Debt Free in 2009 support thread

kirstenc

im quite scared, this is my first initial realization that I am in debt...

total to pay, £14,350

is it unrealistic for me to want to have it paid by 31st dec 2009??

i have a feeling im aiming too high!

any help and advise for the first things to do would be great, Im selling stuff on ebay if that helps!! got £22 so far!

thanks guys

pepper1983

Hey kirstenc - well done for joining. I'm afraid no real advice from me at present(newbie myself and still working things out!) but they are lovely here and I'm sure someone will have some fab tips. Well done for making a start & GOOD LUCK! Keep us posted! :T

bluestaff

hey up everyone ope ur all well. another £50.00 off debt

Broken_hearted

Right this week I will make progress. Feel free to kick me into gear if I don't. At least £100 must come off the debt no excuses.

utopiah

hi all
another payment off cc, min payment to egg has been debited from my account, so another £31.31 off for me.

kirstenc

i just paid £20 to my new look card (which i had forgotten about when I made my signature!)
its strange that such a small amount on my smallest debt feels so good!!

got 29 things on ebay at the mo, but ive got them finishing on different days so that I dont trapse to the Post Office with 29 parcels, im keeping it balanced!!

Dex

Hey All,

Its great to see how well everyone is doing!

I paid off 184.38 today so getting there slowly

Dex

Pips_Mum

Hi Kirsten and welcome
My total also seems too high to pay off by Dec 09 but I decided I would give it a real good go and have it as my motivation to see if I could manage it. I am already really pleased with what I have managed to pay off since starting the challenge. Everyone is very supportive on here so why not give it a whirl!!

clearing_out_my_pockets

Another £30 has come off my total since last time. Just waiting for Wednesday and PAY DAY for my next big jump.

debtfreein2009

A quick question for Mizmir....

This is our first month paying the mins on our 0% cards as we're saving the rest of our income to pay off the car loan in one lump sum. My question is do I include the savings for the car loan as a debt repayment or should I give you the total once the debt has cleared? Our car loan is currently £2912 (before pay day) and we hope to clear it in a couple of months.

Thanks in advance
DFi2009