DMP Mutual Support Thread (Part 5)

HopeTRMD

Hi MMN,

It definately does help! :A
Thanks for that ....I will make a start on the arrrangements for this.
I sure need loads of stamps!!

PS All. My valentine (sorry behind!) was a hand made card from my son, and a wonderful picture of hearts & bear hugs....he is a lovie everyday!!!:p .
Cann't wait to be less all over the place....so he can see the benefits too....

Good week to all..

Hope

X

marfan_not_martian

Ahhhh card from your son sounds lovely xxx bless xxx

You will more organised soon - have you requested the pack from CCCS or are you awaiting a phone call from them?

Whatever you are up to today try to take time out for yourself - and try not to worry too much you have taken a huge step trying to sort out your debt problems so give yourself a huge pat on the back :T :T

MNM xxxx

dlb

Well today will be a test on the purse strings...can i take 4 kids food shopping with me and stay within budget??? Hummm whos flipping idea was half term!!!! lol I know i plan to stay on track but im sure my 4 little devils will have different ideas..note to self to keep checking the trolley for items that i havent put in!!!!

I love mondays when they are at school, its the day i do the big weekly food shop, pay the bills and generally get organised...but during school hoildays my nice little organised life goes out the flipping window!! Im normally in the shops already by now..but 3 of my little angles are still in the land of sleep!!!!

Arhhh wish me luck
Donna
xxx

marfan_not_martian

Morning DLB & Ald65 hope you both have a great day xxx


Woke up feeling more positive than ever today - not sure why but hey its better than how I was feeling at start of year.

If someone had told me 1st January that starting out on a DMP would help me sleep at night, held me get control of my life back and make me feel more positive about my debts that I could ever imagine (seeing as I am defaulting all the time and I have so far only paid them £1 each for 2 months and from now on will be no way near making even the miniumum payments) - Well if someone had told me - I would have laughed at them. But in hindsight they would have been the ones laughing at me - because it is true. :rotfl: :rotfl:

Yes you go through the worry of am I doing the right thing, will creditors hassle me and is a DMP right for me - but once you sign on the dotted line with CCCS or similar, send them all your creditors details and set the standing order up to pay your first months DMP payment - you do feel a sense of achievement as you are not running away from your debts you are no longer robbing one to pay the other and you have money left to pay for the things you actually need, like heat, light, rent, rates and food.

Only 13 days to go (including today) and my first DMP payment will be made:beer: thanks to everyone on this sight for the invaluable info you have given to us all you are true friends :T

marfan_not_martian

dlb wrote: »

Well today will be a test on the purse strings...can i take 4 kids food shopping with me and stay within budget??? Hummm whos flipping idea was half term!!!! lol I know i plan to stay on track but im sure my 4 little devils will have different ideas..note to self to keep checking the trolley for items that i havent put in!!!!

I love mondays when they are at school, its the day i do the big weekly food shop, pay the bills and generally get organised...but during school hoildays my nice little organised life goes out the flipping window!! Im normally in the shops already by now..but 3 of my little angles are still in the land of sleep!!!!

Arhhh wish me luck
Donna
xxx

Loads and loads of luck being sent your way Donna :A :j :j :j

I find it hard with one or two but four - gosh I know I would never cope. You are an inspiration to us all. Let us know how you get on with your budget - and yep you are right you will have to keep checking your trolley for those items that magically appear :rotfl: :rotfl:

I am looking after my eldest niece today - she is still in the land of nod - hoping she sleeps in till about 11 (which isnt unusal for her in the school hols) that way I can get a few things done and at least get dressed before she gets up - yep you guessed it I am still in my pj's.

newlywed

dlb - when we all had to go shopping, mum used to let us pick the biscuits - one pack each and we had to tell her the price before it went in the trolley
I think it made us feel like we were getting a treat (although she would have bought biscuits anyway) and might possibly have cut down on the moans as we each felt like we'd got something different.

Not sure if that would help any? You could give them a price and let each of them pick some things like biscuits, cereal etc?

She used to give us the lightest bags to carry too - as she didn't drive it meant walking home.

dlb

The bit that i find hard..is my eldest(13) walks around absolutly wetting his self with laughter everytime i put in value items, he knows they are better value but normal it ends up in me crying with laughing with him everytime he says `Value Queen` and people looking at us like we are all bonkers!!! pml

He knows it winds me up but he is just so funny with it i just end up joining in!! Not much of a role model am i !!!!! lol

Iv already hear them whilst they are getting ready saying im having this sweet or that sweets er dont think sooooooooo...lol the sweets are mine!!!!

ald65

Hi MNM- that first payment going out is a real milestone. I am now into my second year of DMP and I still get a a buzz out of watching the monthly reduction in debt through my monthly payment!

DLB- I agree that holidays can be really expensive when shopping with all the little helpers. i have infected DS with my newly learned frugal habits and he is now an expert at spotting a bargain [cant say the same for DD yet.....]

newly wed- like the ideas might try them out on DH !!!

tunathe_cat

hi
in todays post...........
from count court general form of judgment or order
to the defendant {me}
claimant c l finance ltd r.o . kingston house ref number xxxxxxx
claim number xxxxxxxxxxx
date 12 Feb 2009


Before district judge xxxx sitting at xxxcc (then full address)
Upon the courts own motion. The court has made this order of its own initiative without a hearing. If you object to the order, you must make an application to have it set aside, varied or stayed within 7 days of receiving it.
IT IS ORDERED THAT
Unless by 26 February 2009 the claimant files a completed allocation questionnaire (and pays the allocation fee of £200.00 ) the claim shall be struck out without further order
dated 05 February 2009

My Question help please What should i do?

Althea

Tuna - I haven't got an answer on that I'm afraid, but I strongly suggest you post your query on the "Ask a CCCS Counsellor a question" thread, you'll get an "official" reply and hopefully some help!

Or you could always phone the CAB ... or National Debtline? (freephone 0808 808 4000)