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Live on £4000 for a Year, 2009 Challenge, part 1

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Comments

  • I am sooo excited, have been looking at www.bhwt.org.uk, and found out that they are doing a battery hen rescue near me soon, so have asked if i could have some please, should keep us in eggs easily for next year, plus extra for pin money. should really compliment the allotment that i really must get round to sorting out.

    I used to keep chickens before and miss having them soooo much, so do the kids.

    kay
    Frugal living challenge 2023 £7500 for 2 adults
    January grocery challenge £60.55/ £200
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    have had a fairly busy day, beginning to clear out cupboard for stockpiling, made a loaf in the BM, made fairy cakes in the remy.

    ive also been doing some sanding today in preparation for more painting in the new year!

    Started to make a list of veggies I want to grow next year once i get my new greenhouse....was talking to my dad earlier and he has some slabs i can have:j

    have a friend round this evening so that will be nice:)
    November NSD's - 7
  • Boomdocker
    Boomdocker Posts: 1,201 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Hi Nyk,

    I had decided to lurk again but after some thought and spreadsheet tinkering I have decided to jump in head first and join properly!! Woo hoo!!

    I have decided to go all in though and include my rent, household bills and savings so I can properly track eveything. It had put me off trying to work out what to include/exclude. I flat share so split some bills and take whole responsibility for others again which made it difficlut to split, my flatmate pays a higher portion of the rent/insurance etc and I pay gas/elec/water but essentially we break even between us.

    I am going all in for £10k as follows:

    Rent - £150 a month - £1800 annual
    Council Tax - £96 a month - £1152 annual
    Anglain Water - £23.87 a month - £286.44 annual
    E&S Water - £14.41 a month - £172.92 annual
    Gas - £60 a month - £720 annual
    Electric - £30 a month - £360 annual
    Media Package - £85 a month - £1020 annual
    Food - £100 a month - £1200 annual
    TV License -£11.64 a month - £140 annual
    Elite Racing - £10.00 a month - £120 annual
    Ground Rent - £30 a month - £360 annual
    Hair - £17.50 a month - £210 annual
    Gifts - £29.17 a month - £350 annual
    Savings - £50 a month - £600 annual
    Holiday - £83.35 a month - £1000 annual
    Clothing/Footwear - £10 a month - £120 annual
    Misc/Entertainment - £22.39 a month - £268.64 annual

    Total - £833.33 a month - £10000 annually
    Boots Card - £17.53, Nectar Points - £15.06 - *Saving for Chrimbo*
    2015 Savings Fund - £2575.00
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Heres a random question for you all that I never thought I would ask!!!

    Can I freeze mushrooms? And if so do I need to cook them first?

    I have a whole tub that will probably go off whilst I am away for xmas as they are on the turn now.
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • the_cat
    the_cat Posts: 2,178 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yes, you can freeze them. Just chop up and put in freezer bag raw, no other prep necessary. I often do this when I get lucky in the reduced veg section!!
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    No probs freezering mushrooms -- I have several bags in my freezer. Some are sliced (for pizza), some chunked (spag bol and casseroles) and some whole (braised steak and mushroom).
    Cheryl
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :TThanks guys x x x:T
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • fizzel81
    fizzel81 Posts: 1,623 Forumite
    what an afternoon baby fizzel (well not so much a baby but my baby) has a bug

    2 extra loads of washing and its gotta be tumble dryed as the airers are full , hopeing the other 2 dont get it being so close to xmas, if i end up staying at home i have nothing in
    DFW nerd club number 039 :p 'Proud To Be Dealing With My Debts' :money: i will be debt free aug 2010

    2008 live on 4k +cb £6,247.98/£6282.80 :T
    sealed pot 2670g
    2009 target £4k + cb £643.89:eek: /£6412.80
  • andan
    andan Posts: 2,110 Forumite
    Happy birthday Mrs Macawber.

    Not much to report from me, just wanted to say thanks though for all the advice regarding what you can freeze etc. I think for this challenge i need to get more food savvy, especially with using things up and making greater concoctions!!
    :j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j


  • Nyk - could you put me down for 2009 please?

    I've worked out my budget and think it's doable. I've already said that I won't buy anything new for me for the next year as I've got way to much in the way of clothes, shoes etc... and I don't need to buy anything that I can think of like that, my son is pretty sorted in that department too!

    TVL 140.00
    Gas 520.00
    Elec 780.00
    Water 260.00
    Food 1560.00
    Pets 520.00
    Phone/Internet 520.00
    Anything else 216.00
    Sons Allowance 260.00
    Sons Clothes 120.00
    Presents 60.00
    Contents Ins 84.00
    Total 5040 (4,000 + CB)

    I've not included rent & council tax nor my car or mobile which I use for work so the expenses for those come out of my business budget, (not the rent or CT).

    I'll make most of the gifts for next year and have a load of stuff already towards birthdays!
    I'm looking forward to the challenge :beer:
    I won't buy it if I can make or borrow it instead
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