DMP Mutual Support Thread (Part 5)

Eupho

icecube2009 wrote: »

yes I checked the numbers are all correct

:wave:
I see you posted it on the CCCS thread too.. good idea :beer:

Eupho

Morning everyone :wave:

haha I was just thinking.. I used to dread the post arriving.. (even though no one was after money then) just the amount of statements etc that would land on the mat and how they would remind me of the DEBT I owe, then I would think about it almost all day, and what was I going to do about it?? :rolleyes::rolleyes:

Nowadays I am waiting for my 'replies' to my DMP letters.. I am actually starting to look forward to the post each morning.. Good or bad.. Just so I know what my next move with each of them will be. haha... weird isn't it.

I just want to get this sorted.. and be on the right (very lonnnggg) road out of DebtsVille.

:wave:

ianmak

Eupho wrote: »

Helloooooo :wave:

Ohh I am SUCH a dummy..

What does that mean in Eupho Speak? :rotfl:
(I really AM a dummy

I thought I wanted them to default me.. (I don't care about the credit file 'mark'.. it is the least of my worries) I thought the faster they default me the better.. getting interest/charges stopped etc etc?

I wasn't intending on paying the default amount..

.. have I got that wrong then? .. :undecided

Eupho, a Default notice MUST give 14 days from the day you receive the letter, and the date when they tell you to pay the default amount by (It's unlikely that you will pay the amount, it's the date that matters).

If the dates don't tally then the DN is unenforceable (I think?) and you can use it to your defense, if it ever goes to court.

Maz, please help me here to confirm or correct me!

Eupho

ianmak wrote: »

Eupho, a Default notice MUST give 14 days from the day you receive the letter, and the date when they tell you to pay the default amount by (It's unlikely that you will pay the amount, it's the date that matters).

If the dates don't tally then the DN is unenforceable (I think?) and you can use it to your defense, if it ever goes to court.

Maz, please help me here to confirm or correct me!

Oh Ian.. :wave:

I still don't get it..

:rolleyes:

Right.. the letter they sent about 'thankyou for letting us know you are having financial probs' etc.. Was followed another letter (in the same post yesterday morning) .. with a Default notice. Saying that there is now £91 arrears on the account.. and that I have 17days to pay after the date of this notice.

Gaaawwwd.. told you I was a dimwit.. :rolleyes::rolleyes:

Eupho

I'm a right brain thinker.. does it show .. I need to SEE something to understand it..
I'm a diagram kinda gal.. :rotfl:

(that was diaGRAM btw way) haha.

Eupho

okaaaaay.... after reading you and Maz... and looking at the letter and the default notice.. They are giving me 17 days to pay it. (which I'm not)

So it is legit then isn't it? .. enforceable by them?

hahaha! gawwd help me.. I'm like a flippn chimp playing around in a NASA control room.. :rotfl:

ianmak

Yes, I think that's right, though it may make a difference if you record when you actually receive your letter.

Just looking through mine, I have a default dated 2nd Jan 09, asking me to pay the default by 0000 (They've forgotten to input the date). Does that mean they're in the s**t, eejits that they are!

ianmak

Eupho wrote: »

hahaha! gawwd help me.. I'm like a flippn chimp playing around in a NASA control room.. :rotfl:

You're funny.

Eupho

ianmak wrote: »

Yes, I think that's right, though it may make a difference if you record when you actually receive your letter.

Just looking through mine, I have a default dated 2nd Jan 09, asking me to pay the default by 0000 (They've forgotten to input the date). Does that mean they're in the s**t, eejits that they are!

^ haha..

ermm.. (sorry haha) .. do you mean the letter they sent me that came at the same time (same post) as the Default Notice..

or another letter coming?

:rolleyes:

I suppose this is confusing because I got the letter... AND the default notice in the same postal delivery.
(and all this letter schmetter stuff is frying my brain) :rolleyes:

ianmak

All the dates reqd will be on the one letter and envelope.