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It's not rocket science, so why don't I get it?
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            hampsterpoo wrote: »He has his pants on outside his trousers ? :rotfl:
 What are you like??:rotfl::rotfl: just because hamsters wear thongs, doesn't mean horses wear pants :rotfl:
 I'll try and get a photo of him in his mask at the weekend and post it up so you can see him in all his masked glory....Total debt at October 2008: £67,213.30
 Total debt today: £0 - debt and mortgage free 29th November 2013 :T
 Sealed Pot Challenge member 14
 Save £12K in 2014 - £6,521.90/£6K member 138
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            Sounds more like Zorro to me.
 LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
 Lucielle's Daring Debt Free Journey
 DFD Before we Die!!!! Long Haul Supporter #1240
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            Piq that's brilliant - well done you! It really is all downhill from now with that pesky MBNA card, the countdown starts here.....! :T🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
 Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
 Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
 Balance as at 31/08/25 = £ 95,450.00
 £100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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            EssexHebridean wrote: »Piq that's brilliant - well done you! It really is all downhill from now with that pesky MBNA card, the countdown starts here.....! :T
 In a perverse sort of way, I am proud of the way I have been paying it off with such a high APR and how much interest I have deprived them of!
 I need to get back on the straight and narrow though, I've been lackadaisical on the spending front. Basically, I've been frittering on things and pretending I haven't. An example.....
 ...I must buy my friend a small birthday present, some nice bath bombs from Lush and I must have some too.....Somewhat more than twice the amount planned has been spent! And that's only one example :eek:
 So to finish off that card, I must tighten the belt again and forget presents for me for the time being:oTotal debt at October 2008: £67,213.30
 Total debt today: £0 - debt and mortgage free 29th November 2013 :T
 Sealed Pot Challenge member 14
 Save £12K in 2014 - £6,521.90/£6K member 138
 0
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            update
 ....dancing.....
 Sub £1K!!!!!! £883.88 to be precise - I'm getting ready to wave goodbye to MBNA
 Did spend a bit at the weekend, bought the Captain his UV protection mask at £32.50, but his beautiful pink velvet nose was burnt by the sun and was very sore. He now looks a little bit like Batman.....
 :j:j:j:j:j:j:j:j:j:j:jTotal debt 26/4/18 <£1925 we were getting there. :beer:
 Total debt as of 28/4/19 £7867.38:eek:
 minus 112.06 = £7755.32:money:
 :money:Sleeves up folks.:money:0
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            Hows the shoulder doing ? Member of change Pip's name back to PIP club Member of change Pip's name back to PIP club 
 :jI've only blooming got my name on it :j0
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            Great news on the debt busting piq. Sounds like you are really kicking it in touch now, little treats here and there are a must!
 You should come back and see us all the what small things thread, not quite the same without you on there!:j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j
 
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            Great news on the debt busting piq. Sounds like you are really kicking it in touch now, little treats here and there are a must!
 You should come back and see us all the what small things thread, not quite the same without you on there!
 Have missed you andan I've wanted to come back to the small things thread for a while. Was a bit embarrassed to really, but I have lost it a little on the spending front I shall come back on Monday! Can't wait to get rid of the first card!                        Total debt at October 2008: £67,213.30 I shall come back on Monday! Can't wait to get rid of the first card!                        Total debt at October 2008: £67,213.30
 Total debt today: £0 - debt and mortgage free 29th November 2013 :T
 Sealed Pot Challenge member 14
 Save £12K in 2014 - £6,521.90/£6K member 138
 0
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            hampsterpoo wrote: »Hows the shoulder doing ?
 It's not great really, I was told I risked permanent damage if anything else happened to it. Still, what will be will be.....
 The Captain is adjusting well to one armed riding!Total debt at October 2008: £67,213.30
 Total debt today: £0 - debt and mortgage free 29th November 2013 :T
 Sealed Pot Challenge member 14
 Save £12K in 2014 - £6,521.90/£6K member 138
 0
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