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It is tough NOW. So how are we coping

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  • annie123
    annie123 Posts: 4,256 Forumite
    1,000 Posts Combo Breaker
    Primrose wrote: »
    annie - you'd better stock up on your favourite chocolate now. It's one of the food items already subject to VAT, so if it goes up to 25% in the budget next week, it will certainly be even more unaffordable. (However, it may be the final straw which forces me to give it up and improve my waistline).

    I didn't know I paid VAT on my chocolate:eek: will be going back for more tomorrow.....
    where to hide it so I don't know where it is? that could be a problem.:cool:
  • pagangirl
    pagangirl Posts: 391 Forumite
    smileyt - I am on the frugal living challenge - (see my sig')
    my live on £5500 includes all bills - everything !!! - has to.:( and hoping to come in under that, although it is only for myself.
    When you get to the end of your rope, tie a knot and hang on :eek:

  • meanmarie
    meanmarie Posts: 5,331 Forumite
    Part of the Furniture 1,000 Posts
    Mardatha....how wonderful to have actually seen a cuckoo....I never have done and in fact they don't seem as common as they used to be.

    Butter here is €1.79 per lb., would love to make my own again but cream is never reduced so would cost me a lot more than the one I buy in Lidl.

    Marie
    Weight 08 February 86kg
  • smileyt_2
    smileyt_2 Posts: 1,240 Forumite
    pagangirl wrote: »
    smileyt - I am on the frugal living challenge - (see my sig')
    my live on £5500 includes all bills - everything !!! - has to.:( and hoping to come in under that, although it is only for myself.

    Blimey pagangirl, how do you live on that? My rent alone is £3200/annum, council tax even with 25% discount is £800, so there's four grand! If you are only on £5,500 surely you are entitled to housing benefit and/or council tax benefit?

    A quick calculation shows that, without rent and council tax and animals (!) and supported lodgings 'son', I could live on £4300 to include fuel, water rates, tv licence, phone and internet, and food and transport. So that's not bad. I could shave a bit off that too if I had to.
    Aspire not to have more but to be more.
    Oscar Romero

    Still trying to be frugal...
  • Hippeechiq
    Hippeechiq Posts: 1,103 Forumite
    Winged_one wrote: »
    I have good news for a change. OH had been looking and talking to another compnay since February, but was starting to despair as it was all taking so long. But eventually everyone had talked to everyone else and agreed, so he has got a new job!! He has an email of the contract, but we're just waiting on the hard copy in the post. But he gave his notice yesterday to his current job - celebrations!!

    And because he's been there 6 months of this year, I am trying to persuade him to take the 2 weeks leave he has accrued - I think he was secretly hoping to get "gardening leave", but they didn't do that. So now I am working on the hols - even if he just stays home alone and reads and digs and relaxes a little!

    That's fab news Winged one :T I'm really pleased for you :)
    Aug11 £193.29/£240

    Oct10 £266.72 /£275 Nov10 £276.71/£275 Dec10 £311.33 / £275 Jan11 £242.25/ £250 Feb11 £243.14/ £250 Mar11 £221.99/ £230
    Apr11 £237.39 /£240 May11 £237.71/£240 Jun11 £244.03/ £240 July11 £244.89/ £240
    Xmas 2011 Fund £220
  • mardatha wrote: »
    There is a posh bit in Glasgow ? :rotfl:
    ...running for the door :D

    The folk that live there think it is!!! ;)
  • AnnieG
    AnnieG Posts: 877 Forumite
    Part of the Furniture 500 Posts Name Dropper
    If chocolate goes up, well, I think that may be grounds to leave the country and not come back!
    I used to be vegatarian and don't eat much meat these days, but think that meat is going to be for special occasions only, apart from the odd rubber chicken to last a whole week.
    DS eats at the childminder's house at the moment, I kept her on when I finsihed my job in the hope that I'd soon be working again. As that doesn't seem likely at present, I'm going to have to start feeding him myself. He can get free school dinners if I'm not working, but giving him evening meals is going to push my budget right up. Either that or I persuade him that porridge made with water is a delicious meal..........
    Say what you mean.. mean what you say... without being mean.
  • Primrose
    Primrose Posts: 10,705 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've been Money Tipped!
    annie - any food product which contains chocolate, I think, bears VAT, including chocolate biscuits. Snacks such as crisps and similar snack products also bear VAT. Ordinary biscuits at the moment are exempt, but who knows after June 22nd......? Twinks home baked Hobnobs will come into their own! Must hunt down her recipe and make some because I hate not having a few biscuits in store to nibble with a mid morning or afternoon cuppa.
  • Hippeechiq
    Hippeechiq Posts: 1,103 Forumite
    Primrose wrote: »
    Must hunt down her recipe and make some because I hate not having a few biscuits in store to nibble with a mid morning or afternoon cuppa.

    Here you go Primrose - but don't blame me when you find yourself baking them almost daily because they're so damned fine.....I made them for the 1st time about 4 weeks ago and I've made them (cough) a few of times since then ;)
    twink wrote: »
    this is the recipe i use
    8oz sr flour
    8oz sugar
    8oz porridge oats
    8oz margarine
    1tbsp golden syrup
    1tbsp hot water
    1/2 tsp bic soda
    mix flour, oats and sugar, melt marg, syrup and water in a pan stir in bic soda and add to dry mix, mix well, make smallish balls and put on greased tray and flatten slightly with a fork, 180oc for 15 mins, cool on the tray, you just want them golden in oven not brown

    8ozs = 225 grams
    Aug11 £193.29/£240

    Oct10 £266.72 /£275 Nov10 £276.71/£275 Dec10 £311.33 / £275 Jan11 £242.25/ £250 Feb11 £243.14/ £250 Mar11 £221.99/ £230
    Apr11 £237.39 /£240 May11 £237.71/£240 Jun11 £244.03/ £240 July11 £244.89/ £240
    Xmas 2011 Fund £220
  • annie123
    annie123 Posts: 4,256 Forumite
    1,000 Posts Combo Breaker
    edited 17 June 2010 at 10:31PM
    Been reading up on VAT and chocolate, primrose you're right.
    It is payable on chocolate bickies

    All wholly or partly coated biscuits including biscuits decorated in a pattern with chocolate or some similar product

    Gingerbread men decorated with chocolate unless this amounts to no more than a couple of dots for eyes

    Cereal, muesli and similar bars with honey or other added sweetening matter

    If the chocolate is part of the dough: ie chocolate chip cookies its exempt,.....for now!

    EDIT......Idea. Chocolate covered Twinks hobnobs:T why didn't I think of it before!
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