Some of you are vultures

tesuhoha

harryhound wrote: »

I think this is the polite foreign word you were looking for (just add an "r" to turn it into English pronunciation):
http://en.wikipedia.org/wiki/Schadenfreude#Similar_terms_in_other_languages
Yes I am a vulture:
Vultures do not kill anything, they just drift around looking for something that is already dead and the swoop in for a free lunch. I bet they salivate a bit when they see an animal in its death throes. Especially when they have been starving while all the fat bovines were chomping on the lush green grass. It is economic winter now, "all the grass is brown and the sky is grey....."

I really sympathise with your situation, but the invisible hand of world economics is hovering over us all - someone in China would be happy to do your hubby's job for 50 GBP a month. I notice that the Africans are complaining that when the Chinese sign a deal with an African "leader", they bring their own work hard working craftsmen with them, rather than employ the somewhat "happy go lucky" locals.

So your husband is a quiet artisan - not really a wheeler dealer?
What skills do you have to offer?

How could someone in China do the job for 50GBP a month when they have to pay for a van, tools, yearly insurance, yearly Corgi, Corgi training every 3 years. Also tell me why as he works very hard for his money and doesnt get paid when he doesnt work, why shouldnt he earn enough to keep his family? Would you work for 50 GDP a month? What skills do you have to offer this country?

tesuhoha

ess0two wrote: »

@Tesuhoha delete post 443,you've said too much and may well regret the replies to that post.
Its dog eat dog at the moment,just keep soldiering on.

Its too latel and I'm being attacked from all sides. :eek:

neas

im a vulture.. im not killing anything.. but i am wetting my lips a bit in anticipation of getting a cheap home for my family... meaning we aren't crippled financially.Salivating, slrrp

harryhound

tesuhoha wrote: »

How could someone in China do the job for 50GBP a month when they have to pay for a van, tools, yearly insurance, yearly Corgi, Corgi training every 3 years. Also tell me why as he works very hard for his money and doesnt get paid when he doesnt work, why shouldnt he earn enough to keep his family? Would you work for 50 GDP a month? What skills do you have to offer this country?

Hi tesuhoha,
I'm on you side, you never got to the "enjoy" the 4 x 4 and use it to visit your second home in the Costas, nor did I.
Ok. I agree 50GBP net of the cost of tools and three wheel bicycle cart (I'm not sure how they go over there for training and insurance) and you probably don't get to share kitchen & bathroom with other families (or have a mortgage on a 30 sq mt flat on floor 28 of the tower block).
Here is a picture of their smart rich town - their rival to the City of London.
http://images.google.co.uk/images?hl=en&newwindow=1&safe=off&client=firefox-a&channel=s&rls=org.mozilla:en-GB:official&q=%22shanghai%22&cr=countryUK%7CcountryGB&um=1&ie=UTF-8&sa=X&oi=image_result_group&resnum=4&ct=title
(BTW Probably your husband is not expected to work 24/6 like their building workers either)

You are still raging at your fate; it won't do any good (life is **** and then you die).
http://www.cottontown.org/page.cfm?pageid=456&language=eng

I am trying to cast some light on the future.

What have you and your family got to offer?

For example, 35 years ago I installed my own central heating after reading a library book. I cribbed a few dimensions (chinese style) from other people's specifications and just got on with it. If in doubt I simply over sized a bit and we still have a radiator that we almost never use.
Having taught myself how to solder pipes together, I'm not sure I trust the modern push fit plastic technology.
Now, as I have no gas, I'm looking to replace my worn out system with some sort of heat pump. I'm finding it difficult to find practical unbiased information about ASHP's & GSHP's
What does your family know about this green (?) technology?
I get the impression that those in the know are so busy, they can't be bothered with those more difficult retro fit situations.

chucky

neas wrote: »

im a vulture.. im not killing anything.. but i am wetting my lips a bit in anticipation of getting a cheap home for my family... meaning we aren't crippled financially.Salivating, slrrp

get over yourself - do your own thing and get you and your family on the property ladder. that's if you can really afford it or are just making up stories that you have a deposit saved up...

Lotus-eater

tesuhoha wrote: »

I think you've twisted my words here. He was not making money on the back of the housing boom, he was doing his job, he didn't earn mega bucks, certainly not the £70k+ that some have mentioned, and he worked very hard for his money without any holiday pay, sick pay, or pension. The people I'm talking about that made money on the back of the housing boom are the property investors who bought and sold houses for profit, making hundreds of thousands of pounds.

I suppose there must have been tradespeople quoting silly prices but my OH wasn't one of them because TBH he doesn't like private work in people's houses, he prefers to work mainly on empty new builds because he can just get on with the work without any complications. I'm not talking about money here.

Let me ask you this, if he earned so much money at plumbing what are we doing in a grotty three bedroomed house that we can't afford to do up with a ten year old car sitting outside with 90,000 on the clock (so that I can get to work) and an eight year old van with 120,000 on the clock, with barely the money for the mortgage in the bank and no money for the van insurance, no holiday whatsoever for the last 6 years, no going out, no new clothes for the same amount of time, a £1,000 tax bill in the drawer that I am saving up to pay, no Christmas presents for anyone, no food in the cupboards, the heating turned off, the clothes drying on the cold radiators because I can't afford to buy a tumble dryer, the washing machine on the blink and the grass outside uncut because I haven't got a lawnmower and my husband talking about having to work till he's 70 because he doesn't have a pension?

I'm afraid most of that is bad planning, if he is working full time there is no reason you shouldn't have enough to live on and you should have saved up from his incomings to pay for the tax.

Yes, no softly softly, kissy kissy words, because I have been there and done the same things as you. I would prefer to work on lovely empty sites as well, who wouldn't, but life is not like that.

Tbh he doesn't sound like he runs his business properly, harsh words probably, but I see someone like him every week, most of them go bust complaining about how they were badly done by everyone.

Maybe he would be better off employed by someone else, being self employed is not for everyone.

PS I'm not having a go at you, but the same thing I would say to you in a pub.

louiser123

tesuhoha wrote: »

He has been working on site yes and there is no reliability of continuing work. Site plumbers don't earn wonderful wages and they have all the disadvantages that I have talked about before. I don't know where you get your information from but construction workers are unemployed here in the South East and it is probably going that way in the rest of the country. Those who have tried to become self-employed are reporting that there is no work out there or very little because they are all competing for it and prices are going down.

I certainly don't want anyone's sympathy but please don't think plumbers are still raking it in. My husband does not think if he is not earning enough charge more. His way of thinking is undercut to survive which everyone we know is now having to do. Maybe those people who are established are doing better but it will hit them eventually. Its amazing isnt it, everyone wants to have a go at plumbers. They always get a bad press. The majority of them are just people like everyone else who just want a living wage, enough to pay the mortgage, bills and buy food.

i have to reply to this as my daughter works for a recruitment/agency and she is the contact for the construction workers, back in july and august she was extremley busy she has hundreds on her books ready for work and most were in work at that time, however as of the end of november she herself has been put on short time with a drop in wages as the construction industry is pretty dead!!! she has workers ringing two three times a day begging for work but only one out 35 construction companys she contracts out to is actually wanting anyone to work, some have put work on the sites on hold and are not continuing, she herself is looking at redundancy in january if it doesnt pick up. so i do know through that that construction inc plumbers, brickys, ect are all struggling for work, some are working alone as self employed and have to compete fiercley with others at knock down prices to secure a job!!

neas

ladder? you ever heard of the game snakes and ladders right?




Well now its the property snake... you get on the snake and you lose money... lose pace, lose time until your comfortably retired.

And i can assure you I am well enough to purchase a house now... but am making my money go further , I have no children yet but will be trying for some in a few months time... that gives my wife and I a year or two renting.. which should be a good amount of time for prices to drop .

Methinks you are on the property snake.. and are suffering... wishing to take it out on me because im happy prices are dropping... which you think makes me think im laughing at you.

Am i laughing at you? Yes
Am i well placed for this HPC?Yes
Am i jealous of home owners? No
Am i a smug !!!!!!? Yes
Am i asking too many questions then answering them? Yes

chucky

thanks for letting me know all that useful information. really, really useful.
let's see if you can get your 50% off your dream property.
as for me - you thinks very wrongly...
have a nice life

neas

what happened to the monkey pic .

I liked that one awww.

Chucky, you don't like it when i make assumptions about your life so why bother try put me down when i have no need to prove what or who i am . Its an interenet forum, suffice to say I've posted here for a 'few' months and have eben part of the deposit saving club since then... my profile has been slowly rising each month... i doubt i'd go to all this effort to fabricate such a thing.

This website has refined my Moneysaving news... and its saved me a pretty penny, im just trying to return the favour to FTBers by fighting to HPC side.... which i have done since my first post here :P