I fell off the wagon

justruth

Cheers positive and focused, my brother also said he thought it a good idea as he was there where I first broke the teeth and he know's it's been something I've been unhappy about since (and the start of my great dentist phobia). I'm really excited!

justruth

Woohoo passed the midsessional exam! Better mark than last year as well!

determinedtodothis

Well done you!!!

:j:T:T:T:T:T:j:j:j:T:T:T:T:j

psychopathbabble

Well done!! Good working on the winning, however brief it may be!

justruth

Managed another NSD this weekend, think thats 3 this month now.

Had a fright when I received a letter from HBOS saying they were reviewing my overdraft and if I didn't contact them it would be cancelled from 27th! However on talking to them not only have they allowed me to keep it another year, they have increased it so I can transfer some more of my debt to 0%!

Need to get car serviced and I am a little worried, I know that the exhaust is corroded, I can see the rust, I am concerned that it's going to be expensive, but it does need doing. Also still need to treat the scratches from the vandellism before Christmas.

Lots to do, so little time to do it!

justruth

Well the car is booked in for a service with a chain group, who are convenient and can get the car serviced before I go to visit dd. Not looking forward to that day!

I am currently working as much as I dare around uni but spent £100 on anatomy dvd's and £20 on a new book (I do prefer to own a copy) so much of that money is already spent. Have booked study group sessions for the rest of term, so feeling pro-active on that front.

GF has a dinner this weekend and friends to come stay, she's being very considerate about my need to sleep but I want to be supportive.

Desperately aware of how fast time is flying and how soon I have exams again!

determinedtodothis

oi you! you snuck up on me!!! your winning!!!!

justruth

Not so much snuck up but got Student loan payment, will be behind again in no time, just not paid my bills yet lol.

determinedtodothis

well you are still winning..a little bit :-)

justruth

Well I managed to sneek a final NSD in yesterday, so thats 4 in Jan. Pretty poor show really, but not going to worry too much about that. Will aim for similar number this month.

Getting my holiday pay from work now on top of what I actually earn so thats a bit extra, and my bursary comes in in next couple of weeks so not all bad. A bit low on the available cash as I cleared the 0% card before the deal ran out. That said I think I should have enough to last the rest of the month with work and everything, so in May/June I might be able to make some more of a significant impact. I think about £9,000 of the debt is in interest acruing accounts, so want to reduce that asap.