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NEW - pay off £20,000 (ish) by Christmas 2009

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Comments

  • mel19632
    mel19632 Posts: 647 Forumite
    Another £137 to Abbey today for me! Hopefully will have a big payment to make on the last day of the month so am looking forward to that!
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    Well done Unixgirl - that is an amazing total. And how nice it must be to be overdraft-free... I can vaguely remember those dim and distant days....
  • Uniscots97
    Uniscots97 Posts: 6,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Sarah, unfortunately it only came when I got made redundant!
    CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    I know... but at least the money went towards a good cause!
  • mel19632
    mel19632 Posts: 647 Forumite
    Finally some payments for me! Only £25 and £31, but better than nothing.

    Hopefully be able to make a payment of around £1,500 at the end of the month, so watch this space! Have a good weekend all
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • mel19632
    mel19632 Posts: 647 Forumite
    OMG - just have been messing around with my spreadsheet and....if we keep to budget until xmas, we will have paid off £30k of capital since LBM! That makes me very excited and determined to keep this up.
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    That's great Mel. I'm very impressed at those who keep spreadsheets. For me, my MSE sig is the only way I can keep track!
  • mel19632
    mel19632 Posts: 647 Forumite
    I think I love spreadsheet just a *bit* too much...I have one for pretty much everything
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • Batfink
    Batfink Posts: 367 Forumite
    mel19632 wrote: »
    I think I love spreadsheet just a *bit* too much...I have one for pretty much everything

    You're not alone. Every time I want to buy something, or change something I put everything into a spreadsheet to make sure I can afford it!

    Another little story for you while I'm here....

    My iPhone contract runs out (finally) in 3 weeks, so I wanted to see if o2 might offer me any good deals on a new one - suffice to say, they didn't - and as their customer service has been quite terrible I started looking elsewhere.

    I found the phone I wanted from Orange - £149.99 for the phone, but on a 24 month contract at £40 per month!

    So - off to quidco I went..... And I've got the phone for free, line rental reduced to £30 per month (same mins etc) with half of that refunded for the first 10 months *and* £40 cash back. That means I've saved £580 over buying it direct from Orange!!! It's amazing the deals you can get some times.

    x
  • mel19632
    mel19632 Posts: 647 Forumite
    Well done Batfink! I may investigate this as BF's contract is up for renewal and he would love an iphone.

    I am too excited to wait for end of month to make a big payment so have made £500 payment to Mint today:T
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
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