Fire Fox's Debt-Free in 2009 Diary

Shoe_Gal

Wow .... nice :j:j

ClootiesMum

If you need help reducing your savings I can send over my Christmas list

Shoe_Gal

QUOTE=ClootiesMum;27578567]If you need help reducing your savings I can send over my Christmas list [/QUOTE]

:rotfl::rotfl::rotfl::rotfl:

ClootiesMum

It might not be ideal, but if you do a lot of your shopping from the same shop, can you buy savings stamps from them (I know that Morrison's do these but not sure about the other big supermarkets) - it might reduce your savings to below the necessary threshold but you would still have funds available for a weekly shop. Or even stock up on some things that won't go off??

I'm no expert but it might help with the benefilts come January but still leave a bit of breathing space for you....

CM

claire0788

Fire_Fox wrote: »

First day back at work today after three months sick leave and I will indeed be unemployed come the end of January! The official line seems to be that I was covering maternity leave, which is rubbish as my boss was not even PG when I was interviewed.

Have finally managed to sign up for PlusNet landline and broadband at £17 a month, only slightly more than the £15 mobile broadband I have with Three. Hopefully will get £38 cashback for the signing up. :T

Over the weekend I need to find out whether the ex-Mr. Fire Fox has paid this month's council tax which is due by tomorrow. Once he has done this I can claim the 25% single occupancy discount and will then pay it off in full as this removes money from my savings.

Is there anybody you trust enough to give some of your savings as a "gift" while you find another job ? Im sure that would be an easier option so that you still have the savings somewhere.

Fire_Fox

ClootiesMum wrote: »

If you need help reducing your savings I can send over my Christmas list

It might not be ideal, but if you do a lot of your shopping from the same shop, can you buy savings stamps from them (I know that Morrison's do these but not sure about the other big supermarkets) - it might reduce your savings to below the necessary threshold but you would still have funds available for a weekly shop. Or even stock up on some things that won't go off??

:rotfl::rotfl::rotfl:
I'm trying to work out how much I can get away with spending on myself, and chalking it up to Christmas .... my boiler needs servicing too. It has occurred to me that supermarket spending won't flag up too much, and conveniently they sell wine.

claire0788 wrote: »

Is there anybody you trust enough to give some of your savings as a "gift" while you find another job ? Im sure that would be an easier option so that you still have the savings somewhere.

There are rules against 'deprivation of capital', if you are deemed to have done this you get benefits as if you still had the money. Even paying a lump sum off your mortgage doesn't go down well! :eek: I think I am going to have to write to our new freeholder and get some movement on the service charge arrears.

Lula-Hula

Hello,

sorry to hear about the job easier said than done but try to think of it as closure on one chapter of your life, before another one can open.

Hide any spare cash, open an ISA in the name of Noah Fire-Fox

Shoe_Gal

Lula-Hula wrote: »

Hide any spare cash, open an ISA in the name of Noah Fire-Fox

Fab Lula :rotfl::rotfl::rotfl::rotfl:

lilmissmup

Sorry bout the job hun, next year will be fabulous for us all, you can get a great new job and carry on getting over Mr Ex FF and I can improve my life too. :grouphug:

Shoe_Gal

lilmissmup wrote: »

Sorry bout the job hun, next year will be fabulous for us all, you can get a great new job and carry on getting over Mr Ex FF and I can improve my life too. :grouphug:

So many off us are due a F Fabulous 2010 :j:j