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It's not rocket science, so why don't I get it?
Comments
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update
....dancing.....
sub £1k!!!!!! £883.88 to be precise - i'm getting ready to wave goodbye to mbna
did spend a bit at the weekend, bought the captain his uv protection mask at £32.50, but his beautiful pink velvet nose was burnt by the sun and was very sore. He now looks a little bit like batman.....
woohoo!!!!!!!:hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
I'm back, and this time I mean business!
If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
My heart knows me better than I know myself so I'm going to let it do all the talking.0 -
...back again....
I think I must be a closet spendaholic, once I start I can't stop! The plus point is....I haven't added to the debt, but I've frittered payments that could have gone against the debts....:o I'm not going to beat myself up about it, just crawl back and try harder :rolleyes:
Oh, I've lost a total of 7lbs! I'm now looking to lose another 7!
Waving to you all
Good to see you interfering in diaries KT!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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...back again....
I think I must be a closet spendaholic, once I start I can't stop! The plus point is....I haven't added to the debt, but I've frittered payments that could have gone against the debts....:o I'm not going to beat myself up about it, just crawl back and try harder :rolleyes:
Oh, I've lost a total of 7lbs! I'm now looking to lose another 7!
Waving to you all
Good to see you interfering in diaries KT!
Yep your right no need to beat yourself up over frittered payments , if you never treat yourself you'll go mad ,
Well done on losing the 7lbs and another 7 to go ? ,
Your not losing all your curves now are you
, I wouldn't want a skinny Piq in her boots , stockings and whip .......
............mmm actually now I think about it:rolleyes::T:T:T:rotfl: Member of change Pip's name back to PIP club
:jI've only blooming got my name on it :j0 -
Piq - definitely see that as a plus point - going back a while you'd have added to the debt as well wouldn't you, so you're still on track. Why not set yourself a target to pay of a specific amount then set a reward or treat once you've done it? Might be a good focus and you can then have the treat without feeling twinges of guilt?🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
PUT THE HORSEY BROCHURE DOWN!!!!
I agree with EH above and set yourself some treats and targets.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Hello again
Lovely to see you back from your 'break' - I have either lost 3lbs or no lbs depending on when I see the scales.Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
...slips the horsey brochure unobtrusively into the recycling sack
I have managed a no spend day - hurrah! and rejoined the "what small" thread to keep me on track
Waves lovingly at Fay :hello:
Reassures hamster that I still have the Juliette Binoche figure
and decides that Essex Hebridean is far more sensible than Piquant :TTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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and decides that Essex Hebridean is far more sensible than Piquant :T
Ha! Another one I have pulled the wool over their eyes.....*gives hollow laugh*.....the act is clearly working!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
EssexHebridean wrote: »Ha! Another one I have pulled the wool over their eyes.....*gives hollow laugh*.....the act is clearly working!
It's a blinder of an act, you've completely fooled me.... You are my mentor.....Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
0 -
Everything ok Piq?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
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