Wednesday 10/12/2008 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D



Today I will:

• check online banking
• update spreadsheets
• make a loaf in breadmaker
• add some coins to sealed pot
• swim and jacuzzi to use gym membership
• storecupbord tea - left over chicken casserole and rice;)
• free lunch out as taking some of oldies out for xmas meal to pub:D

Have a good day everyone, little late posting today as works computer had locked me out of the system:eek: . Hi to all the regulars and welcome to any new posters:D Pink socks with bagpuss on for me today - in need of cheering up a little.

Catch you all later:D

Candy0107

Hi,

Thanks for starting the thread.

I am still ill - feel a bit better, and should be back at work on Monday :j

So, today I will/have

Breakfast from storecupboards
Not spend any money
Do surveys in my inbox
Book more holiday (for NY Day)
Check what I am being paid on Friday
Spoke to Agency re SSP for the week - they are not too sure whether I qualify I will investigate as I am sure that I can claim.

Think that is about it,

Take care everyone,
Candy xxx

mickey_mouse

gooooooooooood Morning everyone:D

hope you feel better soon Candy

pink fluffy socks on today.

so today I will

- do daily clicks
- do comps
- finish off xmas shopping with my Mum
- do any surveys

have a good day everyone:D

Piquant_2

Morning Sophiesmum, Candy and Mickey

Hope you feel better soon Candy

Well I seem to have some sort of allergy to free champagne, very strange, I feel very tired, slightly queasy and have a headache_pale_....Good party though! Had to buy breakfast today, yogurt just isn't going to work, so I've had scrambled eggs on toast - naughty but very nice:D

My list is very basic today - no different to any other day really

• bought in lunch
• check bank and spreadsheet
• send follow up ppi letter
• update diary
• charge phone

see you later
Piq

hampsterpoo

Morning all ,
Lovely and sunny here this morning ,

Today I shall;
Do daily clicks/racecaller
Any survey that arrives , non so far.
Wrap some prezzies.

thats all folks
have a nice day

OliveOyl_2

Morning All:hello:
I've been logged out, but on here all yesterday as I showed a colleague around the available financial advice on here. Weird Then I couldn't remember my password :rotfl: like being locked out of a party :rotfl:

So today I have/will:

• had breakfast (I ought to post that each day, because eating breakfast keeps me away from the vending machine) and brought in lunch.
• Defrosting the 2nd half of the loaf for tomorrow and Friday.
• Umming and ahhing about tonight. Either I go out for dinner with some girlfriends which I've been looking forward to, but as I've never eaten out with them I'm hoping they don't go LARGE on me Or cancel it, and go for dinner with boss & client which would be free but duller........ I really can't decide
• send one of the sold e-bay items and maybe list a couple more tonight.
• STOP avoiding the spreadsheets and work out what can be paid......:o
• washing on at 30
• bathroom already cleaned with OS remedies (Oh I need that smilie with a halo sometimes :rotfl: )

Have a good day everyone :A

mbaz

Morning all!

Pink socks on today!

Today I have/Will

- keep my fingers crossed the car doesn't cost an absolute fortune in the garage today
- listed an item on ebay
- checked online banking
- set up a DD to a savings account (hoping I wont notice £20 a month and it will build up nicely)
- checked for mystery shops (none - is it slowing down for xmas?)
- finish xmas cards
- start wrapping pressies
- take a gas meter reading to check bill accurate

savingforarainyday

Morning everyone - today is a lovely sunny day here quite crisp:D

Mind you i feel like I have wasted some of it, I couldn't get up. I have no go first thing in the morning since I had this flu thing - but I'm here now:o

So Today.

I will check online banking
Look for last bits for pressies ( I will browse tinternet)
Get bits and pieces put in the loft so conservatory is tidy.
Post Invoices and letters for work, got a trial balance to do:eek: and some phone calls to make.

Post ds's essay at LAST:D
Store cupboard dinner
Shopping list for Sunday (Family coming for day)
Get Diary and plan the next week. (Only 1 week to go b4 we go to Turkey:j )

I had mixed feelings about a Christmas away (dd's not coming, staying with bf, and mum and dad usually come for day or we go there) but having our day on sunday. But since I had the flu thing and looking at work for next 2 months I am now looking forward to it, it will be nice to see friends and maybe do something different, lots of walking we're not tied coz the apartment is ours so I am now thinking it might be good. Quidco money paying for Christmas Dinner out and DH has a little cash for New Year. So should be good.

So I am off to find some cheerful socks to keep me warm and some slob clothes that are comfortable. Have a good day

MrsAudus2b

Morning everyone. I am feeling pretty rubbish today...headache, earache, nasty cold, shivering etc. Boo!

Here is my list:

• NSD
• Not using any petrol
• Wash spare bedroom bedding
• Hang on line if dry, airer if not
• I bought the Xmas Radio Times yesterday -I only buy a tv mag at this time of year. Might go thru it later and highlight what I want to watch of xmas - should cheer me up!

Other than that, not a lot! I have caught the lurgy good and proper! :rolleyes:

Hugs to everyone - at a distance so you don't catch it too!

xxxxx

lilian1977

Hi everyone

Had a good night last night - shared a bottle of wine with a friend at the nice Wetherspoons (yes they exist!), was £8.69 for the bottle so cheap evening - and she gave me my Xmas present - I gave her hers as well, nice haircare hamper built up with Boots glitches. So that's one more present gone from the big pile in the living room! Then me and BF went to the public dress rehearsal of a new play - no mistakes made or repeated sections so it was as good as going to the proper version, and it was free!

Today, NSD I hope:

* Checked online banking, most recent Paypal withdrawal was there so transferred into joint savings a/c.
* Post bag to Ebay buyer - forgot yesterday but cheque was only paid in yesterday anyway so she won't be expecting it.
* Bargain soup (same as yesterday) for lunch, and tea is value pasta, tom puree, value peas, dried basil and pepper - v v cheap! Breakfast was muesli from Quality Save with reduced almost OOD milk. Snacks are HM flapjack and an apple BF got from work's fruit bowl yesterday!
* Going to the pictures tonight but will be free as I have a part time job in a cinema and can get free tickets!

Then home to watch Heroes and see what that naughty Sylar is up to

Have a good day everyone xx

Smamfer

Morning all!

I didnt get half done what i should have done yesterday so one day i promise myself one day ill come back and update..

So today i have/will/try to

=Check online banking...Kerching
=Do payments a day x 3... Kerching
=Work from home 9-2 & 8-11 ... doing now..
=Update spreadsheet for some feel good factor
=Check emails for surveys
=Send off for any coupons/freebies
=Made dd lunch from all that was in... Kerching
=Will cook tea from whats already in fridge/freezer/cupboards
=Do some daily clicks
=Send some more referrals out for cashback sites
=Do some Slicing of the pie while im working from home tonight
=Have a look on ebay for some bargain small gifts