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DMP Mutual Support Thread (Part 5)
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Welcome to the gang Night Porter! :beer:DMP support thread member 211 :cool:I'm only here to get some medals......honest!0
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TP - I got 6 beautiful roses which was a lovely surprise as DH never buys me flowers!! I didn't get him anything but a card though and was asleep at 9pm as I am sooooooo tired at minute. This pregnancy is taking it out of me (at least I have no energy or desire to go shopping!!):idea: Jan 2008-Paid 74% of debt as of MAR 2012 (DFD - APR 2014):grin: DMP Support Thread Member 154 :grin: DFW Long Hauler 116:grin: Official DFW Nerd Club 928- Proud to be dealing with my debts :grin:0
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Toffee_Penny wrote: »That sounds a great idea MFM trouble is I am really rubbish at saving, I don't know what it is but previously whenever we have had tubs to save a few pounds for christmas or holidays I have always end up breaking in to them.
I'm not that good at saving money but then you already knew that by me being on here!
Good luck with it though, a few 50p's a week doesn't sound a lot either but it is surprising how those little amounts build up. I used to do the vouchers from Park for Christmas, a woman from the school does them but ever since what happened to people who used Farepack I have been really wary doing it again.
I was the same terrible at saving up but I seem to be doing ok and with the new budget I am finding things a lot easier and as the box is sealed and has childrens names on it - I think I would be disgusted with myself if I raided it -unless it was a diar emergency of course - (memo to self - that doesnt mean a new top or lunch out is an emergency :rotfl: )
I was thinking of raising my DMP payment after a couple of months to bring my debt free date forward but I am not going to worry about that - I am doing something about it trying to get debt free and thats enormous step for me - so for now I am gonna keep to the budget set by CCCS and be a bit more comfortable off than I have been for an awful long time.
I was asked about Park Hampers the other day but like you say I said no what with woolworths and Zavvi going bust and not honouring vouchers I thought no way.
welcome thenightporter good luck on your journey xxxxx
tinkerbell12 what a lovely surprise - you take it easy xxxxxDMP starting 1/3/09 - thanks to CCCS & MSEI am now proud to be dealing with my debts!Big thanks to everyone on the DMP Mutual Support Threadyour support has inspired me to get this sorted once and for all xx0 -
Toffee_Penny wrote: »Hey just wanted to ask did anybody do anything nice for Valentines day yesterday?
Am I the only one on here who isn't really into all that?
Toffee Penny - we are not really into it either - we just had a take away last night as a treat and a glass of wine - it was lovely and as we havent had a take away for an awful long time it was a great treat xxDMP starting 1/3/09 - thanks to CCCS & MSEI am now proud to be dealing with my debts!Big thanks to everyone on the DMP Mutual Support Threadyour support has inspired me to get this sorted once and for all xx0 -
Valentine's Day ... ooooh, now then, had I or hubby still had access to credit, then we would probably have bought really silly/not really needed items - although, I do have to admit to having pangs of jealousy watching guys scurrying around town with various bouquets of flowers - I love flowers and cant remember the last time I got them (doh, oh yes I do, my big birthday last year
). Me and hubby agreed that it would be cards only (sigh!) and even though I knew that was what we had agreed I still secretly hoped that he had kept an old shoe box and filled it with money to surprise me with something nice.
TP - well done on giving up the dreaded weed - you know it makes sense (said in a cockney Del Boy kind of way) :rotfl: :rotfl: :rotfl:
[no hope for me yet on that front]
MNM - how do you become addicted to saving? I start off quite well (she thinks :rolleyes: ) shortly after pay day - using my 'tinternet saving accounts, taking great pleasure in transferring money around ... two weeks later and its all being transferred back ... oooops!
Tinkerbell - I've been good drawing cash out as per budget so that then means there's nothing I can spend on 'tinternet shopping either! I sooo know how tempting it is to do a bit of online retail shopping. These days ... I'm ashamed to admit ... I go to my regular favourite online stores, fill up the basket as I'm perusing (as you do) and then delete the basket at the end :rotfl: :rotfl: (how sad am I folks?!!)
Oh, and Tink, you are giving him the best gift ever ... you are growing your little baby for you both- what could be more romantic and loving than that?
Sunshine xxOfficial DMP Member No ... wait for it ... 180!!!Sealed Pot Challenge 2009 #397:jSuccessfully reclaimed Abbey bank charges under hardship criteria 22/05/09:j0 -
sunshine38 wrote: »Valentine's Day ... ooooh, now then, had I or hubby still had access to credit, then we would probably have bought really silly/not really needed items - although, I do have to admit to having pangs of jealousy watching guys scurrying around town with various bouquets of flowers - I love flowers and cant remember the last time I got them (doh, oh yes I do, my big birthday last year
). Me and hubby agreed that it would be cards only (sigh!) and even though I knew that was what we had agreed I still secretly hoped that he had kept an old shoe box and filled it with money to surprise me with something nice.
MNM - how do you become addicted to saving? I start off quite well (she thinks :rolleyes: ) shortly after pay day - using my 'tinternet saving accounts, taking great pleasure in transferring money around ... two weeks later and its all being transferred back ... oooops!
Tinkerbell - I've been good drawing cash out as per budget so that then means there's nothing I can spend on 'tinternet shopping either! I sooo know how tempting it is to do a bit of online retail shopping. These days ... I'm ashamed to admit ... I go to my regular favourite online stores, fill up the basket as I'm perusing (as you do) and then delete the basket at the end :rotfl: :rotfl: (how sad am I folks?!!)
Sunshine xx
Valentines day here has a rule..it doesnt happen well in the moneysense anyway..we belive the best present we can give each other doesnt cost money no cards,flowers or pressies can compair to the love and support we show each other every day.:D Although when im debt free i think i will want at least a take away!!:rotfl:
Im addicted to saving too...just seeing it bulid up gives me the boost i need to carry on.
I also do the fill up the basket online then delet it without buying...gives me the spending fix without using the cash lol so no you are not sad!!
The things we do hey!! lol
donna
xxProud to be DEBT FREE AT LAST0 -
Toffee_Penny wrote: »Hey just wanted to ask did anybody do anything nice for Valentines day yesterday?
Am I the only one on here who isn't really into all that?
Not in this house either! Not even cards!
I'm with dlb its about everyday not just one day.....added to which i really couldnt be hassled with how busy town was!!!!DMP Support Member 254. LBM 20/1/2009DMP though CCCS starting 01.04.2009Debt Free date March 2015 but would love to be there for OH's 40th in 2014.0 -
Nothing in our house either. I'm a firm believer in it being 'too commercial'.
Although my girlfriend would probably disagree.0 -
our house was also a valentines free zone, [ a bunch of Daffs would have been quite nice ......]0
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we got each other cards but have decided not to write in them this year and then write in them every year from now on!
True money saver now arent i?SAHM getting organised 2010.
baby BBB due 18/10/10:j Fern born 10/10/10:eek: on holiday in a caravan!!0
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