Monday 8/12/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D



Today I will:

• check online banking
• move some spare cash to savings
• make a loaf in breadmaker
• add some coins to sealed pot
• swim and jacuzzi to use gym membership
• storecupbord meals
• no spend day

Hi Everyone, another cold and frosty morning here. Will have to nip out in minute and take DD to college:rolleyes: . Hope you all have agood day.

Hi to all the regulars - (fay hope you had a great time with OH) and welcome to any new posters:D
Catch up with you all later.

mbaz

Morning all!

Back from my jollies and second I hope!

Today I have/will

- checked online banking (ouch)
- pay gas and electric bills
- pay in cheques
- post ebay parcels
- look for mystery shops
- put xmas tree up!

Think that will do today - have a good day all

xx

Norton_Blade

Morning sophiesmum and everyone else

I'm all excited... only 9 more "get ups" for work before a fortnight's break for Crimble

My list:

• Check interweb banking. Should be a couple of payments out and not expecting anything in.
• Keep an eye on surveys throughout the day.
• Storecupboard breakfast, dinner and got some salmon out of the freezer for tea.
• Have a NSD.
• Clean some more with Stardrops. I had a good tidy of my room yesterday (making room for all these presents I'll get ) but it's going to take a few more scrubs to get it spotless.
• Wash sheets and everything else at 30 degrees... need to get loads of washing done as we don't want it drying around the house over Crimble.
• Remember to bring phone charger into work tomorrow.

Have a good day everyone!

taplady

Morning all!

Norton Blade - lucky you with 2 weeks off for Christmas - I only get Christmas day and Boxing day which fall on my usual 2 days off -

• Today I have or will
• check online banking
• eat up some cake from the freezer
• eat from cupboards
• do a part time cleaning job to boost income
• try and be more careful with the amount of electric we are using which seems to be astronomical at the moment
• continue reading the Tightwad gazette for moneysaving ideas

hope you all have a good day x

lilly81

Morning guys,
It's freezing here!

Today I have/will:
*check online banking done
*take DS to childcare as already paid for done
*give DS packed lunch done
*Spend my M & S gift vouchers on Xmas food done
*Had £20 in an Xmas card, and I NEED new trainers, unfortunately its a need not a want so am gonna see wot I can find. DS has grown out of his trainers, so got him some for £9 instead
*Go to supermarket and stick to list done
*take vouchers to supermarket they would only take one voucher after I kicked up a fuss when they wouldn't take any
*need to buy ink cartridge but I guess with all the coupons I print it does pay for itself done
*top up phone at boots for points done
*use points to buy face wash didnt have enough points, so going without
*fill car with petrol at cheapest garage done
*wash clothes n air dry
*cook a big stew for dinner and freeze the left overs done
*chase up benefit done will be another 2-4 weeks :eek:

Wow thats a big list for me, better go and get started! :rotfl:

LillyX

Piquant_2

Brrr 'tis cold, Piquant waves frantically to stay warm:santa2:(not wearing hat, and has waxed so the beard's missing)

Hope you are all well and Fay did you have a good weekend with OH?;)
Thanks Sophiesmum for the thread and hope mbaz that you had jolly jollies:D

Quick list, will be back later, of course

• check the bank
• do the spreadsheet
• wash horse numnahs on 30
• bought in breakfast and lunch
• charge phone
• post up new diary - eek

Orange and pink striped socks today!!

ratty67

Morning all. Freezing here too!

Today I shall:

- Check online banking
- Have a LSD. Only need bread and a few other bits and I'm sticking to my list!
- Hopefully gain some coins for the sealed pot challenge
- Do surveys that come in and daily clicks
- Quick wash laundry and dry on radiators as they're on!
- Store cupboard meals
- Do some more wrapping and write remaining cards

Hope everyone has a great day!

mickey_mouse

Goooooooooooooood Morning everyone

good to be back on the first page today

stripey blue socks for me

today I will do

- go to the gym (done)
- daily clicks
- survey
-comps
- help take son's car to garage as it is is poorly
- do food shopping

have a great day everyone - passes round cuppas and hugs

ragstoricheswannabe

good morning everyone, hope you all had a good weekend?! its raining here so all the ice has finally melted off the pavements!! :j

my list for today is:

• check state of bank account
• pay off some of hbos cc from money earnt yesterday
• pay some off next account
• find out it i can make overpayments on my hbos loan
• make loaf in breadmaker
• try out my teacake dough recipe for the breadmaker
• do washing and catch up with my ironing
• stick to my meal plan, toad in the hole with mash and gravy tonight
• not a nsd day today as need to buy ds1's birthday pressie for saturday.

well thats all i can think of so far but will prob pick up more ideas from everyone elses list.......
have a good day everyone

rags to riches wannabe
xxxxxxxxxxxxxxxxxx

Piquant_2

PS: mornin' Mickey, Norton Blade, Lily and everyone else!

need to update my signature, so consider this added to the list!

csarina

This morning I will:-

Check my bank account - done and money updated.

Use up the meat from yesterdays joint with salad for supper.

Go to Boots and collect prescriptions.

Not go into Tesco.

Check and see how much is left on my car loan.

Thats all I can think of for today!!!