Can I clear a debt a month??

jenchin66

:xmassign: :xmassign:

Merry Christmas Emily. I love reading your diary, you are such an inspiration.

ehallett

Not long to go now. I have finished work until after Christmas so I can look forward to getting some lovely pressies - I'm feeling a bit sad that my dad isn't here though, he loved Christmas and it's just not the same without him

I have officially finished all of my Christmas shopping which is good. My present box for next year (birthdays and Christmas) is looking very healthy already. So far I have got:

£20 Toys 'R' Us vouchers (leftover from Christmas vouchers this year)
£15 Love to Shop vouchers (left over from Christmas vouchers)
£12 worth of Boots points (built up from buying a lot of my presents there this year)
A Guinness glass (might be useful for a hamper - freebie)
An Olive Oil drizzler (don't ask, I won this from somewhere - again it might be useful for a hamper for someone who likes to cook!)
A set of Bratz Top Trump cards (also won these, will save these for my little cousin).

I'm quite impressed with that little haul and I don't really have many major birthdays until March. I've got a friend's birthday in early January but I always get a cheap set from Boots for this - they are always half-price after Christmas .

I hope everyone else is ready for Christmas :cool:

Emily x x

slowlyfading

it sounds like you're very well organised! i'm really impressed, I need to start trying to be more organised. Hope you have a great christmas and a happy new year
nicola x

webitha

hiya to all
ive been up since 4am (FLU and an abcess) and ive just read your entire thread i think i will treat myself to a wee snooze as it was exhausting to read wehat you have been thro and your truly an inspiration and i hope the new year is better for you and even better for me coz this has got to be the worst xmas on record DH got knocked of motorbike, 3 weeks no work, the darlin brats went off playing with friends and didnt tell me had the police out an everything now ive flu an an abcess so no xmas dinner for me
so ya boo to 2006 and ya hoo 2007 im sure we will both have a fab year
you DEF deserve it so keep your pecker up and give my love to your family x

monalisaDFW

Hello emily I've just read you're whole diary and it inspired me to stop lurking and join the conversation. You are an inspiration much further than setting a good example for debt free wanabees , have a great christmas.

ehallett

Merry Christmas everyone - I hope you all had a good day yesterday.

I received some lovely presents which was nice. I've got some white gold jewellery and a new cardigan and some new jeans (haven't bought new clothes for ages!).

I also got enough toiletries to sink a ship! I don't think I'll need to buy any more shampoo, shower gel, body lotion or skin creams for a very long time!!

Now that my present buying is over for this year, I can concentrate on sorting out the presents I need to buy for next year. My first birthday is in January which is my friend's and I will only get her a half price set from Boots so I can use my points for that (have got over £14 worth now).

Therefore I need to start with Valentines Day in February. I don't usually get my boyfriend much so I'm just going to try and win something that will be suitable. I'm going to enter at least 20 competitions a day that will be for a prize that I can give him. That way I am hopefully bound to win something for him before February.

Anyway, I am now going to do a couple of hours on AQA before some family come around for the afternoon.

I hope you all have a lovely Boxing Day.

Emily xx

ehallett

I've decided I need to firstly declutter and secondly get some extra money into that bank account of mine so that I can wave goodbye to my overdraft.

I am going to copy something I did a few months ago. I'm going to list things on Ebay in groups of £100.

My first lot of things will be:

• Giant Connect Four game - will get around £100 for it.
• Computer software - hoping to get £30.
• Change sorter - £15
• Electronic money bank - £15
• Knitting book - £10
• Some D&G jeans - £20 (they aren't new)
• Some bits and bobs that will get around £10

Therefore my first lot totals £200. I will list these on New Years Eve and will start looking for my next lot of items on New Years Day. This is just my estimate of prices so they may get more or less on Ebay.

It will be great to sort my things out and clear my overdraft at the same time.

Emily xx

LookingAhead

Good luck with the Ebay-ing Emily!

justruth

happy new year, i look forward to seeing your progress in the coming 12 months x

ehallett

HAPPY NEW YEAR EVERYONE!!

I'm so glad it is now 2007. This year is going to be great - I can just feel it!!

My little present resolution is coming along nicely. I have already sorted out my friend's birthday which is on Sunday. I've used a nice cosmetic bag that I got with a set at Christmas and put 4 toiletry products in there that I already had but would never use.

My mum has got some wrapping paper for me to use and I have got a nice supply of cards to keep me going all year. Therefore my friend's birthday has cost me nothing and all my Boots points stay in tact

My next mission is to win something for my boyfriend for Valentines Day. I've got tomorrow off so will be entering loads of relevant competitions to try and win something in time. It doesn't have to be anything major, just a nice computer game or something would do.

Anyway, must get on with my AQA questions

Emily x