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Can I clear a debt a month??

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  • ehallett
    ehallett Posts: 1,960 Forumite
    Hi everyone

    I'm looking for some ideas today please :D

    From Wednesday, I have got 8 days off work in a row due to the amount of leave I need to use up before April :j - I am determined not to waste this time off and want to come up with some activities that will help me become debt-free and more organised that little bit quicker :D

    I've also got 8 days off in a row in February and again in March so anything I don't get the time to do this month, I can carry it over to next month.

    Ok, for starters, I have got the following lined up:
    • AQA obviously, I would like to spend at least 5 hours a day on this when I am off
    • Competitions - I need to win some stuff soon to either sell or use for my present box.
    • Go through my bedroom and other possessions with a fine tooth comb. I am not the tidiest of people and therefore I need to have a big declutter and either give some of my junk to charity or Ebay it.
    • Sort through all of my paperwork - I've got stuff stashed everywhere!!
    • Complete another spreadsheet with my total debts and a detailed repayment plan as I have let this slip recently.

    If anyone has got any other useful activities for me to get my teeth into then please let me know :A

    Emily x
  • can I ask what AQA is?

    Have done a search but not found anything moneysaving??

    Would love to do this, as have a bit of time at work!

    Thanks in advance for any help, and apologies for ignorance!!
    Give yourself a Chistmas bonus £14 a week!
    Total so far £28
  • ehallett
    ehallett Posts: 1,960 Forumite
    can I ask what AQA is?

    Have done a search but not found anything moneysaving??

    Would love to do this, as have a bit of time at work!

    Thanks in advance for any help, and apologies for ignorance!!

    AQA is Any Questions Answered - you get paid for answering questions that people text in.

    See http://www.63336.com for details of vacancies.

    Good luck

    Emily x
  • Aha!

    Am on to it!

    Thanks, and good luck...

    I find that i could spend several days just going through paperwork!:j
    Give yourself a Chistmas bonus £14 a week!
    Total so far £28
  • justruth
    justruth Posts: 770 Forumite
    Oh yes Emily, you keep not doing it and we all keep telling you, reclaim those bank charges! Also you might do well to have a look to see if you were mis-sold PPI on any credit that you have had. Then when you have all that done I think it's about time we had an EHallet SOA, at least an idea of your debts! You know how good the folks on the forum are at pulling them apart and finding ways to save you money!
    Debt £5600 all 0%
  • TallGirl
    TallGirl Posts: 6,214 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I agree get the those bankcharges claimed and then you will possible even have some spare money to buy a present for someone. Go for it Emily
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • ehallett wrote:
    If anyone has got any other useful activities for me to get my teeth into then please let me know :A

    If you do your 5 hours AQA, sort out your paper work, start you bank charge reclaim and declutter your bedroom then you will have deserved some EMtime. All work and no play....

    Look after number 1
    There is no point in getting run down/ill in your quest to become debt free. You're making fantastic progress, just make sure you're fit to enjoy the fruits of your labours. (that's an order!)
    7 Angel Bears for LovingHands Autumn Challenge. 10 KYSTGYSES. 3 and 3/4 (ran out of wool) small blanket/large square, 2 premie blankets, 2 Angel Claire Bodywarmers
  • ehallett wrote:
    See http://www.63336.com for details of vacancies.

    They only seem to want "Researchers in Ireland, Australia or New Zealand" :(
    7 Angel Bears for LovingHands Autumn Challenge. 10 KYSTGYSES. 3 and 3/4 (ran out of wool) small blanket/large square, 2 premie blankets, 2 Angel Claire Bodywarmers
  • Hi,
    I'm very interested in the AQA thing aswell but live in England. Do you know if they have any other vacancies?

    Good luck in sorting out all your debts!!!
    Debt at 23/01/2007

    Dorothy Perkins £905
    Capital 1 £0 (Claimed £560 ish back in charges - £200 limit!!)
    Mastercard £1100
    HSBC overdraft 1250
    Natwest overdraft 1050
    Littlewoods catalogue 850

    Joined £2 club - £0 so far!!! :beer:
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    AQA do recruit fairly regularly for UK researchers, people quite often post on here whenever they advertise for UK-based staff, so I think it's just a case of keeping a look out and checking regularly. They've advertised at least twice within the last 6 months that I can remember. Good luck!
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
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