NEW - pay off £20,000 (ish) by Christmas 2009

terakris

Well done batfink... those debts cant hurt you, as your wings are like a shield of steel!

sorry... ill get me coat....

Batfink

Thanks so much, all of you. I was like a child rushing to tell you all my news!

Talking of mass cutting up of credit cards - I've decided to keep just 2. My FirstDirect gold card, as it's never had a balance and is very convenient to use with my FD current account - and my American Express Platinum - so that I can get cashback when I buy stuff. Both, however, will definitely be paid *in full* by direct debit each month. I'm not starting down that cul-de-sac again.

I'm definitely staying around, because:
1) I really do want to be here to support everyone else - and share your good and bad times.
2) That student loan needs to go by the time I finish my course!

Dare I start I mortgage free challenge....I think I might just save that for when I'm working full time.

x

richestorags_2

Thanks for your messages everyone!

Batfink - well done, I am so pleased for you! Hopefully at Xmas we can all reflect on 2009 as a year of debtbusting, and feel as good as you do now.

Earthstrong

Batfink well done on your achievement, truly inspiring read I found myself getting all excited for you. Keep posting on the thread, hopefully some of us will be right behind you by Xmas.

Well done.

suzialwaysbroke

OMG, feel well & truly embarressed by Batfink & that wonderful news. I have added yet another £4K to my total ---the WRONG way----
I am now £8K over the £20K aim, BUT, the worst is now over, our lovely new shop is open & we have been busy. I am hoping now that from Sept onwards, the totals will start coming down.
I know I am not going to be anywhere near any of you guys, but this challenge has made me realise that I know I've had to spend the money, I know exactly why & where the money has gone, more importantly, I don't feel panicky about it (hmmm, slightly worrying, no??)
So - from here on in, its debt busting all the way.
Just wish me luck & again,
ALL RESPECT TO BATFINK!!!!

Suzi xxx

Double_Trouble

I have reduced my debts by £236.62 today payments to 2 CCs I had hoped to pay more but waiting for a tax rebate and I am having to spend money at the moment on my holiday rental home to keep it up to standard so until I know how much that is going to cost I am having to be careful.

It does mean that I am under 47K which is good :j but my DFD has slipped a month :mad:

DTxx

cue

my pending divorce has !!!!!!ed up my plans...

crazyhazy

I don't get on here much these days but am still paying off debts, it has slowed down a bit after a fab start earlier in the year, not sure we'll make the £10k unless I get more inventive with the money making! This is partly due to the fact that we desperately need a new kitchen so have been svaing the last couple of months towards that instead of overpaying the debts, the good news being at least we won;t be getting into any more debt. Have updated my signature with my new totals and hopefully will get on here a bit more often to see how everyone else is doing.

Huge congrats to batfink!

theskintfamily

£80 off my 'bank of mum' loan!

poohbear59

£400 off my garage bill today, so only £142 to go on that debt! I am still waiting for the £110 payment that Lloydstsb 'lost'!!