Premier Guarantee Issue 2 Manchester BS 5.26% Variable

mooch

bristolleedsfan wrote: »

For some people the minimum required 1000.00 initial investment is a large deposit.

Point taken. Of course £1000 is a lot of money, but if there's no option to deposit or even part withdraw, that extra few percent guaranteed for 6 months isn't worth much.

gunnaknow

I called them just now and was told that so long as you have the 5.51% application form, you have until the end of close on the 15th to get the cheque and form to them. I was also told that no more deposits would be allowed after the initial deposit.

Saver-Rob

Thats interesting. I wonder where the people who applied online stand?

I may have to call them myself later as they still have not replied to my email.

gunnaknow

I noticed that their issue 2 account is postal only, where as the their issue 1 is accessible by post, branch and agency.

Milarky

Saver-Rob wrote: »

Thats interesting. I wonder where the people who applied online stand?

I may have to call them myself later as they still have not replied to my email.

'Online' applications are pre-completed forms either straight to your printer, or sent out to you. I imagine these latter ones are what you had in mind. Then I must also assume that Manchester BS will have sent the last of these out on Monday and are asking for their return by the following Monday - which should be sufficient time (Also, whatever the form says for the 'opening investment' amount I suspect they will cash a cheque for any amount actually sent in time. Definitely worth checking with Manchester if you have not yet posted your form)

gunnaknow

gunnaknow wrote: »

I noticed that their issue 2 account is postal only, where as the their issue 1 is accessible by post, branch and agency.

I doubt that it's helpful having other access options besides postal, if you live down south though. They only have one branch, in manchester and all of their agencies are based in the midlands.

Saver-Rob

I'm about as far south as possible so everything would have to be on the telephone (I'm not good with accents!) or post.

I may phone them and see what the situation is.

Saver-Rob

Well I made a phone call (oh God!) and they sounded about as disinterested in it as I am in giving my money away.

It was a bit like getting blood out of a stone but they said that

(1) yes - if we applied for the original issue we would be entitled to it
(2) get our applications sent back ASAP
(3) now the account has been withdrawn the initial deposit would be the 1st and last we could make on the account

:rolleyes:

gunnaknow

Saver-Rob wrote: »

I'm about as far south as possible so everything would have to be on the telephone (I'm not good with accents!) or post.

I don't think that you can do any banking by phone. I think that all you can do by phone is check your balance.

Saver-Rob

Ah fair enough then. I'm not too bothered about that though really do prefer web access.