Time for change - help needed by numpty!!!

HarryStottle

ok, I have done the budget planner - is it the same as SOA?

You will notice a theme with me - lack of intelligence.......sometimes...

insider66

HarryStottle wrote: »

ok, I have done the budget planner - is it the same as SOA?

You will notice a theme with me - lack of intelligence.......sometimes...

Have you formatted it for MSE?

then copy and paste it into here ok?

10past6

Hi and welcome Harry :hello:

You're in capable hands with the members here

Enjoy your time on MSE :rotfl:

HarryStottle

[IMG]file:///C:/Users/Simon/AppData/Local/Temp/msohtml1/01/clip_image003.gif[/IMG] [FONT=Arial,sans-serif]Getting Started[/FONT] [FONT=Arial,sans-serif]What Do You Earn?[/FONT] [FONT=Arial,sans-serif]What Do You Spend?[/FONT] [FONT=Arial,sans-serif]Spending Totals[/FONT] [FONT=Arial,sans-serif]The Results![/FONT] [IMG]file:///C:/Users/Simon/AppData/Local/Temp/msohtml1/01/clip_image006.gif[/IMG] What do you earn?

HarryStottle

Umm, not sure what happened?!

insider66

copy it from the website page, (left click and drag, when highlighted right click in the highlighted area and COPY)

then come back here and right click in the quick reply box and PASTE.

HTH

HarryStottle

[URL]file:///C:/Users/Simon/Downloads/Money/budget_planner.xls[/URL]

Hope this works.......

Numpty_Monkey

Saw your thread tittle and thaught you called for me

The Advice so far is spot on
When you get the SOA thing we can see what is happening
horace posted the link before www.makesenseofcards.com/soacalc.html
just make sure you format it for MSE and copy the text and post it in a new message

Don't worry you are with a great set of people on here

insider66

Congratulations on completing your SOA. What you need to do now is to highlight, copy and paste everything (yes, I mean everything) below the line into a post on the MSE website. When you have done that, you can type any other relevant information at the end of the post.

<===== Copy and paste EVERYTHING below this line into your MSE post =====>


Statement of Affairs and Personal Balance Sheet

Monthly Income Details
Monthly income after tax................ 2670
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 2670

Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax............................. 92
Electricity............................. 40
Gas..................................... 60
Oil..................................... 0
Water rates............................. 18
Telephone (land line)................... 22
Mobile phone............................ 35
TV Licence.............................. 12
Satellite/Cable TV...................... 85
Internet Services....................... 0
Groceries etc. ......................... 300
Clothing................................ 100
Petrol/diesel........................... 217
Road tax................................ 17
Car Insurance........................... 25
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 25
Contents insurance...................... 15
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 100
Haircuts................................ 10
Entertainment........................... 200
Holiday................................. 300
Emergency fund.......................... 50
Total monthly expenses.................. 1753

Assets
Cash.................................... 5600
House value (Gross)..................... 425000
Shares and bonds........................ 25000
Car(s).................................. 24000
Other assets............................ 0
Total Assets............................ 479600

No Secured Debt

Unsecured Debts
Description....................Debt......Monthly...APR
Abbey c/c......................2100......25........0
Total unsecured debts..........2100......25........-

Monthly Budget Summary
Total monthly income.................... 2,670
Expenses (including secured debts)....... 1,753
Available for debt repayments........... 917
Monthly UNsecured debt repayments....... 25
Surplus(deficit if negative)............ 892

Personal Balance Sheet Summary
Total assets (things you own)........... 479,600
Total Secured debt...................... -0
Total Unsecured debt.................... -2,100
Net Assets.............................. 477,500

Created using the SOA calculator at https://www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission.

======== Enter any other useful information below ========

e.g. the number of adults & children in the household, the number

of cars included in the SOA or anything else that may be useful. Should look a bit like this

HarryStottle

Congratulations on completing your SOA. What you need to do now is to highlight, copy and paste everything (yes, I mean everything) below the line into a post on the MSE website. When you have done that, you can type any other relevant information at the end of the post.

<===== Copy and paste EVERYTHING below this line into your MSE post =====>

Statement of Affairs and Personal Balance Sheet

Monthly Income Details
Monthly income after tax................ 1570
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1570

Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 400
Management charge (leasehold property).. 0
Council tax............................. 0
Electricity............................. 0
Gas..................................... 0
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 0
Mobile phone............................ 35
TV Licence.............................. 0
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 250
Clothing................................ 25
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 20
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 40
Pet insurance/vet bills................. 20
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 30
Haircuts................................ 10
Entertainment........................... 100
Holiday................................. 0
Emergency fund.......................... 0
Money to friends........................ 2000
Total monthly expenses.................. 2930

Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0

No Secured Debt

Unsecured Debts
Description....................Debt......Monthly...APR
HBOS...........................4000......0.........0
HBOS...........................1504......0.........0
HBOS...........................1174......0.........0
BARCLAY CARD...................1000......0.........0
HBOS...........................3500......0.........0
Total unsecured debts..........11178.....0.........-

Monthly Budget Summary
Total monthly income.................... 1,570
Expenses (including secured debts)....... 2,930
Available for debt repayments........... -1,360
Monthly UNsecured debt repayments....... 0
Surplus(deficit if negative)............ -1,360

Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total Secured debt...................... -0
Total Unsecured debt.................... -11,178
Net Assets.............................. -11,178

Created using the SOA calculator at https://www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission.

======== Enter any other useful information below ========

e.g. the number of adults & children in the household, the number

of cars included in the SOA or anything else that may be useful.


Hoorahh.....