I have informed my family that I'm never on time for anything so not to expect any news til the end of January!

:rotfl: I'm going to start having to sleep on towels though as every night this week I've dreamt that my waters have broken! I'm really paranoid about it as our mattress wasn't cheap (got a good deal but needed a decent one as I have back problems) and I am petrified of ruining it!!! Obviously I don't have enough to worry about if that is the thing plaguing my dreams!!

Hope your frugal-teeny arrives soon! (Thanks CW18 for the name suggestion!

You can get a mattress protector in the pound shops quite often! Thats what I did anyhow and darn me it didnt happen that way! I was just in from the school run and all of a sudden whoosh! I just had to cross my legs and shout for a towel. Oh the fun! Must be worth getting a protector though just in case and it may be handly anyhow when little one arrives.