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DMP Mutual Support Thread (Part 5)

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  • elsie52
    elsie52 Posts: 1,902 Forumite
    Hi

    Sorry to hear that you are having these problems with Payplan. We have been with them for 15 months and have always been really happy with them. I suppose unfortunately sometimes things go wrong, but my advice would be to stick with it and see how it goes.


    June 2010 - 11/56 lbs Weight to lose before May 2011.

  • ianmak
    ianmak Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I've found PayPlan to be good, however... After the initial setting up interviews and communications, they always seem rather busy, and I find it more convenient for me and them to communicate by e-mail, and they normally respond in a few hours.

    They do also tend to try and sell you stuff. Nothing wrong with that, as it's not pressure selling, they're just offering car insurance and stuff through their partners. I see they offer a mortgage service, which should be interesting when I come to the end of my deal as I'm really not sure what deals I'll have available to me!
    DMP mutual support thread No: 243
  • ianmak
    ianmak Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Bahamas - Your DMP no is: 313

    As I've said to the others, get involved, ask for help, or give help if you can!
    DMP mutual support thread No: 243
  • St0lli
    St0lli Posts: 594 Forumite
    Part of the Furniture
    Evening all!

    Well I bit the bullet and gave Halifax a call today. Apparently the 'letter' they sent me was referring to my loan with them. She said that I was in arrears and could I make the payment. I replied no I was on a DMP with CCCS. She asked me to hold and came back and said the problem was that CCCS had agreed to make payments to them on 12th of each month and they weren't receiving payment until 27th. I find this a bit odd as on all the correspondence I received from CCCS they say that payments aren't made til around the 25th. Anyway she said could I ask CCCS to write them a letter to confirm payments will be made on 27th of month. I said yes. She said thank you for calling. I asked what about the representative that was calling on 18th, she replied 'oh ignore that... no one will be calling' :rotfl:

    Feeling a bit unloved now.... was looking forward to receiving a visitor on Monday. Guess I'll just have to forget baking a cake for the moment..... I'm sure I'll receive more letters offering me other visits before long :D
    Light Bulb Moment 4th January 2009 :eek:
    Started DMP 1st April 2009 :A
    DMP mutual support thread member: 267 :j
  • Toffee_Penny
    Toffee_Penny Posts: 584 Forumite
    Tut tut just think Stolli you could have gone and splashed out on jaffa cakes or jammy dodgers for that debt collection visitor, how rude to not turn up :rolleyes:


    :D
    DMP support thread member 211 :cool:
    I'm only here to get some medals......honest! :D
  • St0lli
    St0lli Posts: 594 Forumite
    Part of the Furniture
    I know... and I thought my days of being stood up were well and truly over quite a few years ago.... just goes to show you are never too old :rotfl:
    Light Bulb Moment 4th January 2009 :eek:
    Started DMP 1st April 2009 :A
    DMP mutual support thread member: 267 :j
  • Toffee_Penny
    Toffee_Penny Posts: 584 Forumite
    I doubt they'd be a 6ft scandinavian type hunk anyway more like a little beady eyed bearded man with glasses :rotfl:


    No offence to any man or woman :D with a beard and glasses :rotfl:
    DMP support thread member 211 :cool:
    I'm only here to get some medals......honest! :D
  • St0lli
    St0lli Posts: 594 Forumite
    Part of the Furniture
    How very true... oh well... back to filing my statements in my lovely files until the next date with debt collectors....:rotfl:
    Light Bulb Moment 4th January 2009 :eek:
    Started DMP 1st April 2009 :A
    DMP mutual support thread member: 267 :j
  • charliedavis
    charliedavis Posts: 409 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    So it was just a dodgy pressure tactic? Aha will bear that in mind if anyone threatens to call at my house. Anyway they can always try the back door and get through the garden complete with dog :-)
  • Toffee_Penny
    Toffee_Penny Posts: 584 Forumite
    edited 14 May 2009 at 10:09PM
    I've always wanted to be nosey on here and ask how being on a DMP affects your relationship at home. I honestly don't want to know about mum and dad stuff ahem thats for another type of forum :D But I assume most of the members on here are women so does your OH leave it all up to you to sort out? Do you find yourself getting stressed over creditors and OH seems so laid back with it all?

    I'll be honest we have never got on so good since we started on our DMP but my OH does snap at me at times when I go on a bit about the debt. I think he thinks out of sight out of mind whereas I want to discuss it even though it won't change the fact we owe alot of money. I think he finds the whole situation depressing and just wants to make the monthly payment to CCCS and forget about the lot. He couldn't care less about charges and interest but I do I worry about the amounts getting higher and higher. Should I chill out or are there others on here feeling the same?
    DMP support thread member 211 :cool:
    I'm only here to get some medals......honest! :D
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