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Debt Free in 2009 support thread

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  • bluestaff
    bluestaff Posts: 111 Forumite
    Part of the Furniture
    frasersmum123 wrote: »
    Well-done Bluestaff.
    Thanx Frasersmum123
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Wootness - even more people planning to be debt free in 2009! Welcome aboard :D
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Morning all. Big welcome clearmydebts and skint_spice - the more the merrier - and good luck! And well done on the debt repayment bluestaff.

    Our group total is creeping towards the £300K mark - if we can clear that next year it will be soooo exciting!
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    I think my debt busting will start just post Christmas, I have just paid the annual Christmas Card posting bill :eek:, and I may have another couple of gifts to get - but January no stopping me! I will clear this flipping CC AND my £100 overdraft as well.
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    I'm with you Dragon not much happening here now until January then there will be no stopping me lol.

    Can't believe we are almost at the £300k mark :T
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    doodledo wrote: »
    I'm with you Dragon not much happening here now until January then there will be no stopping me lol.

    Can't believe we are almost at the £300k mark :T

    Actually it is rather scary to think that the "me, me, me" system has got us all so badly out of kilter, we are the ones that have had our LBM how many others in the country are even worse off!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • Sarahx
    Sarahx Posts: 445 Forumite
    Hi there,

    Just found this thread and am aiming for £8,750 by end of December 2009. Sainsburys loan at 7.9%. It's the only debt I have and want it paid off so I can move in summer 2010.

    Can someone please tell me the name of the tool I need to calculate a debt free date so I can calculate how much to overpay. Thank you.

    I'm really motivated and up for this!!
    Night Owl Number 14 :j (coz I love number 4 and that was taken!!:rotfl: )
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Wow 34 of us aiming to bust our debts! Welcome Sarahx and you are looking for a "snowball calculator", I think, someone else may know something else.
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • Sarahx
    Sarahx Posts: 445 Forumite
    Thank you! I am not sure if I can ring Sainsburys monthly to make overpayments, so for this month I have been putting all extras in my savings account and put in £900 so far. That is because I had a few biggies on ebay and don't have to start loan payment til Jan, so stashed this months payment.
    My plan is to use any earnings over 2K, CSA, Family Allowance, ebay, quidco and anything else I can think of! Single parent and determined to sell my house and get one with a drive so I don't have to walk miles with shopping when I can't park near my house!!
    Night Owl Number 14 :j (coz I love number 4 and that was taken!!:rotfl: )
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Sarahx wrote: »
    Thank you! I am not sure if I can ring Sainsburys monthly to make overpayments, so for this month I have been putting all extras in my savings account and put in £900 so far. That is because I had a few biggies on ebay and don't have to start loan payment til Jan, so stashed this months payment.
    My plan is to use any earnings over 2K, CSA, Family Allowance, ebay, quidco and anything else I can think of! Single parent and determined to sell my house and get one with a drive so I don't have to walk miles with shopping when I can't park near my house!!

    Sounds like a good plan to me Sarahx! go for it!!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
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