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Can I clear a debt a month??

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  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad you are feeling so positive Emily
    Enjoy Paris when it comes
    Keep us posted on how to buy the cards if you dont mind
    Take lots of care
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Nice to have you bak. Glad you're feeling better and so positive.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • justruth
    justruth Posts: 770 Forumite
    So having flicked though your other posts, Your capital one card was £977.83, you intend to make £500 this month on ebay and your current balance on the card is £827. Where will you be finding the other £327? I have absolute faith in your ability to achieve this and I am always impressed at the lengths and innovative ideas that you come up with to tackle debt.
    Debt £5600 all 0%
  • ehallett
    ehallett Posts: 1,960 Forumite
    justruth wrote:
    So having flicked though your other posts, Your capital one card was £977.83, you intend to make £500 this month on ebay and your current balance on the card is £827. Where will you be finding the other £327? I have absolute faith in your ability to achieve this and I am always impressed at the lengths and innovative ideas that you come up with to tackle debt.

    Oh, that's put me on the spot ;) - hopefully some mystery shopping will come my way. You never know what might come along, I might get a prize-winning cheque in the post tomorrow for £1,000 and voila my Capital One card would be cleared :rotfl: - but seriously you never know :D

    I am aiming to get £500 from Ebay but hopefully I may get some more than that. I have got quite a bit to sell still so we shall wait and see.
  • Wow Emily, you really are an insipration!

    I dont usually like to read long threads, but Ive just spent the last hour (in work naughty me) reading this one from start to finish.

    Well done on all you've achieved so far, and good luck for whats to come.:A

    x x x x
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
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    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
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    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • jcr16
    jcr16 Posts: 4,185 Forumite
    well done with your debt clearing.

    what is AQA please ? 100 questions for £30 sounds good. can everyone do this ?
  • ehallett
    ehallett Posts: 1,960 Forumite
    Hello everyone

    Right, I have got a change of plan for this month. I owe my mum £2,000 which she needs back ASAP. I am therefore going to concentrate on getting this paid back.

    I want to get as much as possible throughout September but I will be getting my AQA money at the beginning of October so I can rely on that if I need to.

    I am now going to try and do 200 questions a day :eek: so that I end up with £1,800 by the end of September.

    Also, we think that my sister may be pregnant again. I will let you all know when we find out for sure :j

    Emily xx
  • Hi Emily

    I have just read your entire thread and i think that you are fantastic!

    I feel extremely inspired by you and am going to give amazon a go, i have some old text books that may be of some use to someone!

    Keep up the good work and i will keep readin this thread!

    1st TSx

    P.S Have you thought about setting up a site that would allow people to donate to Joshuas fund online? There are lots of free sites out there, my boyfriend is a web designer, PM me and i'll see if i can help you out with that. ;)
    Debt Savings
    C/C £2,951.44 PO £146
    Car Loan £4,500 Cahoot £50

    DFD by ???? :confused:
  • Pilchard
    Pilchard Posts: 362 Forumite
    Welcome back Emily.

    Glad you're feeling better. Think you've made the right decision about work and that extra day will be useful for your competitions and stuff, if you feel up to it. As you say, your health comes first and, if that's ok at least you reap the rewards of cutting your debt by relaxing a bit. Good for you with your plans for AQA and competitions and stuff. I think the fund for Joshua is great. I think the website idea is fantastic too. Don't think it'll take too long to get that star cos you've inspired so many people with this website that we have all been touched by you losing Joshua. I will certainly be donating once it's sorted.

    Keeping my fingers and toes crossed for your sister.

    Take care.

    :T :T :T :T :T :T :T
    Let's start again (really need a kick up the bum now) :wall:
    Virgin CC £9793.71
  • Pilchard
    Pilchard Posts: 362 Forumite

    P.S Have you thought about setting up a site that would allow people to donate to Joshuas fund online? There are lots of free sites out there, my boyfriend is a web designer, PM me and i'll see if i can help you out with that. ;)

    Hi there

    I don't know much about websites but I think that's a fantastic idea.

    Take care
    :j :T
    Let's start again (really need a kick up the bum now) :wall:
    Virgin CC £9793.71
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