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Live on £4000 for a Year, 2009 Challenge, part 1

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  • Hi Puss My best friend lives in Apollo Bay on the Great Ocean Road.. that's near your place isn't it ?(in Australian distances) :rotfl:

    SFT


    Am laughing at the "australian distances" comment! My OH is from Warrnambool at the end of the Great Ocean Road and still despairs of me looking at a map and going - "ah well, it's only a couple of hours..." I must get it drilled into my head..."Victoria is the size of the UK, Australia is the size of Europe!" One day it'll click!

    By the way, when we were over there a couple of years back we drove from Melbourne, through Geelong and all along the G.O.Road to Warrnambool and I have to say that it was beautiful (including Apollo Bay!)

    Anyway, it's slightly off topic, but it's something else that we need to be saving for! In-laws are coming over for 2 months at the end of 2009 to do grand European tour and then we're planning a month in Oz in 2011 by which time the current bump will be 2!! Scary - but I like to plan ahead! Bring on the 2009 budget!!!
    Jonathan Douglas born 20th January 2009 - 9lb 4oz
    Alexander William born 30th December 2012 - 10lb 2oz
    GC June 2014 £79.04/£150
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    When is bump due to become baby JennyBee?
    Mine is 6 days overdue so getting a bit fed up!!!

    I am doing a bit of last planning too, got my diarys and notebooks all spread out in front of me. Its going to be tough but I am very excited.
    :beer:Happy New Year and heres to a Frugal 2009:beer:
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :hello: everyone, and a big HAPPY NEW YEAR to everyone :) I hope you all have a nice night.

    For those of you who don't know, my dog passed away on monday. She was old, and ill and so it was not totally unexpected, but I'm devestated none the less. So, I've been a bit MIA for the past two days, but I shall be here on the quiet. Its just getting used to being without her which is proving difficult, but life must go on.

    Here's to the 2009 challenge!
    sf xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Pips_Mum wrote: »
    When is bump due to become baby JennyBee?
    Mine is 6 days overdue so getting a bit fed up!!!

    Obviously waiting for the new year! Wants to be our first frugalmite in 2009.

    Hope it's not much longer.
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    lingojingo wrote: »
    Obviously waiting for the new year! Wants to be our first frugalmite in 2009.
    I was thinking the other day that "frugal-teeny" was another good name for all the babies........
    Cheryl
  • hgbels
    hgbels Posts: 131 Forumite
    Part of the Furniture Combo Breaker
    Hi All

    Well, I'm just waiting for the New Yeear here - raring to get started. Just had a big splurge to end the year off as bought a new fridge and freezer on line as we have just had an extention built.

    Also - I used all our Tesco vouchers on Merlin anual passes - free entry to Legoland, Chessington, London eye etc. In previous years we have had legoland passes. The aim being not to spend anything on days out.

    Thanks for the tips on keeping track of spends - I will starting writing everything down

    Hels
  • macwah97
    macwah97 Posts: 126 Forumite
    Hi ALL

    JUst nipped in to wish everyone a VERY HAPPY NEW YEAR. Got the Flu at the minute, can't talk - whey Hey - no voice - so no going out. Just party food (whoopsied), roaring fire, family and Jools Holland. Will not be going over the door to shops until Friday - so 1 NSD for January 2009 already.

    Best of Luck to everyone for Hogmanay/New Year. Good LUCK to expecting Mums - did this over Christmas 5 years ago myself - Whooo

    Hugs and Kisses to All

    Annie
    Live as cheaply as possible
    ,
    Current debt £85k (includes mortgage):(
    ,
    Taxman £7500 :mad: bank of FiL 760 Simply B 945 Jacamo 150 Ccs 3000
    A lurker not a shirker, part-time worker and carer for DH (recovering from Cancer and recently diagnosed as a Diabetic with Heart problems) and DS who is suffering from MH issues
    £1 a day Xmas 2015 7/364
  • dND
    dND Posts: 801 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    New spending diary is ready on the desk, 2009 spreadsheet is ready to have the starting bank balances input and I'm counting down to 2009. I'm not doing anything tonight or tomorrow - total chill out time here :j So all that remains is to say
    Happy New Year
    :beer::beer::beer::beer::beer:
    Aiming for a Champagne Lifestyle on a Lemonade Budget
    DECLUTTERING CAMPAIGN - 2023 🏅4*⭐️ : 2024 🏅💐2*⭐️ : 2025 ⭐⭐
    FASHION ON THE RATION - 2024 62/66 coupons : 2025 36/66 coupons
  • angelatgraceland - if you want any help with the French then I'm pretty fluent -and this MIT website is pretty good for free resources - I used to use it for German practice.

    http://ocw.mit.edu/OcwWeb/Foreign-Languages-and-Literatures/index.htm

    I have lots of other language websites too - what level are you studying at and I can post some? Happy New Frugal Year everyone

    Oh I'm just a beginner! Level 1a is hard enough for me. Ive been doing the BBC course a vous la france and I have the book and vids too. Spent 2 years studying and the last year not. I will never be great at it I accept but Id love to be able to go over for a weekend or something and just "get by". Any help appreciated!!! Im guessing Im sort of low GSCE but unsure-deg beginner status.
    Id also like to improve as my DDs boyfirend is French and one never knows-it could be a lasting thing!
    Annual Grocery budget 2018 is £1500 pa £125 calendar month £28.84 pw for 3 adults
  • Pips_Mum wrote: »
    When is bump due to become baby JennyBee?
    Mine is 6 days overdue so getting a bit fed up!!!

    Mine's not due til the 18th so still a couple of weeks to go, although I have informed my family that I'm never on time for anything so not to expect any news til the end of January!

    :rotfl: I'm going to start having to sleep on towels though as every night this week I've dreamt that my waters have broken! I'm really paranoid about it as our mattress wasn't cheap (got a good deal but needed a decent one as I have back problems) and I am petrified of ruining it!!! Obviously I don't have enough to worry about if that is the thing plaguing my dreams!!

    Hope your frugal-teeny arrives soon! :) (Thanks CW18 for the name suggestion! :)
    Jonathan Douglas born 20th January 2009 - 9lb 4oz
    Alexander William born 30th December 2012 - 10lb 2oz
    GC June 2014 £79.04/£150
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