NEW - pay off £20,000 (ish) by Christmas 2009

lemma1968

That's another:
£100 to HMRC and £100 to VAT

Making my running total: £3,700/£20,000 i think

suzialwaysbroke

'nother payment today - Mint £105.56

good luck everyone,

Suzi xx

Guesty6

lemma1968 wrote: »

That's another:
£100 to HMRC and £100 to VAT

Making my running total: £3,700/£20,000 i think

Do you have debts from a business by any chance?

lemma1968

Guesty6 wrote: »

Do you have debts from a business by any chance?

I'm always behind!:mad:

I'm almost uptodate with VAT. Always clear it off before the next quarter is due. Was fine until cash flow slowed down. Knocked me back a bit. Its the surcharges that hit you!

Uptodate with HMRC (just) - but will be behind again after the 31st!!!:rolleyes:

Save for my credit card I do not have any other debt although my OH has a loan with HSBC that he is paying back interest free now.

Lucycat

Another £150 to Nationwide from me today - what's left of my Scottish Power credit after I take out the money for my tax disc, have paid it straight away (and will get my tax disc sorted tomorrow) otherwise it just gets nibbled away!

Well done everyone - love seeing those sigs update, off to do mine now! :beer:

Guesty6

lemma1968 wrote: »

I'm always behind!:mad:

I'm almost uptodate with VAT. Always clear it off before the next quarter is due. Was fine until cash flow slowed down. Knocked me back a bit. Its the surcharges that hit you!

Uptodate with HMRC (just) - but will be behind again after the 31st!!!:rolleyes:

Save for my credit card I do not have any other debt although my OH has a loan with HSBC that he is paying back interest free now.

I was with Lloyds TSB and had a Credit Card that helped with Cashflow, it was 30 days interest free and always helped to bridge the gap until payments came in.

Can you PM me what you do, we may be able to help each other with other areas/suggestions!

kashton_2

I paid £150 off loan today, another 2 payments and this debt will be gone! looking forward to having the extra money to spend on other debts too. Been a bad month, i am already overdrawn and hubby got paid last night :mad: DD1 is moving into her own place and she asked us to buy a fe bits for her, this turned out to be over £200 worth!!

The mortgage has been paid, the loan today, and i have made all my minimum CC payments so i hope we can get back into credit by the time i get paid in 2 weeks.

Does anyone know when the free council tax months are?

Almost forgot...i have paid off my first £1000 now though! Happy Days

Bleachbird

Morning!
Payday and overtime in too so have managed to do the Jan challenge early. Will keep trying though to increase the amount. Feel positive for everyone at the start of a new year and it feels good to know that we will all owe less this time next year.
Keep going everyone!
bbx

madmich666

Hi all

No more money paid unfortunatly.

I think the interview went well and I should hear either tomorrow or Monday so everything crossed everyone!

On the plus side I have found some more jobs to apply for... not really what I want but its work and I might also have the possibility of doing some temping work where I worked over a year ago cos someone walked out and my name was put forward. It would mean moving away from my hubby on the Isle of Wight and back in with either my sister in law or father in law for a bit but we survived that last year when we were apart for 8 months and its money. Hubby was very supportive when I mentioned it and he said "oh you could treat yourself to those shoes now".... no I'm not going to get those shoes (unless I get some vouchers for my birthday on sunday) untill I have cleared a debt. That seems to be my way of dealing with this at the moment and more incentive to clear the debts (and then save for the shoes). I'm going away for a few days so I may not be able to post on here until I get back on Sunday but will if I can.

Keep up the good work everyone!!!

debt_free_me

Paid £41 to credit card yesterday and going to transfer £17.85 to my ISA today