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DMP Mutual Support Thread (Part 5)

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  • ianmak
    ianmak Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Uh oh, it's starting again. Read a few posts, refresh and there's another ten in a coupla minutes. *Steps away from the PC....*

    Good to see all is going well this evening (It must be the time of day?). And it's not even a full moon tonight!
    DMP mutual support thread No: 243
  • OMG St0lli, you are so lucky, my past statements fit into a massive cardboard box that I have had to hide in the loft as it kept staring at me across the room....

    I have to admit that I to have a strange compulsion to holepunch and the stapler does things to me that it never used too!!!!;)

    Could someone explain what DH means please....I assume it is only me that has translated it to [EMAIL="d@m£ed"]d:D m£ed[/EMAIL] husband? Mine is totally useless with this stuff....and heaven forbid I should ask him to call cccs, I think he assumes that they are my personal fairy godmothers and answer only to me..not sure why:confused: but he can't cope with this notion of debt!

    So glad to have you lot that do understand adn are slightly more useful:rolleyes: from a support point of view!!
    REMEMBER...ALWAYS KEEP SMILING!
    you can win if you want it enough
  • Kudox
    Kudox Posts: 429 Forumite
    Hello you ! xxx :j
    HI TO YOU TOO! xx:A
    I bet you keep thinking i've disappeared under my debt mountain:rotfl: :rotfl:
    DMP Support Thread Member 238 :D
    DMP started October 2008
  • penny39
    penny39 Posts: 58 Forumite
    Kudox wrote: »
    Hi all, not been on here for about a week and have given up trying to catch up with the posts, it would take me all night.:rotfl:
    Have been busy trying to sort out a payment plan with OH creditors since his finances are very complicated due to being self employed. Reduced payment offers have all been made so we'll see what happens now.
    The DMP with cccs is just for my creditors, and it's been a bit if a nightmare really RBS are especially hard to deal with, they are still charging me interest even though I'm on an official DMP so dont hold out too much hope they will accept for OH without a fight.
    I've wrote to them more than once asking them to stop since the payment I'm making is less than the interest but they just ignore my letters completetly.
    Anyone else had better luck with RBS?
    I guess I just have to accept that you can't win em all:eek:

    Kudox,RBS are my biggest worry. My current a/c is with them and a 23 grand loan plus 600 OD. I do wonder how they'll react-they won't know until my salary doesn't go in at the end of March and I send a token payment plus letter as have paid this month's in full-but am just crossing my fingers. Do occasionally have the odd sweat re charging order etc but hey ho will just have to wait and see..To be honest, they have been guilty of some serious mis-selling and am ready for them if they start. Probably others on here who will know how they react but good luck x
    DMP Mutual Support Thread member no.249
  • St0lli
    St0lli Posts: 594 Forumite
    Part of the Furniture
    ianmak wrote: »
    Uh oh, it's starting again. Read a few posts, refresh and there's another ten in a coupla minutes. *Steps away from the PC....*

    Good to see all is going well this evening (It must be the time of day?). And it's not even a full moon tonight!

    You just wait until there is a full moon.... be afraid.... be very afraid! :D
    Light Bulb Moment 4th January 2009 :eek:
    Started DMP 1st April 2009 :A
    DMP mutual support thread member: 267 :j
  • I blame you Ian for setting them up with numbers :rotfl:


    Kudox have you tried the CCA route? :confused: We had this trouble with Halifax credit card for OH, they stopped interest for one month and then come straight at us with reduced interest. So I wrote for a CCA request and they sent a letter to say that interest will be stopped (obviously because they haven't got the proper CCA needed)

    Might be worth a shot! ;)
    DMP support thread member 211 :cool:
    I'm only here to get some medals......honest! :D
  • Kudox
    Kudox Posts: 429 Forumite
    My OH is also a bit useless but at least like Toffee Penny's is in the same room most of the time, currently watching a dvd full of loud exlosions ang gunfire!
    I quite wish it were coming from the headqurters of RBS:rotfl: :rotfl:
    DMP Support Thread Member 238 :D
    DMP started October 2008
  • St0lli
    St0lli Posts: 594 Forumite
    Part of the Furniture
    Emmylou... I have to confess I also bought a new holepunch and have to neatly fold things in half to make sure the holes are centred on the paper and then file them away.... God I can just see me in a few years time sat in a rocking chair by my front window and shouting at anyone who walks past my house...
    Light Bulb Moment 4th January 2009 :eek:
    Started DMP 1st April 2009 :A
    DMP mutual support thread member: 267 :j
  • Kudox wrote: »
    HI TO YOU TOO! xx:A
    I bet you keep thinking i've disappeared under my debt mountain:rotfl: :rotfl:


    I was going to send you a pm just to ask if everything was ok but I didn't want you thinking I am like some kind of weird stalker debt person :D

    I do worry about you though matey! :p It's weird how you look out for certain names on here, you just happen to be on my list mwhahahahaha :D:D:D
    DMP support thread member 211 :cool:
    I'm only here to get some medals......honest! :D
  • penny39
    penny39 Posts: 58 Forumite
    ianmak wrote: »
    Uh oh, it's starting again. Read a few posts, refresh and there's another ten in a coupla minutes. *Steps away from the PC....*

    Good to see all is going well this evening (It must be the time of day?). And it's not even a full moon tonight!
    Evening Mr Mak, sir! Are we better behaved this eve...?!
    DMP Mutual Support Thread member no.249
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