Debt Free in 2009 support thread

The_Dragon

Broken_hearted wrote: »

Vanquis down to £360 after paying £100 of, the interest is crippling horrible horrible card.

Ooh is there no way of getting a 0% card and transferring the balance or a loan or ANYTHING at a lower rate of interest to get shot of that one?

mizmir

Wow - I am *so* impressed with you all! And those who have reached their target - fabulous!

I am very sorry to have gone AWOL for so long. I'm not going to go into the details of what happened. Suffice it to say have had work and home issues that have made it difficult to bring myself to come on here and which mean that there is no way I will make being debt free in 2009. In fact - won't be for a good few years now. I have been flailing round a bit over the past few months but am coming back into focus - have a budget, a new snowball, and a new DFD - July 2012 :eek: - debt is just under £20K.

So I won't be continuing with the challenge but I will stay to cheer everyone on - and I will be planning to reduce my debt this year! Things are still quite hectic so if anyone has been keeping track of things here and wants to post a new "update page" (just as a post) - I will change the front page to point to it. Am not sure I can catch things up!

Anyway - really sorry to run out - and glad to be back. I am so happy that you have kept this going - you are brilliant!

Dex

Hey Mizmir,

Good to see you again, and glad your ok

I am not going to be debt free in 2009 either, i seem to have added to my debt recently rather than reducing it, but Im still going to give it a shot and if at least I manage to pay off my credit cards in 2009 and only have what I owe to my family left it will be such a good feeling!

Paid off £250 today

clearing_out_my_pockets

mizmir wrote: »

Wow - I am *so* impressed with you all! And those who have reached their target - fabulous!

I am very sorry to have gone AWOL for so long. I'm not going to go into the details of what happened. Suffice it to say have had work and home issues that have made it difficult to bring myself to come on here and which mean that there is no way I will make being debt free in 2009. In fact - won't be for a good few years now. I have been flailing round a bit over the past few months but am coming back into focus - have a budget, a new snowball, and a new DFD - July 2012 :eek: - debt is just under £20K.

So I won't be continuing with the challenge but I will stay to cheer everyone on - and I will be planning to reduce my debt this year! Things are still quite hectic so if anyone has been keeping track of things here and wants to post a new "update page" (just as a post) - I will change the front page to point to it. Am not sure I can catch things up!

Anyway - really sorry to run out - and glad to be back. I am so happy that you have kept this going - you are brilliant!

Hi Mizmir - hope you don't mind that I stepped in in your absence. Glad you're ok anyway x

Broken_hearted

Vanquis down by another £30, would love to move it but credit rating shot as linked to DHs bad debt.

The_Dragon

I am not going to do it either this year either Mizmir (welcome back BTW!!) having added to the debt when Dr Dragon was off work - but have started nibbling away at it again!

Broken_hearted

Hi everyone especially those who won't make it to being debt free this year.You have done well whatever happens. Sometimes life throws hurdles which set us back a bit, as long as we get back up and keep going, we will win in the end. Best wishes and good luck for the future.

mizmir

clearing_out_my_pockets wrote: »

Hi Mizmir - hope you don't mind that I stepped in in your absence. Glad you're ok anyway x

Mind? Am really grateful! Do you have up to date figures or can you point me to the latest post and I will update the front page. Also people who aren't listed there can you post your details again and I will put them up there too!

clearing_out_my_pockets

Group Target: £653,670.40
Paid to Date: £86,885.13

New members:

79 - Jess444 £3,975.50
80 - Dizzybee £7,000
81 - Josephine82 £956.38
82 - Keza £10,641

clearing_out_my_pockets

COMP OH has paid £402.35 today. Unlikely he'll be debt free this year, but here's hoping!