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Live on £4000 for a Year, 2009 Challenge, part 1

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Comments

  • Afternoonpeeps
    Thanks for your kind comments about the garden

    ISOM its taken me long enough to find a guy who thinks my every wish is his command.......................you find your own
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:


    Sophiesmum my sympathies on the migraine mine have got better as years have passed but i get a bit manic afterwards too (cupboard tidying etc) the garden is going to be a mix of veg and flowers i have a planting plan and am working on a blog (i am just too cowardly to share so far!)



    Having a chow mein for tea using the mung beans i sprouted!!!


    my spends today were £4 for 2 red and 2 blackurrant bushes from wilkinson and a nail varnish from boots with the £5 voucher ie £1.12


    Managed a little one handed weeding and to transplant some strawberry plants into pots in green housebefore pain got too much just off for a long soak to recover.


    Shaz
    *****
    Shaz
    *****
  • purplevamp
    purplevamp Posts: 10,804 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Afternoon everyone :hello:

    Firstly, I haven't had time to read 3 days worth of posts, so hugs to those who need them. I'll try and read them later.

    I've had 3 NSD as we went to Dublin for my SIL's wedding, free food and mostly free drink :j . We did get lunch at the airport Thursday and Saturday but DH paid for one and the leftover Euros paid for the other (none of this is in the budget as it was a necessity that we couldn't avoid :whistle: ).

    Today DH went to Mr S for the first major shop of the year, armed with a list and spent £81.29, which should last us the rest of the month, with exception to milk, bread and f&v.

    I've also got 2 money neutral presents for the year, and Enchanted DVD and a 50cm teddy I won in a comp worth £20 for DD. DD and DS2 spent yesterday at Dublin airport looking for dropped coins and between them found 24C, but not a single penny at Gatwick. :rolleyes: :rotfl:

    I'm off to catch up with the posts.
    Mortgage: Was: £154,495 Oct 2039 Now: £80,748.41 May 2037
    Swagbucks ~ £205 (2024 ~ £395)
    Surveys ~ £214.37 (2024 ~ £280.14)
    Make £2025 in 2025 #5 ~ £1,406.55 ~ (2024 ~ £2,561.04)
  • Penny2myName
    Penny2myName Posts: 1,605 Forumite
    Part of the Furniture Combo Breaker
    Just went to look at what AF has avalible and thought this was really sweet.

    We again thank you all for your support, especially Martin Lewis and all the Money Saving Experts at https://www.moneysavingexpert.com
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
  • Hello all

    Havent posted in a while - been too busy trying to keep up with the thread! Have been meaning to get so much achieved, but failing miserably. I've just run out of energy and I've still got 7 weeks to go :o

    Bails - I tried to PM you and did a long waffly message but your inbox is full.... I agree with Nyk, I dont think anyone can ever 'afford' to have a baby. We tried to work it out but then gave up, babys themselves dont NEED lots of stuff, altho all the magazines and catalogues try to convince us otherwise, we've found its going to be the lack of wages. (I start my maternity leave in 3 weeks then go back to work in Nov when the money stops - am going back parttime tho). We cut back on things and tried to live on DH's wages although we have been doing the house up and then we thought we'll go for it but it happened alot quicker than we thought :o
    People have given and offered us so much, we were given a pushchair, MIL and FIL bought the cot and mattress, were given bedding and blankets. I'm going down the washable nappy route and the council give you a £30 voucher towards that. Theres a few threads on this topic actually, I think I might have started one a while ago, if you do a seach, loadsa things come up.

    Hope I havent bored you :o ([STRIKE]shuffles [/STRIKE] waddles back to lurker-ville!) xx
  • MrDT
    MrDT Posts: 951 Forumite
    lingojingo wrote: »
    I've just completed my reviews :j - done 60 of which 53 were first reviews!!!!! Got an email to say I'm a Qype Ninja but nothing about the virgin voucher yet (it says it can take up to 24 hours).

    Phew, I'm halfway there... 16 first reviews, 18 not first. Value done so far £25.

    Well done on finishing already!!

    My reviews are pretty huge. I can't help it, I tend to use five words when two will do, and I'm opinionated, and I have a lot to say haha!

    I'm going to give it a rest now as m'lady will be home from work any minute. Only another £25 to go in the next week or so :o
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    sophiesmum wrote: »
    SF hope you are okay too (((:heartpuls )))
    Thanks for that sweetie, and thanks for remembering! :o I hope you're okay too xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Hi frunchkins:D

    Had a really good/productive /enjoyable day today so far. Got all jobs done, been to costco, had hair cut, been for walk in woods (and had turn on a tarzan swing:rotfl: ) spent some time with parents. DS turned up had broken his phone :rolleyes: gave him my good spare one, (OH bought me a new one when we went to lakes in November:D) DS then volunteered to wash and valet my car as thanks :T so all in all a good day:j and haven't spent a penny:D

    Bails - get the eggs from farm shop nearby,They sell in dozens at £1.40 and I share with mum.I have noticed that asda are currently doing 15 large free range eggs for £2 which I think is quite good for supermarket prices.
    Reduce,re-use, recycle.






  • Just got this email from Qype

    Congratulations

    You have successfully completed the Qype Virgin Challenge.

    Our quality control team will now check your reviews to make sure they're up to scratch and we'll be sending you your voucher by post in February. Keep your eyes peeled for a £50 voucher popping through the letterbox in early Feb!

    Well done and tell your friends!

    The Qype team --

    It was quite easy, only started it yesterday, so I'll be well pleased if I get £50 for it.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    hello everyone :hello:

    Sorry I haven't posted over the weekend, I've been at work and then didn't really feel like posting to be honest. I have kept up with the thread though, and keep thanking everyone for their posts, I just haven't posted myself.

    Have been at work lots recently, as there's been another member of staff on holiday so I've been doing cover. All good for me though as its more pennies in the pot. I've updated my signiture to show the true amount of what I've spent so far, and I feel like I'm doing reasonably well :)

    I can't really remember what I've read to comment on anything. :o so sending big (((HUGS))) to those who want/need them.

    sf xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • bails
    bails Posts: 3,196 Forumite
    Hi all, just finished birthday lunch with my parents - everyone enjoyed themselves and my mum just loved having someone else cook for her!

    Just to say, I have now cleared some space in my PM box - too many words of wisdom I wanted to keep (mostly from BB) - so sorry for the annoyance of not being able to contact me. Hit me with your messages now :D
    Off to catch up...
    Thanks so much to Nyk and Loopy for the input about frugalmites. I wasn't trying to work out how much they might cost me in a lifetime - I don't want to scare myself to death :rotfl::rotfl:- more a vague idea of 'initial start up costs' as it were :D We're lucky in the sense that we're on low incomes now anyway so it won't be a shock losing my good salary. We're hoping to share the childcare and both work part-time, and what with my brother doing the decent thing and going first I hope there'll be some hand-me-downs plus Freecycle of course ;) It's good to know about little things like the £30 for nappies though, and nearer the time I'll definitely search out those threads. Thankyou both.

    Well done to the Qypers :T I may have to look into this myself but won't be taking on more than I can do.
    Sorry to hear you're working so much SF but as you say at least the money is helpful. I fyou ever want to PM, my box now has space x
    Glad you're haivng a lovely day SM and thanks for the egg info (Asda isn't nearby but will keep looking for alternatives). There are ex-battery hens at the Home...
    The 1,000 Day Challenge:
    Feb 16, 2016
    500/30,000
    1.67%
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