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Can I clear a debt a month??

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  • ms_london
    ms_london Posts: 2,852 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey Emily - just thought I would pop in & as usual you are doing amazingly well, I love your positive attitude and wish I could be more like you sometimes!!!!! Keep up the excellent work, wishing you all the best for 2007!! xx
  • ehallett
    ehallett Posts: 1,960 Forumite
    ms_london wrote:
    Hey Emily - just thought I would pop in & as usual you are doing amazingly well, I love your positive attitude and wish I could be more like you sometimes!!!!! Keep up the excellent work, wishing you all the best for 2007!! xx

    Thank you - I wish you all the best for 2007 too.

    I hope you are still enjoying your travels :D

    Emily x
  • ehallett
    ehallett Posts: 1,960 Forumite
    Hello everyone - I hope you are all enjoying 2007 so far.

    Unfortunately I'm not feeling very well again, I've caught a nasty throat viral thing that has been doing the rounds at work. It's perfect timing as I've got the hospital on Monday :rolleyes: . I always get ill before going there and my doctor thinks I am always ill but I'm not, it's just when I go there!!

    Oh well, I will post again tomorrow about my progress when I am more with it.

    Emily x x
  • Mirtos
    Mirtos Posts: 728 Forumite
    Hey Em, Just thought I'd pop in to say hi and Happy New year! all the best for 2007 my love!
    xxx
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Hiya Em
    Sorry to hear you're not feeling so good. Sending lots of positive vibes to help you along your way.
    Look after yourself and wrap up warm.
    xx
    January budget
    Nothing left!
  • ehallett wrote:
    Unfortunately I'm not feeling very well again, I've caught a nasty throat viral thing that has been doing the rounds at work. It's perfect timing as I've got the hospital on Monday :rolleyes: . I always get ill before going there and my doctor thinks I am always ill but I'm not, it's just when I go there!!

    Hi Emily, just thought I would pop in to see how you are getting on. Your positiveness always rubs off on me and I needed a bit of a boost.

    Sorry to hear about the throat infection. Not sure if I've mentioned this before but I find that if I gargled with tea tree oil when things were going around the office, I more often than not escaped infection.

    Put 1 drop of pure essential tea tree oil into half a small glass of water, stir to disperse the oil, gargle, stir, gargle until glass empty. (Book actually recommends a drop of Geranium too but that has a foul taste).
    Obviously don't do this if you know you are allergic to the oil.

    Neat tea tree oil is also good on ulcers and it shifted an abcess for me over Xmas which antibiotics failed to get rid of. (Just note that this was a stop gap measure over the holiday period before seeing my dentist again and is no substitute for avoiding the professionals)
    7 Angel Bears for LovingHands Autumn Challenge. 10 KYSTGYSES. 3 and 3/4 (ran out of wool) small blanket/large square, 2 premie blankets, 2 Angel Claire Bodywarmers
  • Pilchard
    Pilchard Posts: 362 Forumite
    Hi Emily

    Sorry you're not well, but as usual you have a positive attitude. The cards I got for christmas were very much appreciated and admired by those lucky enough to receive them so thanks for that. Now, I need a kick up the bum to sort my debts out for this year. I do mystery shopping already and have entered competitions but not won anything. Could you please pm me the competition sites you use cos never seem to find a lot on the one I look at. I'm seriously going to have to look at other ways of getting a bit extra so any other ideas would be welcome, from anyone else. As a lst resort anyone with rather large wellingtons is quite welcome to kick my butt to get me moving!!!!!!!!!!!
    :wall: :doh: :wall: :doh: :wave:
    Let's start again (really need a kick up the bum now) :wall:
    Virgin CC £9793.71
  • ehallett
    ehallett Posts: 1,960 Forumite
    Thanks for all of your get well messages. I haven't decided whether or not to go to work tomorrow morning or not yet. I've got the hospital in the afternoon so I'm off then anyway but the infection still hasn't 'come out' properly yet so I feel like I'm not so unwell that I can't make it into work. I hate it when this happens. I either want to be ill enough that I KNOW I can't work or feel well enough to go into work - none of this in between stuff!!

    Anyway, I'm starting to panic about winning something for my boyfriend for Valentine's day now. I'm so impatient I know. I have been entering comps like there's no tomorrow so hopefully I might get something through soon. I have got my eye on a weekend break through a competition with Grolsch. They are giving one away everyday until the end of the month so fingers crossed for that one. It would be the perfect present.

    I think I might start on trying to win some presents for March too as I've got a few then and need to get a head start.

    I need to win:

    A birthday present for my Gran - a nice smellies set or some vouchers would be great for this. I'm not too worried about this as I've got some vouchers in my 'present box' which would cover this if I didn't win anything. This is on the 16th March.

    An anniversary present for my boyfriend. We don't tend to get eachother much for this, just a DVD or game would do for him. I would like to win something nice for him though as he has had to put up with me for the past 6 years and a nice present might encourage him to put a ring on my finger ;) . This is on the 14th March.

    Finally, a mother's day present for my mum (obviously). This could be vouchers, a new kitchen (yeah right! I wish!) or she has been wanting to get a new DVD recorder for a while so maybe if I concentrate on winning one of those for her. If I fail then I have got some vouchers to cover this one too. This is on 18th March this year.

    I suppose I better get cracking and if anyone has got any thoughts on the do I/don't I go to work dilemma then please let me know!

    Emily x

    (Pilchard, I will PM you with some sites for comps shortly :D )
  • justruth
    justruth Posts: 770 Forumite
    See how you feel tomorrow, but if you feel well enough, go in. That way everyone can see you turning up when you feel under the weather. Also as it is possibly a stress response to the hospital appointments, try looking into ways of dealing with the stress for the week before appointments. Something like meditation, alexander technique or kick boxing, what ever floats your boat.
    Debt £5600 all 0%
  • ehallett
    ehallett Posts: 1,960 Forumite
    justruth wrote:
    See how you feel tomorrow, but if you feel well enough, go in. That way everyone can see you turning up when you feel under the weather. Also as it is possibly a stress response to the hospital appointments, try looking into ways of dealing with the stress for the week before appointments. Something like meditation, alexander technique or kick boxing, what ever floats your boat.

    Thanks for that. I think I will go in as I've only got to work until around 1pm. I don't think it is a stress reponse from going to the hospital. Going to the hospital doesn't really bother me anymore unless I know I am having some treatment done. General check-ups and tests don't phase me anymore. I think I would be a complete wreck if they did after the amount of times I have to go there.

    It sounds really weird but I actually feel more at home at the hospital than I ever do anywhere else. All the staff there know me and are just so friendly that it's just like visiting friends sometimes!

    Anyway, I will go in tomorrow and then see what my doctor says when I see him in the afternoon. Problem solved :D (unless I feel really bad in the morning ;) )

    Emily x
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