We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Live on £4000 for a Year, 2009 Challenge, part 1

1254255257259260511

Comments

  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Good morning frunchkins:D
    Hope you are all well, hugs to anyone feeling low for any reason.
    Well decided to jump on the bandwagon with the rest of you and give the qype thing a go. Have managed 24 reviews so far including 15 first reviews so not too bad but a long way to go yet. Some of the reviews on there are obviously not genuine though - was reading one about our local morissons saying how lovely the cafe was :rolleyes: well I've been going there for 20 years and never seen a cafe yet:p :p - so think some people are taking the mickey a bit.Will try and do a few more tonight.
    Marru - well done with getting organised - loved the bit where you accidentally cleared out the cupboard :)
    General frugal aims for today;
    • storecupboard meals
    • reduce, reuse,recycle one item
    • do something nice for me -
    • do something nice for someone else-
    • do one thing just for fun -
    • fitter not fatter - swim and jacuzzi,
    Todays frugal meals;
    • fruit smoothie made with frozen fruit
    • Hm seeded bread with baked beans and poached egg
    • HM colcannon. with mashed potatoes, carrots and sprouts
    Fruit and veg portions;
    3 fruit, 1 pulses, 3/4 veggies,:D

    Expenditure :o or additional income
    No spend day planned





    Remaining target cash for first 6 months food spends - £260.34 left from budget of £400 for first six months.
    Reduce,re-use, recycle.






  • I think there is a thread on qype over on money saving board, that is where i found it - maybe put qype in the search box. Would do it self but got to do the school run now :)
    DFW since JAN 2009 - 2014 will be the year i finally clear debts :) Just to see which month :))))

    One adult + 4 children + dog
  • 2008 - Live on £4000 for a full year.
    Live on £4000 for a full year: Jan-March 2008
    17-12-2007, 11:01 Page 1
    Page 112
    19-01-2008, 12:01 AM
    It's not off topic
    Quote:
    Originally Posted by mumzyof2 View Post
    Ohhh no pm me pm me!! we are going off topic - its not allowed on mse!!!!

    Sooo then hows everyone 4k challenge going???
    We are discussing environmentally friendly ways of living within a very tight budget. I think growing your own (whatever) qualifies, don't you? If I'd called the thread 'the Good Life' I'd have risked being banned for copyright or trademark infringement or something Frugal living includes anything thrifty/moneysaving in my book

    Live on £4000 for a Year, 2009 Challenge, part 1
    17-12-2008, 3:32 PM Page 1
    Page 128
    Today (19-01-09), 12:39 AM

    Quote:
    Originally Posted by nykmedia View Post
    I've made a huge pot of bolognese sauce in the slow cooker today, bulked out with oats, so dinner for three and the rest will go into the freezer.
    Can I ask, do you put the oats in raw or do something with them first? Thanks

    Only 16 pages different and still on subject for living frugally and making our money and food stretch further.
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    I cant find the qype thread on here, I been on qype today but dont know how i get to review a place thats never been revewed before and i dont know if i need to do 50 first time reviews to get the £50 voucher.

    Anyways...

    Good Morning all

    Not much planned here as weather is awful. Should of gone to town as need to ask thomas cook if there prices for flights on there website inc taxes. As got a good deal for me and kids to go cyprus in may for 2 weeks.. Total for us all is £599 plus £7 cashback through a cashback site. Also my mum wants me to book her a flight so another £7 cashback although that will go towards postage of recorded delivery as will need to print of tickets and send them her.
    I need gas today to last me till thursday. Im in my emergency so may need to go over my £90 a week money today. Need some cereal also which il get from my local shop.
    Need to perpare for college too as only have 2 more weeks left and then i sit my test for level 1. Need to enroll for maths next but may take a little break and get this house sorted.
    Also need to Add £6.99 to my sig as i signed up to get my credit report.

    I did a approved order last night but did not proceed with it as the delivery was £15 odd. Even though i know i would of got loads.. i cant seem to juestify spending that much on delivery..How do all you's do your order? Would you spend £15 on del if you know you were getting loads. My total for it all was £49.
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    2008 - Live on £4000 for a full year.
    Live on £4000 for a full year: Jan-March 2008
    17-12-2007, 11:01 Page 1
    Page 112
    19-01-2008, 12:01 AM
    It's not off topic
    Quote:
    Originally Posted by mumzyof2 View Post
    Ohhh no pm me pm me!! we are going off topic - its not allowed on mse!!!!

    Sooo then hows everyone 4k challenge going???
    We are discussing environmentally friendly ways of living within a very tight budget. I think growing your own (whatever) qualifies, don't you? If I'd called the thread 'the Good Life' I'd have risked being banned for copyright or trademark infringement or something Frugal living includes anything thrifty/moneysaving in my book

    Live on £4000 for a Year, 2009 Challenge, part 1
    17-12-2008, 3:32 PM Page 1
    Page 128
    Today (19-01-09), 12:39 AM

    Quote:
    Originally Posted by nykmedia View Post
    I've made a huge pot of bolognese sauce in the slow cooker today, bulked out with oats, so dinner for three and the rest will go into the freezer.
    Can I ask, do you put the oats in raw or do something with them first? Thanks

    Only 16 pages different and still on subject for living frugally and making our money and food stretch further.


    ??????????
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • I don't go with AF because when i split the delivery over the items it brings the prices of them up considerably and seems better to just buy elsewhere! I also realise that most of what i'd buy is junk food and a waste anyway! Have you got a local cash and carry near you - might be better.........

    I know i have one about 30mins away but i always find MR T value range cheap and delish so no need to buy branded stuff...........
    DFW since JAN 2009 - 2014 will be the year i finally clear debts :) Just to see which month :))))

    One adult + 4 children + dog
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    I don't go with AF because when i split the delivery over the items it brings the prices of them up considerably and seems better to just buy elsewhere! I also realise that most of what i'd buy is junk food and a waste anyway! Have you got a local cash and carry near you - might be better.........

    I know i have one about 30mins away but i always find MR T value range cheap and delish so no need to buy branded stuff...........

    yeah i know what you mean know..most of my items on my list where junk items that i would not usually buy. I do have a cash and carry but i dont drive :(
    Im going to do a asda order in a minute i think. Saves temptation of buying stuff i dont need in the shop. and saves me getting cold.
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • Mumzy, I know people worry about the size of the tread, but the first one is always huge, which is what my point was about, but during the first thread of the year/challenge, is when we tend to get more helpful and creative ideas on how to save dosh as that is when most 'silent' challenges are giving us their input and odd little tricks.
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
  • grandma247
    grandma247 Posts: 2,412 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Mumzy, I know people worry about the size of the tread, but the first one is always huge, which is what my point was about, but during the first thread of the year/challenge, is when we tend to get more helpful and creative ideas on how to save dosh as that is when most 'silent' challenges are giving us their input and odd little tricks.


    Also when the gardening starts then people do not have as much time to sit at the computer.
  • HH62
    HH62 Posts: 434 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Morning

    I can't bring myself to post my update yet. The weekend turned out to be incredibly spendy and I haven't had the courage to get the receipts etc out of my purse yet to see the damage...

    Please tell me. - Is it normal for the first month doing this to be tough? I'm struggling.

    Thanks.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.