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NEW - pay off £20,000 (ish) by Christmas 2009
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Well the final payment to the Egg loan is waiting to be taken out of my account :j
This month ive made about £2k in overpayments to Egg, along with my increased montly payment AND overpayments has lead to me paying off the Egg loan 18 months early :j:j:j
Unfortunatly my last loan doesnt allow overpayments so the money will be put to 1 side to pay off at the end of the year... so all further payments will be "virtual" payments based on outstanding amount on loan minus savings in bank.
Still, im SOOOOOOO chuffed about paying off a loan that early, yay for me
And I have my yearly pay review today so fingers crossed for a huge rise :rotfl:
Keep up the good work everyone!14/12/2009 - Official Debt Free Day
31/06/2012 - Officially a home owner! Now, where is that Mortgage-Free Wannabe Board... :cool:
"What the hell is that?" "I don't know, but if cats could sing... they'd hate it too"
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Well done Terakris! That sounds brilliant!Paying down the mortgage:
At 1 October 2011: £226,000
Currently: £224,499
Aim: 85% LTV (£212,500)
Paid £1,500
Target remaining: 88.89%0 -
Well - EDF energy were being rather irritating, so I decided to switch. I have very low energy bills (£45 for gas and £11 for elec) so I didn't stand to save a lot of money. However, Quidco to the rescue, £80 cash back for switching to Scottish Power - and while I was there, I got £25 cashback from Jackpotjoy for spending a £10. So that's a startlingly easy £95 that'll go off the Amex when it arrives!
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I love those Quidco cashbacks. I am waiting for £70 from more than at the moment, as well as various bingo cashbacks...0
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I agree, cash back is amazing! I have been inspired to change my gas and elec to Scottish Power following Batfinks reminder so £80 waiting to come to me! I think i have made around £1700 over the last two years so def worth it!Paying down the mortgage:
At 1 October 2011: £226,000
Currently: £224,499
Aim: 85% LTV (£212,500)
Paid £1,500
Target remaining: 88.89%0 -
I was so suspicious of it when I first came across quidco because it sounded too good to be true, but in three years I've only ever had one transaction not pay out.0
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£900 off my credit card today.Mortgage £25,789.17/£24,918.14/£22,921.47
Pay off £20k by Xmas 2010 - £16,360.000 -
Earthstrong wrote: ȣ900 off my credit card today.
I could be wrong but I think there may be a mistake in your sig have you really paid off over £50k this year
DTxx0 -
=Double Trouble;23485489]I could be wrong but I think there may be a mistake in your sig have you really paid off over £50k this year
DTxx
Well, maths has never been my strong point DT, maybe that's why I am in debt.Mortgage £25,789.17/£24,918.14/£22,921.47
Pay off £20k by Xmas 2010 - £16,360.000 -
Hi All, finally updated my signature (since i paid off my overdraft). My total paid off looks amazing. Still got a very long way to go.CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J0
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